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What Does it Cost to Insure the UK's Most Popular Vehicles?

Cheap Car Insurance in Your Area

Quickly compare over 15 UK insurance providers.

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The price you pay for car insurance will depend on a number of factors, one of which is the car you drive. In fact, some cars can cost hundreds of pounds more to insure than others, due to differences in repair/replacement costs, standard anti-theft features, safety records, etc. We've gathered quotes for the top 5 selling cars so far in 2018, as of April, to get an idea of what most new car owners will pay to insure their car.

What are the Most Popular Cars in the UK?

According to the SMMT, the best selling vehicle in the UK year-to-date through April 2018 is the Ford Fiesta. The Fiesta is the clear winner, selling 50% more cars than the runner up, the VW Golf. Unfortunately as you'll see in the next section, the Ford Fiesta is also the most expensive to insure.

RankCar NameSales Jan - April 2018
1Ford Fiesta40,619
2Volkswagen Golf26,685
3Nissan Qashqai21,171
4Ford Focus19,344
5Vauxhall Corsa17,995

Which is the Cheapest Popular UK Car to Insure?

Of the 5 most popular UK cars, we found the cheapest car to insure is the Ford Focus. To analyze each car we gathered quotes from multiple companies for a sample 30-year-old driver. The following table ranks the top 5 from least to most expensive to insure.

RankCar NameAverage Yearly Insurance PriceAverage ExcessOTR Starting Price
1Ford Focus£741£600£20,141
2Vauxhall Corsa£790£425£11,045
3Volkswagen Golf£853£435£18,235
4Nissan Qashqai£900£455£19,300
5Ford Fiesta£937£545£13,715

While you might expect that the most expensive cars cost the most to insure, the data shows that this is not always the case. For example, the starting price of the Ford Focus is 47% higher than the Ford Fiesta, yet costs 21% less to insure. Perhaps this is due to the Fiesta being a more-likely target of car thieves—we are currently waiting on car theft data from the Home Office to shed more light on this possibility.

Methodology

Online comprehensive car insurance quotes were gathered from around a dozen insurance brokers for a 30-year old male car owner with a clean record, who expects to drive 8,000 miles per year, lives in London and keeps their car in the driveway of their home, using the entry-level models for each car. Prices for older or younger drivers would differ, as you can read about in our article on the average cost of car insurance. Starting on-the-road (OTR) prices were gathered for the entry level models from each car company's website.

Cheap Car Insurance in Your Area

Quickly compare over 15 UK insurance providers.

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