Compare Cheap Car Insurance for London Drivers

Cheap car insurance London

  • You can save up to £530*
  • 4.8 out of 5 stars on**
  • Cheap quotes from 100+ providers, including Admiral

The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Read our full disclosure here.

  • RAC car insurance logo
  • Admiral car insurance logo
  • Hastings car insurance logo
  • Swinton car insurance logo
  • Elephant car insurance logo
  • Axa car insurance logo
  • RAC car insurance logo
  • Admiral car insurance logo
  • Hastings car insurance logo
  • Swinton car insurance logo
  • Elephant car insurance logo
  • Axa car insurance logo
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Axa car insurance logo
RAC car insurance logo
Admiral car insurance logo
Hastings Direct car insurance logo
Swinton car insurance logo
Elephant car insurance logo

NimbleFins car insurance experts studied data from over 500 quotes and found, importantly, that the cheapest car insurance in London can be up to 93% cheaper than the most expensive quotes. This finding is supported by the comprehensive survey by NimbleFins' comparison engine partner, which demonstrated that comparing car insurance quotes can save you up to £530.

Cheap Car Insurance Companies in London

NimbleFins car insurance experts studied data from hundreds of quotes and found that the cheapest car insurance in London can be up to 93% cheaper than the most expensive quotes.

Cheapest car insurance quotes London

  • You can save up to £530*
  • 4.8 out of 5 stars on**
  • Cheap quotes from 100+ providers

To see which car insurance companies provide good deals on comprehensive car insurance for London residents, we gathered quotes from 45 car insurance companies who operate across the 33 London boroughs. We then ranked the insurance companies based on the average of their quotes across all London boroughs.

Our sample driver is 30 years old, drives his three-year-old Ford Fiesta around 5,000 miles per year and has a good driving record. Here are the five auto insurance companies with the best rates in London.

chart showing cheap car insurance companies in London, England

The data show that Admiral was the cheapest car insurance company in London with average rates across all boroughs of £798 per year. In fact, drivers save around 60% on comprehensive car insurance buying from one of the cheapest car insurance companies (including Admiral and their Telematics offering, LittleBox) versus average quotes, so be sure to compare prices before you buy. Here are sample quotes for a Ford Puma in the outskirts of London (in a slightly cheaper borough), showing how Admiral competes on price.

RankAuto Insurance CompanyAverage London Car Insurance Premium
4Hastings Essential£580
5ings Direct£627
6People's Choice£628
7Insure Pink£633
8Hastings Premier£685

Car insurance quotes London

Compare London car insurance with NimbleFins

  • You can save up to £530*
  • 4.8 out of 5 stars on**
  • Cheap quotes from 100+ providers

Car insurance for London drivers can be tricky because some companies put a big premium on city drivers. Why? There can be a higher risk of both accidents and theft in some London areas. And each company has its own pricing model, which will price these risks differently.

Because of this, comparing quotes is more important than ever if you live in London—for example, a company that offers quite reasonable quotes in a different area might charge a lot more in London, so one of the best ways to save money is by comparing quotes before you buy or renew.

Cheap Car Insurance Companies in each London Borough

Where you live in London can have a major impact on the price you pay for car insurance. To show how prices change across town, we gathered car insurance quotes for drivers residing in each of the 33 London boroughs. Here were the cheapest three car insurance companies for each London borough, listed in alphabetical order:

