Who has the Best Cheap Pet Insurance for Bulldogs?

Both French Bulldogs and English Bulldogs are know for their cuteness and for being prone to certain health problems. Read our recommendations to discover which pet insurance plans might be best to protect your beloved Bulldog and his smile. If you're not sure where to begin, read our Top Tips for Insuring a Bulldog.

The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Read our full disclosure here.

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Pet cover can help with vet bills. Protect your Bulldog today.

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  • Comparing
    Summary of the Best Pet Insurers for Bulldogs
  • Choosing
    How To Pick Pet Insurance for Your Bulldog

According to our analysis of a broad selection of over a dozen popular UK pet insurers, the following products stood out as objectively the best for certain purposes. The best pet insurance for you will depend on your individual situation and financial situation. Please use the information in this guide to help you narrow your choices and find the best value for you and your pet.

Best Cheap Lifetime Pet Insurance for Bulldogs: 4Paws, Pet Protect, Everypaw and Agria

Lifetime pet insurance generally provides the most comprehensive cover for a Bulldog. With a Lifetime plan, vet limits reset each year to provide financial protection for recurring conditions or conditions that take a long time to treat.

Best Cheap Bulldog Pet Insurance: 4Paws

Consider this if you want a higher vet cover limit in an affordable Lifetime plan with dental and a longer time to claim.

Range of Vet Cover £2,000 - £12,000
Types of Plans Time Limited, Max Benefit and Lifetime
Dental Cover Dental illness and injury covered (subject to annual checks)
Excess £90 (plus 15% aged 10 years or over, or 7 years for selected breeds)

4Paws Pet Cover is another more affordable provider of health insurance for bulldogs. With 4Paws, you can get £4,000 of Lifetime cover starting at less than £60 per month for a young, healthy French Bulldog. The plan provides cover for dental injury AND illness provided your pet has a dental exam every 12 months (with any recommended work carried out). We saw no exclusion for congenital/hereditary conditions in the terms, so genetic issues should generally be covered. The policy wording requests that pet owners submit claims as soon as possible—a call to customer service confirmed that they'll pay claims submitted within 12 months (so you're less likely to have a claim denied due to missing the claims window).

Sample monthly premiums for healthy, 3-month old...French BulldogExcess
4Paws Life £4,000£58£90
4Paws Life Plus £7,000£82£90

The excess is £90 (plus 15% aged 10 years or over, or 7 years for selected breeds).

Pros
  • Lower premiums
  • Travel cover
  • Dental injury & illness
  • Longer time to claim
Cons
  • No Euthanasia cover
  • No vetfone

Best Cheap Bulldog Pet Insurance: Pet Protect Lifelong Plus and Lifelong Extra

Consider this if you want a cheaper Lifetime plan with dental for your Bulldog.

Range of Vet Cover £4,000 or £6,000
Types of Plans Lifetime
Dental Cover Dental illness and injury covered
Excess Increases with pet age - starting at £95 plus 5% under 1 year old

Pet Protect offers solid value and cover at prices that won't break the bank. Included in either £4,000 or £6,000 of Lifetime cover, you get cover for dental injury AND illness (provided your pet has a dental exam every 12 months). Another important feature, especially for Bulldogs, is that congenital/hereditary conditions are covered so long as there were no symptoms before your policy began.

Sample monthly premiums for healthy, 3-month old...French BulldogEnglish BulldogExcess
Pet Protect Lifetime £6,000£65£54£95
Pet Protect Lifetime £4,000£58£48£95

In addition, you have 6 months to submit claims, which we think is quite manageable. There's no vet fone to call with queries, however, and those planning a long trip to the EU with their dog may not have enough cover (trips are covered up to 31 days per year, with vet fees up to £1,000 max while abroad). A defining feature that may not suit all pet owners is that the excess is composed of a fixed £ amount and a mandatory copay/variable excess. The variable excess starts at 5% but rises to 20% to 25% for dogs and cats over 10 years old.

Pros
  • Lower premiums
  • Congenital cover
  • Euthanasia cover
  • Travel cover
  • Dental cover
  • Prescription food
  • Having a longer time to claim
Cons
  • No Death Due to Illness Cover
  • No vetfone
  • No new policies for older pets (not available to dogs 6+ or 8+, breed dependent, or cats 10+)
  • Excess rises as pets age
  • Copay (variable excess) in addition to fixed excess

Best Cheap Bulldog Pet Insurance: Everypaw

Consider this if you want good rates for Lifetime cover.

