Personal Finance

Who Spends the Most Making a House a Home?

The average UK household spends £1,889 each year on household goods & services. Find out how much households in your age group spend across categories such as furniture, textiles, appliances, tableware and garden tools and equipment, to see how your spending compares.

We've delved into data from the Office of National Statistics (ONS) to find out which age groups spend the most and least on various aspects of household spending, so you can see how your spending compares.

Average UK Spending on Household Goods & Services, by Category

Of the £1,889 spent by UK households each year on their homes, nearly half goes towards big-ticket items like furniture and furnishings. In total, making-a-house-a-home spending represents over 6% of the average UK household budget. After furniture and furnishings, we tend to put the most money towards routine household maintenance to keep our homes running well and appliances like washing machines, toasters and hoovers.

Average Annual UK Spending on Household Goods & ServicesJuly 2024 Estimate
Furniture and furnishings£702
Routine household maintenance£372
Household appliances£250
Floor coverings£175
Tools and equipment for house and garden£169
Household textiles£123
Glassware, tableware and household utensils£98
Average Annual Spending£1,889
chart showing average household goods & services spending

Average UK Spending on Household Goods & Services, by Region

Households in the South East spend more than any other region on household goods & services, spending £2,082 per year (12.5% more than average) on furniture, textiles, appliances, etc. Households in Wales spend the least, an average spend of £1,604 per year.

Average Annual UK Spending on Household Goods & Services, by region
Wales£1,604
West Midlands£1,666
Scotland£1,708
North West£1,744
East Midlands£1,752
North East£1,763
London£1,831
East£1,957
Yorkshire and the Humber£1,985
Northern Ireland£1,995
South West£1,996
South East£2,082
England£1,882
United Kingdom£1,850
chart showing household spending by age
Households in the South East spend the most on their homes

Breaking Down the Data

To see how detailed spending patterns change with region, we've used the data to see which region spends the least and the most by subcategory. For instance, while households in Wales spend the least overall, they actually spend the most on the home textiles subcategory.

Specifically, we can see the average annual household spending for each subcategory by age group in the following table and chart.

Average Annual UK Spending on Household Goods & Services, by regionFurniture and furnishingsRoutine household maintenanceHousehold appliancesFloor coveringsTools and equipment for house and gardenHousehold textilesGlassware, tableware and household utensils
Wales£495£361£125£142£164£219£98
West Midlands£599£344£165£164£169£128£98
Scotland£686£304£185£170£169£102£93
North West£573£361£230£142£196£134£108
East Midlands£526£349£354£170£158£107£87
North East£789£298£170£197£120£107£82
London£810£384£170£164£120£86£98
East£599£441£245£225£213£118£118
Yorkshire and the Humber£717£384£270£235£180£91£108
Northern Ireland£758£435£145£230£185£123£118
South West£820£418£155£203£164£123£113
South East£769£475£230£159£234£96£118
England£691£395£220£181£180£107£108
United Kingdom£686£384£210£181£174£112£103
Chart showing spending on household goods and services breaks down by age
How spending on household goods and services breaks down by region

Regardless of how much you spend on your home, be sure to invest in a suitable insurance policy. If you're not sure where to begin, take a look at our article on good, cheap home insurance companies—even if you're renting.

Erin Yurday

Erin Yurday is the Founder and Editor of NimbleFins. Prior to NimbleFins, she worked as an investment professional and as the finance expert in Stanford University's Graduate School of Business case writing team. Read more on LinkedIn.

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