It’s especially important to shop around for motorcycle insurance if you're a new driver. Those 17 years of age tend to pay more than other age groups for bike insurance. While no single insurance provider is the best or the cheapest for everyone, we've analyzed dozens of motorcycle insurance plans to find some of the cheapest for 17 year olds. Read our research to help you pick the best plan for you.
- Cheap Motorcycle Insurance Companies for a 17 Year Old Rider
- Average Cost of Motorcycle Insurance for 17 Year Olds
Cheap Motorcycle Insurance Companies for 17 Year Olds
As the youngest, least experienced riders, 17 year olds typically pay the highest rates for motorcycle insurance. After testing sample riders in major UK cities, we found that Lexham was the cheapest overall motorcycle insurance company for 17-year-old riders.
|4||Motorcycle Action Group||£2,399|
However, Lexham isn't always the cheapest bike insurance company. Depending on a rider's individual details like where you live, the type of bike you ride, etc., other companies may be cheaper. For instance, MCE (which ranked 2nd overall) was cheaper than Lexham in Birmingham for our sample rider by over £400 per year. It's critical to shop around to find the best deal for your own profile.
Average Cost of Bike Insurance for 17 Year Olds
A typical 17 year old can find motorcycle insurance starting from around £1,325 for Third Party, Fire & Theft cover—nearly 3X the average cost of motorcycle insurance across all ages. Cheaper plans starting around £750 can be found for Third Party (liability only) insurance, but this basic type of motorcycle insurance won't cover your injuries or damage to/theft of your bike. Comprehensive plans cost the most, starting around £1,900 per year.
|Type of Motorcycle Insurance||Cheapest Premium||Average Premium|
|Third Party Liability Only||£758||£2,603|
|Third Party, Fire & Theft||£1,326||£2,589|
New riders can save 50% to 70% or more on their insurance premiums by shopping around for a good deal. Average motorcycle insurance costs for a 17 year old can run 1X to 2.5X the cost of the cheapest policies, potentially saving you thousands of pounds if you lock in a cheap premium.
We gathered dozens of quotes for a new, 17-year-old motorcycle rider in Birmingham, London and Manchester who rides a Yamaha YBR 125, parks on the street and drives under 4,000 miles per year. To get a picture of how prices change according to the type of motorcycle insurance coverage, we gathered prices for Third Party Only, Third Party Fire & Theft and Comprehensive plans from the following 10 UK bike insurance companies:
- Just Motorcycle Insurance
- Principal Insurance
- Motorcycle Action Group
- Entire Cover
- Bikesure Elite
- One Call
To get started shopping for motorbike insurance for a 17 year old, click the button below to get quick quotes for cheap bike insurance companies in your area.