Cheap Car Insurance Quotes in the East Midlands

Find cheap car insurance quotes from 100+ insurers today with QuoteZone.

  • 51% of consumers could save up to £264 on their car insurance
  • Over 300,000 quotes completed per month
  • Rated 4.7 out of 5 stars on Reviews.co.uk

Compare Quotes

The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Read our full disclosure here.

  • RAC car insurance logo
  • Admiral car insurance logo
  • Hastings car insurance logo
  • Swinton car insurance logo
  • Elephant car insurance logo
  • Axa car insurance logo
  • RAC car insurance logo
  • Admiral car insurance logo
  • Hastings car insurance logo
  • Swinton car insurance logo
  • Elephant car insurance logo
  • Axa car insurance logo
{"items":["\u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Cimg alt=\"RAC car insurance logo\" class=\"ShortcodeImage--image\" src=\"https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/rac-1\" srcset=\"https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/rac-1 1x, https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/rac-1 2x\"\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Cimg alt=\"Admiral car insurance logo\" class=\"ShortcodeImage--image\" src=\"https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/insurance\/admiral-1\" srcset=\"https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/insurance\/admiral-1 1x, https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/insurance\/admiral-1 2x\"\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Cimg alt=\"Hastings car insurance logo\" class=\"ShortcodeImage--image\" src=\"https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/insurance\/hastingsdirect-1\" srcset=\"https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/insurance\/hastingsdirect-1 1x, https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/insurance\/hastingsdirect-1 2x\"\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Cimg alt=\"Swinton car insurance logo\" class=\"ShortcodeImage--image\" src=\"https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/insurance\/swinton-2\" srcset=\"https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/insurance\/swinton-2 1x, https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/insurance\/swinton-2 2x\"\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Cimg alt=\"Elephant car insurance logo\" class=\"ShortcodeImage--image\" src=\"https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/elephant-1\" srcset=\"https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/elephant-1 1x, https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/elephant-1 2x\"\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E","\n\u003Cdiv class=\"ShortcodeImage--root \"\u003E\n \u003Cdiv class=\"ShortcodeImage--image-container\"\u003E\n \u003Cimg alt=\"Axa car insurance logo\" class=\"ShortcodeImage--image\" src=\"https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/insurance\/axa-3\" srcset=\"https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_1.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/insurance\/axa-3 1x, https:\/\/res.cloudinary.com\/nimblefins\/image\/upload\/c_limit,dpr_2.0,f_auto,h_1600,q_auto,w_1600\/v1\/referral_logos\/uk\/insurance\/axa-3 2x\"\u003E\n \n \u003C\/div\u003E\n\u003C\/div\u003E"],"offsetPercentage":20}
Axa car insurance logo
RAC car insurance logo
Admiral car insurance logo
Hastings Direct car insurance logo
Swinton car insurance logo
Elephant car insurance logo

East Midlands, England Car Insurance Costs

In the East Midlands region of England, the average cost of cheap comprehensive car insurance for our sample driver was £730. There was a huge difference in car insurance costs from company to company, however, with companies like Ageas and Tesco offering prices more than double that of the cheapest car insurance companies such as popular brands Churchill and Admiral.

However, please note that Churchill is restrictive, only quoting for 75% of the postcodes we tried. So while Churchill looks very cheap in the chart below, that's in part because they don't offer cover to everyone.

Chart comparing cheap car insurance companies in the East Midlands of England

Comprehensive cover is often the best value. We found that Third Party Only cover costs 2X as much as Comprehensive cover in the East Midlands—£1,427 on average for TPO cover vs. £730 for Comprehensive cover—making Comprehensive much better value for money. If you're looking to save money on car insurance in the East Midlands and think you can do so by getting TPO cover, be sure to check prices for higher levels of cover as you could get more cover for less money.

East Midlands, England Car Insurance Brokers

Independent car insurance brokers can be useful resources for East Midlands drivers who want to discuss their insurance options or who aren't comfortable buying a policy online. However, you might pay more to a broker—they may work only with a selection of insurance companies and may not be able to find the cheapest plan for you, plus they often charge an arrangement fee and/or higher cancellation fees. Below, we've compiled a list of car insurance agents in the East Midlands, all of which have been rated with at least 4 out of 5 stars by customers.

