Karl Talbot

Personal Finance Expert

Karl is a personal finance expert who specialises in writing about savings accounts, credit cards and cheap personal loans. Karl has worked for a number of personal finance publications including The Motley Fool and MoneySavingExpert.

End of tax year: How opening an ISA now could save you from a future tax bill

A new tax years begins on 6 April. So, have you used up your ISA allowance for the current 2022/23 tax year? NimbleFins explains why it's...

Can Universal Credit check my savings account?

Your entitlement to Universal Credit is negatively impacted if you have over £6,000 in savings or investments. But does the Government...

How to get a 'free' British Airways or Virgin Atlantic companion voucher

Companion flight vouchers offer a way to reward a friend or loved one with a free flight. So how do they work? And are there any catches to...

Cash ISAs vs Stocks & Shares ISAs: Which is best?

If you're looking to use up your annual ISA allowance for 2023/23, should you opt for a Cash ISA, or is it best to go for a Stocks and...

NatWest loosens criteria for market-leading balance transfer card: Here's how it works

NatWest has decided to open up applications for its market-leading 33 month balance transfer credit card. Previously it was only available...

5 tips for finding cheap flights

Planning an overseas trip this year? In this article, NimbleFins explores 5 ways you can cut the cost of flying overseas, from maxing the...

5 tips for cheaper train travel

If you're a regular on the railways, you may be wondering how you can save money on train travel. In this article, NimbleFins explores 5...

New year, new (improved) credit score? Here's 10 tips to boost your creditworthiness in 2023

If you're looking to make an application for credit in 2023 it's understandable you may wish to improve your creditworthiness. Here are 10...

Got cash under the mattress? Here's 3 ways to boost your savings in 2023 (& beyond)

If you're keen to give your savings pot a boost there are three ways you can go about it. In this article, NimbleFins explains how to max...

Post-Christmas debt hangover? Here’s how a balance transfer credit card can help

If you overspent at Christmas shifting your credit card debt to a 0% balance transfer card should probably be your New Year's resolution....

The 1p challenge: Can you save £600+ per year?

The 1p savings challenge has taken on a life of its own in recent years, as frugal-minded savers have realised it's possible to turn 1p...

Have savings rates already peaked?

2022 has seen savings rates soar but there are signs the market is slowing. So, have savings rates peaked? Or will more generous accounts...