London BoroughInsurance CompanyCheapest Quotes
Barking and DagenhamHastings Essential£1,190
Admiral (LittleBox)£1,239
People's Choice£1,269
BarnetHastings Essential£604
Flux Direct£606
Admiral Insurance£623
BexleyHastings Essential£558
People's Choice£599
Insure Pink£604
BrentAdmiral (LittleBox)£782
Diamond Insurance£981
BromleyBell Insurance£657
Admiral Insurance£725
Diamond Insurance£735
CamdenBell Insurance£748
Hastings Essential£782
City of LondonBell Insurance£771
Admiral Insurance£833
Diamond Insurance£837
City of WestminsterBell Insurance£741
Hastings Essential£763
Admiral (Littlebox)£803
CroydonAdmiral (Littlebox)£743
Admiral Insurance£763
EalingHastings Essential£639
Bell Insurance£654
People's Choice£683
EnfieldBell Insurance£759
Admiral (LittleBox)£820
Diamond Insurance£833
GreenwichBell Insurance£661
Hastings Essential£680
Admiral (Littlebox)£718
HackneyBell Insurance£748
Owners Club Insurance£773
Admiral (Littlebox)£810
Hammersmith and FulhamBell Insurance£631
Admiral Insurance£694
HaringeyBell Insurance£748
Admiral (LittleBox)£809
HarrowAdmiral (LittleBox)£771
Diamond Insurance£907
HaveringBell Insurance£675
Admiral Insurance£718
Diamond Insurance£727
HillingdonHastings Essential£742
Bell Insurance£750
People's Choice£793
HounslowAdmiral (LittleBox)£755
Diamond Insurance£860
Bell Insurance£870
IslingtonHastings Essential£545
People's Choice£581
Insure Pink£586
Kensington and ChelseaBell Insurance£694
Admiral (Littlebox)£755
Owners Club Insurance£773
KingstonHastings Essential£578
Bell Insurance£600
People's Choice£621
LambethHastings Essential£825
Admiral Insurance£833
Diamond Insurance£837
LewishamAdmiral (Littlebox)£757
Diamond Insurance£847
MertonHastings Essential£567
People's Choice£604
Insure Pink£609
NewhamAdmiral (LittleBox)£846
Diamond Insurance£999
RedbridgeBell Insurance£759
Admiral (LittleBox)£824
Diamond Insurance£838
RichmondAdmiral Insurance£613
Hastings Essential£618
SouthwarkHastings Essential£726
Bell Insurance£740
People's Choice£776
SuttonBell Insurance£595
Admiral Insurance£655
Diamond Insurance£668
Tower HamletsBell Insurance£740
Admiral (Littlebox)£787
Waltham ForestAdmiral (LittleBox)£756
Diamond Insurance£915
WandsworthAdmiral Insurance£618
Diamond Insurance£627

Average Cost of Cheap Car Insurance in London

London residents looking for car insurance will receive average quotes of £1,829 per year for comprehensive car insurance, but those prioritising price should be able to find cover for around £851—this is the average price of the ten cheapest car insurance quotes across all 33 London boroughs. Those living in Barking and Dagenham are likely to pay the most for car insurance, with an average "cheap" quote of £1,400—66% more than the London average for cheap car insurance.

At the other end of the spectrum, Merton, Islington, Bexley, Barnet and Kingston residents are likely to pay the least, receiving average quotes in the range of £635 to £650 for cheap comprehensive car insurance—a whopping 24% less than average for those living in London. To add to the geographical differences in car insurance costs, in the event of a claim Barking and Dagenham residents are expected to pay an excess that is £80 higher on average than those living in the cheapest London boroughs in terms of car insurance.

RankLondon BoroughAverage of Cheapest 10 QuotesAverage Excess
10Hammersmith and Fulham£771£477
16City of Westminster£810£477
17Kensington and Chelsea£813£495
21City of London£871£490
22Tower Hamlets£880£490
32Waltham Forest£1,140£535
33Barking and Dagenham£1,411£525
chart comparing the cost of cheap car insurance in each London borough

Insurance quotes can vary significantly from person to person based on an individual's details, so quotes you receive may be higher or lower than our sample quotes. Please use the information presented here for educational purposes to help guide you in your search for the best car insurance for your needs.

In addition, the "cheap" plans mentioned here generally have a higher excess than you might find on competing plans. Sometimes, people prefer to opt for a slightly higher premium if it means paying less should you need to claim. This is an individual decision.

London, England Car Insurance Brokers

Using an independent car insurance broker in London can be useful for drivers who have questions, want a more personal experience or who aren't comfortable buying a policy online. However, be sure to ask about their fees. Brokers often charge an arrangement fee and/or higher cancellation fees, which can increase the cost of car insurance. Here is a list of car insurance agents in London, all of which have been rated with at least 4.5 out of 5 stars by customers.

