Karl Talbot

Personal Finance Expert

Karl is a personal finance expert who specialises in writing about savings accounts, credit cards and cheap personal loans. Karl has worked for a number of personal finance publications including The Motley Fool and MoneySavingExpert.

How much will your energy bill rise by in April?

The Energy Price Guarantee is set to be scaled back from April next year. So, how will this impact our energy bills going into 2023?...

Have you been contacted by a debt collector? Here's what you need to know.

Are you in debt? Have you received a letter from a debt collection agency? In this article NimbleFins explains everything you need to know...

0% credit cards v cheap personal loans: Which wins for cheap borrowing?

If you NEED to borrow, it makes sense to do it as cheaply as possible. So, is it better to go with a 0% credit card, or opt for a cheap...

Why rising savings rates are putting cash ISAs back into the spotlight

Cash ISA rates are on the up. While interest rates still lag behind those offered on normal savings accounts, there are two reasons why...

High interest bank accounts are making a comeback. Here's how to earn up to 5.12% in a current account

High interest bank accounts are making a comeback. It's now possible to earn up to 5.12% savings interest in a current account. But what...

Warning for savers: As interest rates shoot up, more savers may become liable for tax

With interest rates on the up, it's a good time to be a saver. Yet many more savers could soon find themselves having to pay tax on earned...

Get paid for borrowing at 0%

Despite rising interest rates the 0% purchase credit card market is booming. Right now, you can borrow at 0%, and get paid for it....

What happens to your credit score when you apply for a credit card?

Do you know what happens to your credit score when you apply for a credit card? NimbleFins looks into the commons myths concerning what...

Are you turning to cash because of the cost of living crisis?

New research has suggested more people are turning to cash amid the current cost of living crisis. So why is this? And is holding cash a...

Can you put aside cash each month? This is the type of savings account for you

If you can put aside money each month don't automatically stash your cash in an easy-access savings account. In this article, NimbleFins...

Revealed! The risks of fixing your energy bill

Energy prices are soaring, with one consultancy expecting typical prices to exceed £6,000 next year. But what are the risks of getting...

Savings rates rocket following base rate hike. Here's the highest saving rates right now

Last week the Bank of England upped its base rate by 50 basis points. The increase was the single biggest rise in 27 years and savings...