East Midlands Car Insurance BrokersAddressPhone Number
Abaco Insurance Brokers2 Lewis Ct, Enderby, Leicester LE19 1SD0116 281 5960
Albright Bishop Rowley Ltd207 Barkby Rd, Leicester LE4 9HZ0116 272 0002
Amber Insurance Management42 London Rd, Oadby, Leicester LE2 5DH0116 222 8290
Aston LarkThe Business & Media Centre The County Ground, Nottingham Rd, Derby DE21 6DA01332 372111
Astrelle Insurance Services85 Haydn Rd, Sherwood, Nottingham NG5 2LA0115 962 5620
Bale Insurance Brokers391 Nuthall Rd, Nottingham NG8 5DB0115 978 6363
Bale Insurance Brokers109A King Richards Rd, Leicester LE3 5QG0116 262 1304
Berkeley Insurance Group UK Ltd1st Floor, 2 Colton Square, Leicester LE1 1QH0116 261 4747
BHIB Insurance BrokersAGM House, 3 Barton Close, Grove Park, Enderby, Leicester LE19 1SJ0116 281 9100
Brown Bevan Insurance Brokers94 Front St, Arnold, Nottingham NG5 7EJ0115 840 0700
Buckingham Insurance Ltd1 The Green, Clowne, Chesterfield S43 4JJ01246 575625
Clarke Dove906A Woodborough Rd, Mapperley, Nottingham NG3 5QR0115 962 0855
Connect Insurance Brokers4 Bramble St, Derby DE1 1HU01332 348469
Cornerstone Business Insurance Ltd8 Princess Rd W, Leicester LE1 6TP0116 344 0040
Coversure Insurance Services115 Bath St, Ilkeston DE7 8AP0115 930 3030
Erskine Murray Insurance Brokers1 Penman Way, Leicester LE19 1SY0116 265 4300
Firth & Scott Insurance Brokers38 Thackeray's Ln, Woodthorpe, Nottingham NG5 4HQ0115 840 0300
Franklands Insurance BrokersExeter House, Stanier Way, The Wyvern, Derby DE21 6BF01332 545720
G T Insurance160 Derby Rd, Stapleford, Nottingham NG9 7AY0115 939 4747
Gallagher5 Western Blvd, Leicester LE2 7EX0116 254 6221
Ifm InsuranceBridgford Rd, West Bridgford, Nottingham NG2 6AP0115 981 0284
Independent Insurance Bureau Ltd (Inc. David Insurance)The Roundhouse Canning Circus, Derby Rd, Nottingham NG7 3GD0115 970 5073
Lawrence Smith Specialist Car Consultant and Broker1st Floor, Gateway House, Grove Business Park, 4 Penman Way, Enderby, Leicester LE19 1SY07973 129824
Midlands Insurance ServicesBrunts Business Centre, 11 Samuel Brunts Way, Mansfield NG18 2AH01623 641386
Oakes Insurance ConsultantsOakes House, 32 Derby Rd, Long Eaton, Nottingham NG10 1PD0115 973 7600
Oddie Dalton & Co LtdNottinghamshire County, 124 Melton Rd, West Bridgford, Nottingham NG2 6EP0115 981 2921
P F Spare Insurance Brokers34 High St, Measham, Swadlincote DE12 7EB01530 270574
Penk Insurance Services LtdDerbyshire County, 49-53 Chatsworth Rd, Chesterfield S40 2AL01246 558844
Protheroe Insurance16 Bridge St, Belper DE56 1AX01773 822037
Rahon Insurance Brokers36 Stenson Rd, Derby DE23 1JB01332 775959
Reis Motorsport InsuranceWheatcroft Business Park, Unit 4, Landmere Ln, Nottingham NG12 4DG0115 965 1020
RS Insurance Brokers (Business and Personal Insurance)Bingley House, Meadow Ln, Burton Joyce, Nottingham NG14 5EX0115 931 2800
Sherwin Insurance Services Ltd3 Bramble St, Derby DE1 1HU01332 372387
Unique Insurance Services Ltd116 Leslie Rd, Forest Fields, Nottingham NG7 6PR0115 970 6877
Vadis Insurance Brokers Ltd151 High St, Burton-on-Trent DE14 1JE01283 545991

East Midlands, England Vehicle Accident Rates

The rate of road traffic accidents in a local area impacts motor insurance premiums for residents, as do casualties. In the East Midlands, there were 6,079 in 2018, with over 1,800 seriously injured and 196 fatalities.

