Personal Finance

Who Spends the Most Making a House a Home?

The average UK household spends £2,116 each year on household goods & services. Find out how much households in your age group spend across categories such as furniture, textiles, appliances, tableware and garden tools and equipment, to see how your spending compares.

We've delved into data from the Office of National Statistics (ONS) to find out which age groups spend the most and least on various aspects of household spending, so you can see how your spending compares.

Average UK Spending on Household Goods & Services, by Category

Of the £2,116 spent by UK households each year on their homes, nearly half goes towards big-ticket items like furniture and furnishings, representing nearly 8% of the average UK household budget. After furniture and furnishings, we tend to put the most money towards routine household maintenance to keep our homes running well and appliances like washing machines, toasters and hoovers.

Average Annual UK Spending on Household Goods & Services
Furniture and furnishings£978
Routine household maintenance£348
Household appliances£224
Floor Coverings£198
Tools and equipment for house and garden£151
Household textiles£114
Glassware, tableware and household utensils£99
Average Annual Spend£2,116
chart showing average household goods & services spending

Average UK Spending on Household Goods & Services, by Age

Households aged 50 to 64 years old spend more than any other age group on household goods & services, spending £2,387 per year (13% more than average) on furniture, textiles, appliances, etc. The youngest and oldest among us spend the least, with under 30s parting with £1,820 and the over 75s spending £1,321 each year on their homes.

Average Annual UK Spending on Household Goods & Services, by age
Less than 30£1,820
30 to 49£2,231
50 to 64£2,387
65 to 74£2,304
75 or Over£1,321
Average Annual Spend£2,116
chart showing household spending by age
50 to 64 year olds spend the most on their homes

Breaking Down the Data

Depending on their stage of life, people tend to spend more or less on specific areas of their homes such as furniture, textiles, appliances, etc. To see how these spending patterns change with age, we've used the data to see which age group spends the least and the most by subcategory. For instance, the under 30s spend more on textiles than other age groups, whereas the 50 to 64 year olds spend more on furniture and glassware than other ages.

Which Age Group Spends...the Least?the Most?
Household textilesOver 75Under 30
Glassware, tableware and household utensilsOver 7530 to 49 & 50 to 64
Furniture, furnishings and floor coveringsOver 7550 to 64
Household appliancesUnder 3065 to 75
Tools and equipment for house and gardenUnder 3050 to 64
Routine household maintenanceUnder 30Over 75

Specifically, we can see the average annual household spending for each subcategory by age group in the following table and chart.

How UK Households Spend on Their HomesUnder 3030 to 4950 to 6465 to 74Over 75Average
Furniture and furnishings£1,076£1,118£1,076£1,009£359£978
Goods and services for routine household£182£348£385£354£385£348
Household textiles£135£114£114£130£109£114
Floor coverings£130£182£265£234£104£198
Household appliances£109£234£224£296£208£224
Glassware, tableware and household utensils£99£114£114£99£42£99
Tools and equipment for house and garden£94£125£203£172£109£151
Average Annual Spending£1,820£2,230£2,387£2,3041321£2,116
Chart showing spending on household goods and services breaks down by age
How spending on household goods and services breaks down by age

For those interested in the finer details, we broke down the data even further to see average spending by age group for each category.

Furniture, Furnishings and Floor Coverings

Across the board, people allocate more money to furniture, furnishings and floor coverings than to any other area of home goods or services. The age bracket spending the most on furniture and furnishings for their homes is 30 and 49, who spend £1,118 per household each year. The next age bracket, those aged 50 to 64, spends more on floor coverings (e.g., rugs) than any other age group. In fact, this 50 to 64 age bracket spends more on furniture, furnishings and floor coverings overall, totaling £1,342 of spending per year. The over 75s spend the least on this category.

Average UK Household Spending on Furniture, Furnishings and Floor Coverings, by ageFloor coveringsFurniture and furnishingsTotal
Less than 30£130£1,076£1,206
30 to 49£182£1,118£1,300
50 to 64£265£1,076£1,342
65 to 74£234£1,009£1,243
75 or Over£104£359£463
Average£198£978£1,175
chart showing household spending on furniture by age
50 to 64 year olds spend the most on furniture, furnishings and floor coverings

Household Textiles

In terms of textiles, the under 30s are the highest-spending age bracket. This age group spends £135 per year per household, which is 18% more than average. Interestingly, spending pops up again for those in the 65 to 74 age bracket before dipping down again. On average, however, UK households spend £114 per year on household textiles.

Average UK Household Spending on Textiles for the Home, by age
Less than 30£135
30 to 49£114
50 to 64£114
65 to 74£130
75 or Over£109
Average£114
chart showing household spending on textiles by age
Under 30s spend the most on textiles for their homes

Household Appliances

On average, UK households spend £224 per year on household appliances. Households with a primary age of 65 to 74 years old spend more than any other age group on these devices, parting with £296 per year on average for toasters, washing machines, hoovers, etc. The age group spending the least on this category is the under 30s, who spend £109 each year on home appliances.

Average UK Household Spending on Household Appliances, by age
Less than 30£109
30 to 49£234
50 to 64£224
65 to 74£296
75 or Over£208
Average£224
chart showing household spending on appliances by age
65 to 74 year olds spend the most on household appliances

Glassware, Tableware and Household Utensils

UK households spend £99 per year on average for glassware, tableware and household utensils. Households with a primary age of 30 to 64 years old spend £114 on these items, 15% more than average across all age groups. The over 75s spend just £42 per year on glassware, tableware and utensils.

Average UK Household Spending on Glassware, Tableware and Household Utensils, by age
Less than 30£99
30 to 49£114
50 to 64£114
65 to 74£99
75 or Over£42
Average£99
chart showing household spending on glassware, tableware and utensils by age
30 to 64 year olds spend the most on glassware, tableware and utensils

Tools and Equipment for House and Garden

Once again, those in the 50 to 64 age bracket are the biggest spenders in the tools and equipment category, forking out over £200 per year on average, around 34% more than average. The Under 30 group spends less than £100 on tools and equipment for house and garden.

Average UK Household Spending on Tools and Equipment for House and Garden, by age
Less than 30£94
30 to 49£125
50 to 64£203
65 to 74£172
75 or Over£109
Average£151
chart showing household spending on glassware, tableware and utensils by age
30 to 64 year olds spend the most on glassware, tableware and utensils

Goods and Services for Routine Household Maintenance

The average UK household spends £354 per year on goods and services for routine household maintenance. It is not a surprise that those aged 75 and older spend more than other age groups on this category, primarily due to increased spending on domestic services to assist them around the home.

Average UK Household Spending on Routine Household Maintenance, by ageDomestic services, carpet cleaning, etc.Household goods and hardwareCleaning materialsTotal
Less than 30£10£78£99£187
30 to 49£130£94£130£354
50 to 64£146£104£135£385
65 to 74£125£88£135£348
75 or Over£239£57£88£385
Average£140£88£125£354
chart showing household spending on maintenance by age
Under 30s spend the least on maintenance

Regardless of how much you spend on your home, be sure to invest in a suitable insurance policy. If you're not sure where to begin, take a look at our article on good, cheap home insurance companies—even if you're renting.

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