London Car Insurance BrokersAddressPhone Number
C.A.B. Insurance Services240 Sandycombe Rd, Kew, Richmond TW9 2EQ020 8948 8884
Shene Insurance457 Upper Richmond Rd W, East Sheen, London SW14 7PR020 8878 7822
Asset & Investment Management Ltd4 St John's Mews, 13 St John's Road Hampton Wick, Kingston upon Thames KT1 4AN020 8943 4343
Surrey Independent Advisers Ltd154 Ewell Rd, Surbiton KT6 6HE020 8335 3388
Stewart & Partners146a Bellegrove Rd, Welling DA16 3QR020 8304 2638
Movo Insurance Brokers Ltd63-65 Cotmandene Cres, Orpington BR5 2RA020 3137 8020
Anthony Jones Insurance BrokersAlbany House, 31 London Rd, Bromley BR1 1DG020 8290 4560
Crossroads Insurance Services34 Beckenham Ln, Shortlands, Bromley BR2 0DQ020 8460 8700
Morton Insurance Brokers Ltd671 Finchley Rd, Childs Hill, London NW2 2JP020 7435 9038
Coops Insurance137 Church Hill Rd, Sutton SM3 8NE020 8641 3131
Howgate Insurance Brokers LtdGrafton Rd, Worcester Park KT4 7QR020 8335 4209
DCL InsuranceNelson House, 19 West St, Carshalton SM5 2PT020 8669 4466
Archer Insurance Services Ltd49 Trinity Rd, Tooting Bec, London SW17 7SD020 8682 4990
Coversure Insurance Services140 Buckingham Palace Rd, Belgravia, London SW1W 9SA0800 308 1115
Guildhall Insurance Brokers42 Orchard Rd, Highgate, London N6 5TR020 8446 6306
Media Insurance Brokers Ltd20 Procter St, Holborn, London WC1V 6NX020 7287 5054
Brunel Insurance Services Ltd74 Greenford Ave, Hanwell, London W7 3QS020 8579 1786
Ace Brokers Ltd786 Harrow Rd, Sudbury, Wembley HA0 3EL020 3397 3931
Andrews & Co Insurance Services38 Camberwell Church St, Camberwell, London SE5 8QZ020 7277 1717
Fleets InsuranceCoppergate House, 16 Brune St, Spitalfields, London E1 7NJ0800 231 5129
Headway Insurance Services Ltd317 Bethnal Green Rd, London E2 6AH020 7408 0888
Manor Brokers2 Manor Rd, Ruislip HA4 7LB01895 678642
MOTEST HillingdonColham Green Rd, Hillingdon, Uxbridge UB8 3JY01895 444122
Ellis David Ltd152-154 Essex Rd, Islington, London N1 8LY020 7354 3881
Gold Insurance Services Ltd133b Stroud Green Rd, Stroud Green, London N4 3PX020 7561 1500
Horner Blakey Insurance Brokers141-142 Fenchurch St, Langbourn, London EC3M 6BQ020 7929 0108
ACN Insurance Brokers London54 Fenchurch St, Tower, London EC3M 3JY020 7265 3457
Farmers Insurance199 Rush Green Rd, Romford RM7 0JR01708 753222
Comfort InsuranceGoresbrook Rd, Dagenham RM9, UK020 8984 0777
Coversure Insurance Services01st floor, Central House, 46 George St, Croydon CR0 1PB020 3489 0938
Gallagher1 and 9, 4 Dingwall Road Floors, Croydon CR0 2LX0345 073 8495
Artemis Insurance BrokersProvident House, 13 Russell Hill Pl, Purley CR8 2LE020 8619 5000
Michael Scott and Lau36 Sangley Rd, Catford, London SE6 2JH020 8698 7322
Brownhill Insurance Group2nd Floor, 41 East St, Bromley BR1 1QQ020 8658 4334
CC Flint InsuranceCrayfield House Crayfield Industrial Park, Orpington BR5 3HP020 8309 5000
Warr's Harley-Davidson611 King's Rd, Fulham, London SW6 2EL020 7736 2934
United Insurance Brokers Limited69 Mansell St, London E1 8AN020 7488 0551
Get IndemnityThe Dock London, Tobacco Quay, Wapping Ln, London E1W 2SF0345 625 0711
Forum Insurance181, Sai Maa House, Kenton Rd, Harrow HA3 0EY020 8909 2899
Mr Carmax53-55 The Gardens, BEHIND THE TESCO EXPRESS, Harrow HA1 4HE020 3674 7100
Ellis David Ltd152-154 Essex Rd, Islington, London N1 8LY020 7354 3881
Herald Insurance Services Ltd250 E Barnet Rd, East Barnet, London, Barnet EN4 8TF020 8440 6692
Scott Blain Ltd144-146 E Barnet Rd, East Barnet, London, Barnet EN4 8RD020 8275 0990
Advance Insurance Services76 High St, Ponders End, Enfield EN3 4ER020 8805 3938
Oak Insurance Services268 Willow Rd, Enfield EN1 3AR020 8367 5000
Cubit Insurance South Branch23 Shrubbery Rd, Streatham, London SW16 2AS020 8696 5700
Drewberry™ - How Financial Advice Should Be…Millennium Bridge House, 2 Lambeth Hill, Queenhithe, London EC4V 4GG020 8432 7333
Tollgate Insurance Brokers - Hoddesdon136A High St, Hoddesdon EN11 8HL01992 443786
FM GlobalThe Leadenhall Bldg, 122 Leadenhall St, London EC3V 4AB020 7480 4000
Berns Brett InsuranceThe Old Court House, 191 High Rd, South Woodford, London E18 2QF020 8559 2111
W B Baxter Ltd263 Cranbrook Rd, Ilford IG1 4TG020 8554 5500

