The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Read our full disclosure here.

Companies with Cheap Car Insurance for London Drivers

Cheap Car Insurance for Young Drivers in Your Area

Quickly compare up to 99 UK insurance providers.

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Our study of car insurance companies that offer coverage across the 33 boroughs found that Admiral provided the cheapest car insurance for London residents overall. Admiral quoted our sample London driver an average annual price of £798, which is 60% less than the average quote across London.

However, our analysis showed that car insurance prices vary widely depending on where you live in London, and in some boroughs other insurance companies are cheaper than Admiral. As a result, London drivers should always compare prices before renewing or buying a car insurance policy. You can click on the button above to start shopping for cheap car insurance in your area.

Cheap Car Insurance Companies in London

To see which car insurance companies provide good deals on comprehensive car insurance for London residents, we gathered quotes from 45 car insurance companies who operate across the 33 London boroughs. We then ranked the insurance companies based on the average of their quotes across all London boroughs.

Our sample driver is 30 years old, drives his three-year-old Ford Fiesta around 5,000 miles per year and has a good driving record. Here are the five auto insurance companies with the best rates in London.

chart showing cheap car insurance companies in London, England

The data show that Admiral was the cheapest car insurance company in London with average rates across all boroughs of £798 per year. In fact, drivers save around 60% on comprehensive car insurance buying from one of the cheapest car insurance companies (including Admiral and their Telematics offering, LittleBox) versus average quotes, so be sure to compare prices before you buy.

RankAuto Insurance CompanyAverage London Car Insurance Premium
1Admiral (including LittleBox)£798
2Diamond£811
3Elephant£821
4Hastings£836
5People's Choice£892
6Insure Pink£898
7Barry Grainger£959
8Bell£987
9Lancaster£1,273
10Quote Detective£1,404

Cheap Car Insurance Companies in each London Borough

Where you live in London can have a major impact on the price you pay for car insurance. To show how prices change across town, we gathered car insurance quotes for drivers residing in each of the 33 London boroughs. Here were the cheapest three car insurance companies for each London borough, listed in alphabetical order:

London BoroughInsurance CompanyCheapest Quotes
Barking and DagenhamHastings Essential£1,190
Admiral (LittleBox)£1,239
People's Choice£1,269
BarnetHastings Essential£604
Flux Direct£606
Admiral Insurance£623
BexleyHastings Essential£558
People's Choice£599
Insure Pink£604
BrentAdmiral (LittleBox)£782
Diamond Insurance£981
Elephant£1,002
BromleyBell Insurance£657
Admiral Insurance£725
Diamond Insurance£735
CamdenBell Insurance£748
Hastings Essential£782
Littlebox£812
City of LondonBell Insurance£771
Admiral Insurance£833
Diamond Insurance£837
City of WestminsterBell Insurance£741
Hastings Essential£763
Admiral (Littlebox)£803
CroydonAdmiral (Littlebox)£743
Admiral Insurance£763
Elephant£773
EalingHastings Essential£639
Bell Insurance£654
People's Choice£683
EnfieldBell Insurance£759
Admiral (LittleBox)£820
Diamond Insurance£833
GreenwichBell Insurance£661
Hastings Essential£680
Admiral (Littlebox)£718
HackneyBell Insurance£748
Owners Club Insurance£773
Admiral (Littlebox)£810
Hammersmith and FulhamBell Insurance£631
Admiral Insurance£694
Elephant£699
HaringeyBell Insurance£748
Admiral (LittleBox)£809
Elephant£833
HarrowAdmiral (LittleBox)£771
Elephant£898
Diamond Insurance£907
HaveringBell Insurance£675
Admiral Insurance£718
Diamond Insurance£727
HillingdonHastings Essential£742
Bell Insurance£750
People's Choice£793
HounslowAdmiral (LittleBox)£755
Diamond Insurance£860
Bell Insurance£870
IslingtonHastings Essential£545
People's Choice£581
Insure Pink£586
Kensington and ChelseaBell Insurance£694
Admiral (Littlebox)£755
Owners Club Insurance£773
KingstonHastings Essential£578
Bell Insurance£600
People's Choice£621
LambethHastings Essential£825
Admiral Insurance£833
Diamond Insurance£837
LewishamAdmiral (Littlebox)£757
Diamond Insurance£847
Elephant£858
MertonHastings Essential£567
People's Choice£604
Insure Pink£609
NewhamAdmiral (LittleBox)£846
Elephant£986
Diamond Insurance£999
RedbridgeBell Insurance£759
Admiral (LittleBox)£824
Diamond Insurance£838
RichmondAdmiral Insurance£613
Hastings Essential£618
Elephant£637
SouthwarkHastings Essential£726
Bell Insurance£740
People's Choice£776
SuttonBell Insurance£595
Admiral Insurance£655
Diamond Insurance£668
Tower HamletsBell Insurance£740
Admiral (Littlebox)£787
Elephant£825
Waltham ForestAdmiral (LittleBox)£756
Diamond Insurance£915
Elephant£945
WandsworthAdmiral Insurance£618
Elephant£623
Diamond Insurance£627

