Our analysis showed bulldog puppy owners need to pay around £22 per month for 12-month Time Limited cover, or around 2X as much for Lifetime cover. See our analysis below to see how prices change depending on the type of bulldog, age of bulldog and whether or not a policy includes dental illness.
- How Much is Pet Insurance for French Bulldogs?
- How Much is Pet Insurance for English Bulldogs?
- How to Save Money on Bulldog Insurance
How Much is French Bulldog Insurance?
We found that it costs a French Bulldog puppy owner around £41 per month to buy cheap Lifetime cover or £22 per month for cheap Time Limited cover. For reference, these plans provided around £2,100 of Lifetime vet cover or £2,800 of Time Limited cover on average. Whilst more expensive, Lifetime cover provides financial protection for recurring or chronic problems that frequently affect bulldogs (e.g., respiratory, skin and eye conditions).
|Monthly Cost of Cheap Pet Insurance for French Bulldogs||Average Vet Cover||3 Months Old||5 Years Old|
Prices changed marginally for a 5-year-old dog, with prices rising barely a few quid a month on average compared to puppy insurance.
How Much is English Bulldog Insurance?
The data for English Bulldogs showed that puppy owners would pay around £22 for Time Limited cover or £39 for Lifetime cover each month. Prices ranging significantly depending on which type of cover you're considering; it costs 77% more to buy a Lifetime plan than a Time Limited plan on average. That said, Lifetime cover can be very beneficial for covering the chronic or recurring health conditions that bulldogs are known for.
|Monthly Cost of Cheap Pet Insurance for English Bulldogs||Vet Cover||3 Months Old||5 Years Old|
How to Save Money on Bulldog Insurance
If you want to save money on Bulldog insurance, there are a few steps you can take to secure a lower premium.
Use a Comparison Site
Pet insurance rates vary widely by type of insurance and across insurance companies, with the most expensive plans costing more than 10X as much as the cheapest plans. For example, the cheapest French Bulldog Lifetime cover was £31 versus the most expensive setting an owner back £409 monthly. It's a good idea to compare prices before committing to know if you're getting a good deal or not.
To help save money and find a Lifetime plan that fits in your budget, compare prices by checking a comparison site such as our pet insurance partner Compare Cover in order to get quick access to prices from a wide array of pet insurers.
Consider Different Types of Insurance
Consider different types of pet insurance to lower your premium by up to 60% or more. For instance, cheap Time Limited plans cost around £22 per month, less than half the average Lifetime insurance cost of £40 to £50 per month for French and English Bulldogs, respectively. Just keep in mind that you get less protection with a Time Limited policy.
Time Limited plans are restrictive as you can typically only claim for each condition for up to 12 months from the first sign or symptom. The 12-month time limit means recurring conditions or conditions taking a long time to treat won't be covered for the duration. The cheapest plans on the market tend to be time limited in nature, but keep in mind that saving money on premiums now may mean you pay more in vet fees later.
Additionally, pet insurance plans that include dental illness will typically cost more. (Dental illness includes treatment of conditions such as gum disease and tooth extractions related to periodontitis.)
|Monthly Lifetime Premiums for a 3-Month-Old Puppy||English Bulldog||French Bulldog|
|Without Dental Illness||£39||£41|
|With Dental Illness||£65||£69|
How Much Cover do You Really Need?
Opt for a lower vet limit to reduce your premium if necessary to fit in your budget. For instance, all else equal, a plan with £4,000 of cover would cost less than a plan with £10,000 of cover. And few pet owners will get value back from a plan with a very high vet limit. While a lower limit means you have fewer funds at your disposal, at least you have some level of protection should the need arise.
In order to determine the average cost of pet insurance for French Bulldogs and English Bulldogs, we gathered dozens of sample quotes from 16 pet insurers available through our pet insurance partner Compare Cover for a healthy, 3-month-old puppy and 5-year-old dog. You can read more about what's important to look for in pet insurance for Bulldogs in our article, Bulldog Insurance: 4 Top Tips to Ensure the Right Cover.
As some quotes were clear outliers, and we wanted to find the cost of cheap pet insurance, we used the average of the 5 cheapest quotes available. The set of insurers used for this study consisted of:
For more information on "cheap" pet insurance, you might want to consider some of the cheap Lifetime pet insurance providers, which may offer relatively attractive prices for bulldog health insurance. We've also carried out a pricing analysis for insuring a Labrador Retriever, if you're interested to read about how the costs differ between these two popular breeds. If you're just now thinking of buying a puppy, see our article about the Average Cost of Bulldog Puppies to get an idea of how much you'll spend for one.