Cheap Car Insurance in Your Area

Quickly compare up to 99 insurance providers.

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In order to determine what a London driver will typically pay for comprehensive car insurance and to pick out the cheapest car insurance companies, we gathered quotes from our car insurance partner QuoteZone for a 30-year-old male driver with a Full UK Licence and 5 years of No Claims Discount who drives a three-year-old, 2015 Ford Fiesta (the UK's most popular car). Our sample driver parks on the street near home and drives under 5,000 miles per year.

Altogether we collected over 1,500 quotes from the following 46 car insurance companies:

  • Academy Insurance
  • Acorn Insurance
  • Admiral Insurance
  • Advance Insurance
  • Apricot Insurance
  • Barry Grainger
  • Bell Insurance
  • Brightside
  • Budget Insurance
  • Coverbox
  • Devitt
  • Diamond Insurance
  • Easy2Insure
  • Elephant
  • Endsleigh
  • Entire Cover
  • Flux Direct
  • Get Cover
  • Got You Covered
  • Grove and Dean
  • Hastings
  • HR Insurance
  • Insurance Factory
  • Insurance Revolution
  • Insure Pink
  • Lancaster Insurance
  • Littlebox
  • Mayfair
  • MyPolicy
  • NCI Insurance
  • Nova Insurance
  • One Call Telematics
  • Onecall
  • Owners Club Insurance
  • People's Choice
  • Performance Direct
  • Premium Choice
  • Quote Detective
  • Quoteline Direct
  • RAC
  • Sure Thing! Insurance Services LTD
  • Swinton
  • U Drive
  • WiseDriving

To get started shopping for car insurance in London, click the button below to get quick quotes from up to 99 car insurance companies in your area.

Note regarding savings figures: *For information on the latest saving figures, pay-less-than figures, and pay-from figures used for promotional purposes, please click here.

Erin Yurday

Erin Yurday is the Founder and Editor of NimbleFins. Prior to NimbleFins, she worked as an investment professional and as the finance expert in Stanford University's Graduate School of Business case writing team. Read more on LinkedIn.


The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Read our full disclosure here.

Car Insurance

  • You could save up to £530*
  • 4.8 out of 5 stars**
  • Quotes from 100+ providers

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