Cheap Car Insurance for Young Drivers in Your Area
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Our study of car insurance companies that offer coverage across the 33 boroughs found that Admiral provided the cheapest car insurance for London residents overall. Admiral quoted our sample London driver an average annual price of £798, which is 60% less than the average quote across London.
- Which Car Insurance Companies are Cheapest in London?
- Cheap Car Insurance Companies by London Borough
- Average Cost of Cheap London Car Insurance by Borough
However, our analysis showed that car insurance prices vary widely depending on where you live in London, and in some boroughs other insurance companies are cheaper than Admiral. As a result, London drivers should always compare prices before renewing or buying a car insurance policy. You can click on the button above to start shopping for cheap car insurance in your area.
Cheap Car Insurance Companies in London
To see which car insurance companies provide good deals on comprehensive car insurance for London residents, we gathered quotes from 45 car insurance companies who operate across the 33 London boroughs. We then ranked the insurance companies based on the average of their quotes across all London boroughs.
Our sample driver is 30 years old, drives his three-year-old Ford Fiesta around 5,000 miles per year and has a good driving record. Here are the five auto insurance companies with the best rates in London.
The data show that Admiral was the cheapest car insurance company in London with average rates across all boroughs of £798 per year. In fact, drivers save around 60% on comprehensive car insurance buying from one of the cheapest car insurance companies (including Admiral and their Telematics offering, LittleBox) versus average quotes, so be sure to compare prices before you buy.
|Rank||Auto Insurance Company||Average London Car Insurance Premium|
|1||Admiral (including LittleBox)||£798|
Cheap Car Insurance Companies in each London Borough
Where you live in London can have a major impact on the price you pay for car insurance. To show how prices change across town, we gathered car insurance quotes for drivers residing in each of the 33 London boroughs. Here were the cheapest three car insurance companies for each London borough, listed in alphabetical order:
|London Borough||Insurance Company||Cheapest Quotes|
|Barking and Dagenham||Hastings Essential||£1,190|
|City of London||Bell Insurance||£771|
|City of Westminster||Bell Insurance||£741|
|Owners Club Insurance||£773|
|Hammersmith and Fulham||Bell Insurance||£631|
|Kensington and Chelsea||Bell Insurance||£694|
|Owners Club Insurance||£773|
|Tower Hamlets||Bell Insurance||£740|
|Waltham Forest||Admiral (LittleBox)||£756|
Average Cost of Cheap Car Insurance in London
London residents looking for car insurance will receive average quotes of £1,829 per year for comprehensive car insurance, but those prioritising price should be able to find cover for around £851—this is the average price of the ten cheapest car insurance quotes across all 33 London boroughs. Those living in Barking and Dagenham are likely to pay the most for car insurance, with an average "cheap" quote of £1,400—66% more than the London average for cheap car insurance.
At the other end of the spectrum, Merton, Islington, Bexley, Barnet and Kingston residents are likely to pay the least, receiving average quotes in the range of £635 to £650 for cheap comprehensive car insurance—a whopping 24% less than average for those living in London. To add to the geographical differences in car insurance costs, in the event of a claim Barking and Dagenham residents are expected to pay an excess that is £80 higher on average than those living in the cheapest London boroughs in terms of car insurance.
|Rank||London Borough||Average of Cheapest 10 Quotes||Average Excess|
|10||Hammersmith and Fulham||£771||£477|
|16||City of Westminster||£810||£477|
|17||Kensington and Chelsea||£813||£495|
|21||City of London||£871||£490|
|33||Barking and Dagenham||£1,411||£525|
Insurance quotes can vary significantly from person to person based on an individual's details, so quotes you receive may be higher or lower than our sample quotes. Please use the information presented here for educational purposes to help guide you in your search for the best car insurance for your needs.
In addition, the "cheap" plans mentioned here generally have a higher excess than you might find on competing plans. Sometimes, people prefer to opt for a slightly higher premium if it means paying less should you need to claim. This is an individual decision.
In order to determine what a London driver will typically pay for comprehensive car insurance and to pick out the cheapest car insurance companies, we gathered quotes from our car insurance partner QuoteZone for a 30-year-old male driver with a Full UK Licence and 5 years of No Claims Discount who drives a three-year-old, 2015 Ford Fiesta (the UK's most popular car). Our sample driver parks on the street near home and drives under 5,000 miles per year.
Altogether we collected over 1,500 quotes from the following 46 car insurance companies:
- Academy Insurance
- Acorn Insurance
- Admiral Insurance
- Advance Insurance
- Apricot Insurance
- Barry Grainger
- Bell Insurance
- Budget Insurance
- Diamond Insurance
- Entire Cover
- Flux Direct
- Get Cover
- Got You Covered
- Grove and Dean
- HR Insurance
- Insurance Factory
- Insurance Revolution
- Insure Pink
- Lancaster Insurance
- NCI Insurance
- Nova Insurance
- One Call Telematics
- Owners Club Insurance
- People's Choice
- Performance Direct
- Premium Choice
- Quote Detective
- Quoteline Direct
- Sure Thing! Insurance Services LTD
- U Drive
To get started shopping for car insurance in London, click the button below to get quick quotes from up to 99 car insurance companies in your area.
Cheap Car Insurance in Your Area
Quickly compare up to 99 insurance providers.