Average Cost of Cheap Car Insurance in London

London residents looking for car insurance will receive average quotes of £1,829 per year for comprehensive car insurance, but those prioritising price should be able to find cover for around £851—this is the average price of the ten cheapest car insurance quotes across all 33 London boroughs. Those living in Barking and Dagenham are likely to pay the most for car insurance, with an average "cheap" quote of £1,400—66% more than the London average for cheap car insurance.

At the other end of the spectrum, Merton, Islington, Bexley, Barnet and Kingston residents are likely to pay the least, receiving average quotes in the range of £635 to £650 for cheap comprehensive car insurance—a whopping 24% less than average for those living in London. To add to the geographical differences in car insurance costs, in the event of a claim Barking and Dagenham residents are expected to pay an excess that is £80 higher on average than those living in the cheapest London boroughs in terms of car insurance.

RankLondon BoroughAverage of Cheapest 10 QuotesAverage Excess
1Merton£634£427
2Islington£643£477
3Bexley£646£431
4Barnet£647£457
5Kingston£650£431
6Richmond£671£456
7Wandsworth£684£477
8Ealing£712£477
9Greenwich£727£477
10Hammersmith and Fulham£771£477
11Sutton£771£473
12Havering£783£477
13Southwark£789£490
14Bromley£793£476
15Hillingdon£798£456
16City of Westminster£810£477
17Kensington and Chelsea£813£495
18Camden£826£490
19Hackney£862£497
20Lambeth£869£490
21City of London£871£490
22Tower Hamlets£880£490
23Croydon£881£456
24Lewisham£915£490
25Harrow£938£477
26Hounslow£939£507
27Haringey£942£490
28Enfield£981£495
29Redbridge£1,063£490
30Brent£1,094£520
31Newham£1,110£535
32Waltham Forest£1,140£535
33Barking and Dagenham£1,411£525
Average£851£482
chart comparing the cost of cheap car insurance in each London borough

Insurance quotes can vary significantly from person to person based on an individual's details, so quotes you receive may be higher or lower than our sample quotes. Please use the information presented here for educational purposes to help guide you in your search for the best car insurance for your needs.

In addition, the "cheap" plans mentioned here generally have a higher excess than you might find on competing plans. Sometimes, people prefer to opt for a slightly higher premium if it means paying less should you need to claim. This is an individual decision.

Methodology

In order to determine what a London driver will typically pay for comprehensive car insurance and to pick out the cheapest car insurance companies, we gathered quotes for a 30-year-old male driver with a Full UK Licence and 5 years of No Claims Discount who drives a three-year-old, 2015 Ford Fiesta (the UK's most popular car). Our sample driver parks on the street near home and drives under 5,000 miles per year.

Altogether we collected over 1,500 quotes from the following 46 car insurance companies:

  • Academy Insurance
  • Acorn Insurance
  • Admiral Insurance
  • Advance Insurance
  • Apricot Insurance
  • Barry Grainger
  • Bell Insurance
  • Brightside
  • Budget Insurance
  • Computerquoteinsurance.com
  • Coverbox
  • Devitt
  • Diamond Insurance
  • Easy2Insure
  • Elephant
  • Endsleigh
  • Entire Cover
  • Flux Direct
  • Get Cover
  • Got You Covered
  • Grove and Dean
  • Hastings
  • HR Insurance
  • Insurance Factory
  • Insurance Revolution
  • Insure Pink
  • insurewiser.co.uk
  • Lancaster Insurance
  • Littlebox
  • Mayfair
  • MyPolicy
  • NCI Insurance
  • Nova Insurance
  • One Call Telematics
  • Onecall
  • Owners Club Insurance
  • People's Choice
  • Performance Direct
  • Premium Choice
  • Quote Detective
  • Quoteline Direct
  • RAC
  • Sure Thing! Insurance Services LTD
  • Swinton
  • U Drive
  • WiseDriving

To get started shopping for car insurance in London, click the button below to get quick quotes from up to 99 car insurance companies in your area.

Cheap Car Insurance in Your Area

Quickly compare up to 99 insurance providers.

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