Range of Vet Cover £1,000, £2,000, £4,000, £6,000 and £10,000
Types of Plans Max Benefit/Lifetime
Dental Cover Dental injuries/accidents only except after 2 years of cover
Excess 90

Everypaw was one of the cheapest pet insurance companies for bulldogs in our analysis. Not only were the prices quite low for the amount of Lifetime vet fee cover, but pet owners have access to a vet helpline and dental injury is covered (but only after 2 years with Everypaw).

Sample monthly premiums for healthy, 3-month old...English BulldogExcess
Everypaw Lifetime £2,000£23£90
Everypaw Life Plus £4,000£34£90
Pros
  • Lower premiums
  • Travel cover
  • Dental injury & illness (after 2 years)
  • Euthanasia cover
  • vetfone
Cons
  • No new cover for older pets

Bulldog Pet Insurance with Optional Features: Agria £6,500

Consider this if you're looking for customizable features and solid value - a premium plan for less.

Range of Vet Cover £6,500 or £12,500
Types of Plans Lifetime
Dental Cover Dental illness and injury covered
Excess £85 - £160, plus 10%

If you like the features of a premium plans but don't like the price tag, a good option may be Agria's £6,500 Lifetime Plan. Agria is able to offer competitive pricing because pet owners contribute more towards vet fees through the use of a standard 10% copay (in addition to a fixed £ excess) should you ever need to claim. Plus, options like Boarding if You're Unwell, EU Travel, Death and Loss and Holiday Cancellation are available as optional extras—cover you only need to pay for what you want.

Sample monthly premiums for healthy, 3-month old...French BulldogEnglish BulldogExcess
Agria £6,500£115£115£95 + 10%

The terms and conditions feel like they were designed by real pet owners, as you can read about in our review. Dental illness and injury are covered, as well as euthanasia.

Pros
  • Higher vet limits
  • Congenital cover
  • Dental injury and illness
  • 6+ months to claim
  • Optional Extras: Boarding if You're Unwell, EU Travel, Death and Loss and Holiday Cancellation
Cons
  • 10% copay on top of fixed excess
  • Pay extra for EU travel cover

Best Cheap Maximum Benefit Bulldog Insurance: Insurance Emporium, Scratch and Patch and 4 Paws

Maximum Benefit plans are considered to be the second most beneficial type of pet insurance behind Lifetime cover. While there's no time limit which allows for extended treatment windows, there is a cap on the amount you can claim per condition. Depending on the particular details of your application, you may be able to find Lifetime cover for less money than these Max Benefit plans.

Cheap Bulldog Max Benefit Pet Insurance: The Insurance Emporium

Consider this if you want a Maximum Benefit insurance for your Bulldog for a low price.

Range of Vet Cover £1,500 - £8,000
Types of Plans Public Liability, Accident Only, Time Limited, Max Benefit and Lifetime
Dental Cover No
Excess Varies, starting at £85/£95

The Insurance Emporium provides insurance for English bulldog puppies for around £500 per year, giving access to £4,500 of maximum benefit cover. Our data gathering showed that French Bulldogs cost around 50% more to insure with the Insurance Emporium than English Bulldogs. Elective benefits you can pay extra for include European Cover, Euthanasia and Cremation, National Pet Register, Premium Waiver and Legal Helpline. On discovering any event giving rise or likely to give rise to a claim under the policy, You must immediately notify and give full details to the Insurance Emporium.

Pros
  • Lower premiums
  • Optional extras
Cons
  • No dental illness (e.g., tooth and gum disease)

Cheap Bulldog Max Benefit Pet Insurance: Scratch & Patch

Consider this if you want a Maximum Benefit cover for your Bulldog, but beware inner limits.

Range of Vet Cover £2,250 - £8,000
Types of Plans Accident Only, Time Limited, Max Benefit and Lifetime
Dental Cover Dental injuries/accidents only
Excess Maximum of £75 will apply up to aged 8

Scratch & Patch is another vet insurance provider that sells a Maximum Benefit plan for Bulldogs. Policyholders get up to £4,000 of vet fee cover per condition while the policy is in force, but beware of the inner limits on some conditions. For instance, cruciate ligament treatment and MRI/CT scans are capped at £1,000, and alternative medicine will only be reimbursed up to £400. Expect to pay around £35/month for a French Bulldog puppy and £50 for an English Bulldog puppy.

Pros
  • Lower premiums
  • EU Travel cover
Cons
  • No Euthanasia cover
  • No vetfone
  • Inner limits

Cheap Bulldog Max Benefit Pet Insurance: 4Paws

Consider this if you want a solid Max Benefit plan with dental and a longer time to claim.

Range of Vet Cover £2,000 - £12,000
Types of Plans Time Limited, Max Benefit and Lifetime
Dental Cover Dental illness and injury covered (subject to annual checks)
Excess £90 (plus 15% aged 10 years or over, or 7 years for selected breeds)

4Paws Pet Cover also offers Max Benefit pet insurance, providing up to £2,000 of cover per condition. Prices start at starting at less than £45 per month for a young, healthy French Bulldog puppy and £65 for the English Bulldog. The plan provides cover for dental injury and illness provided your pet has a dental exam every 12 months (with any recommended work carried out). We saw no exclusion for congenital/hereditary conditions in the terms, so genetic issues should generally be covered. The policy wording requests that pet owners submit claims as soon as possible—a call to customer service confirmed that they'll pay claims submitted within 12 months (so you're less likely to have a claim denied due to missing the claims window).

Sample monthly premiums for healthy, 3-month old...French BulldogEnglish BulldogExcess
4Paws Max Benefit £2,000£41£65£125
Pros
  • Lower premiums
  • Travel cover
  • Dental injury & illness
  • Longer time to claim
Cons
  • No Euthanasia cover
  • No vetfone

Average Cost of Bulldog Insurance

The cost of pet insurance for a Bulldog can vary significantly depending on the type of pet insurance and the type of Bulldog. To give you an idea of what you might pay for bulldog vet insurance, we gathered dozens of quotes for a 3-month-old, healthy, male French Bulldog and English Bulldog across the three types of injury and illness vet cover—Time Limited, Maximum Benefit and Lifetime.

For Bulldogs overall, we found the average cost of Lifetime insurance for a puppy was £110 per month, or £1,320 per year. Maximum Benefit plans cost 60% less, or roughly £44 per month. Time Limited plans came in a touch cheaper at £41 per month. Keep in mind that the best deals on cheap Bulldog insurance can cost you a fraction of the average price, if you shop around.

How Much is Bulldog Insurance?

Type of InsuranceAverage Premium per MonthAverage Premium per Year
Time Limited£41£492
Maximum Benefit£44£528
Lifetime£110£1320
Chart showing the average cost of French Bulldog and English Bulldog insurance
Lifetime pet insurance for a Bulldog costs more than 2X the cost of Maximum Benefit or Time Limited cover

Best Cheap Pet Insurance Summary

Here is a summary of some of the cheapest pet insurance plans for Bulldogs.

InsurerPlan NameTypeVet LimitExcessDental Illness?Monthly Premium
English BulldogFrench Bulldog
AnimalFriends Max ValueMaximum Benefit£1000 £99no£27£29
Scratch and Patch GoldMaximum Benefit£4000 £75no£52£34
The Insurance Emporium SilverMaximum Benefit£4500 £95no£42£61
4Paws Pet Insurance Maximum Benefit £2,000Maximum Benefit£2000 £125no£65£46
AnimalFriends SuperLifetime£1000 £99no£29£31
The Insurance Emporium BronzeLifetime£2500 £85no£45£45
Pet Protect Dog PlusLifetime£4000 £95no£45n/a
Scratch and Patch PremierLifetime£4000 £75no£76£48
AnimalFriends SuperiorLifetime£2000 £99no£49£52
4Paws Pet Insurance LifeLifetime£4000 £90yes£58£58

How to Choose the Best Pet Insurance for a Bulldog

As Bulldogs are known to suffer from a number of health conditions, buying the right pet insurance is critical to protect your dog and your wallet. As many potential health issues—from hip dysplasia to respiratory problems to cherry eye—may be recurring or involve long-term treatment, choosing either a Lifetime or Maximum Benefit plan will provide more long-term protection.

With these type of pet insurance, you are better protected against ongoing health issues because there is no time limit on the treatment window—that is, a condition can be treated for years, subject to other annual or per condition limits, of course. You can read more about choosing the best Bulldog insurance in our article, Bulldog Insurance: 4 Top Tips to Ensure the Right Cover.

Methodology

By collecting dozens of data points from various pet insurance plans around the UK, including from our partner Compare Cover, we were able to gain insight on Lifetime insurance plans for Bulldogs. The data we collected span all types of variables such as vet cover, premium, excess, changes for older pets, etc.