East Midlands, England Car Theft and Accident Statistics
East Midlands, England Population4,816,800
Number of Cars2,471,396
Number of Reported Car Accidents6,079
Seriously Injured1,834
Fatalities196

The majority of car accidents in the East Midlands involve driver error or reaction (e.g., failing to look or signal), which was a factor in 62% of road traffic accidents in 2018. In particular, failing to look properly was a factor in 33% of car crashes in 2018. Drivers in the East Midlands also tend to be in a hurry—"driver/rider careless, reckless or in a hurry" was a factor in 20% of reported accidents,
which is higher than any other UK region.

Chart showing causes of car accidents in the East Midlands area of England

East Midlands, England Vehicle Crime Rates

The frequency of vehicle crimes—there are 9.0 per 1,000 people in the East Midlands in 2018—influences car insurance premiums. Specifically, it has an impact on the way motor insurance companies set prices for Comprehensive and Third Party, Fire and Theft policies, both of which cover your care if it's stolen. Plus, Comprehensive cover covers theft from a car as well.

Vehicle Crime Rates in the East Midlands, Englandper 1,000 People
Derby6.9
Leicester10.5
Lincoln4.6
Northampton15.8
Nottingham9.5
Mansfield8.5
Rutland6.0
Boston3.9
Chesterfield5.3
Wellingborough9.7
Average9.0

What is considered "Vehicle Crime"? Vehicle crime essentially includes theft from a vehicle and theft of a vehicle. In general, theft from a vehicle is 5X more common than theft of a vehicle.

Chart showing vehicle crime rates in North East, England

Cheap Car Insurance Quotes by Local Area

Car insurance prices vary depending on where you live in the East Midlands, because car accident and car theft rates are higher in some areas, which presents a higher risk to car insurance companies. For example, post codes in Chester-le-Street West Central and Sunderland were quoted rates nearly 2X as high as Tynemouth, Stanley, Blyth Valley, Whitley Bay and Stockton-on-Tees. See how your area compares below.

Cheap Car Insurance Quotes in the East MidlandsPostcodeAverage of 5 Cheapest Quotes
BostonPE21£565
LincolnLN5£894
ChesterfieldS41£745
DerbyDE22£613
MansfieldNG18£987
NottinghamNG9£670
WellingboroughNN9£613
LeicesterLE1£1,200
CoalvilleLE67£783
MeltonLE13£634
NorthamptonNN5£1,052
Average£730

FAQs

There are pros and cons to using a broker to buy car insurance. On the plus side, a broker can answer your questions and give you specialised service. On the negative side, you may pay higher cancellation fees (as well as an arrangement fee), and a broker may not have access to the cheapest plans for you. Click here for a list of car insurance brokers in Nottingham, Derby, Leicester, Northampton and other areas of the East Midlands.
To get cheap insurance quotes in the East Midlands, start by checking the market by using a comparison site such as our partner QuoteZone. If you have more time you can also reach out to some local brokers.
Many of the UK's largest car insurance companies such as Admiral and Hastings offer quotes throughout the East Midlands; click here to start getting quotes.

Methodology

To determine average car insurance costs for cities like Derby, Leicester, Lincoln, Mansfield, Northampton and Nottingham in the East Midlands, we gathered hundreds of quotes for a sample driver. The sample driver is aged 35 years old and drives a 5-year-old Ford Fiesta. Unless otherwise noted, the driver has a good driving record with no history of accidents and 5 years of no claims bonus.

To compare prices across the region, we gathered quotes for 50 East Midlands post codes, covering local areas in Leicester, Nottingham, Derby, Lincoln, Northampton, Chesterfield, Mansfield, Wellingborough, Boston and Rutland. This allowed us to find the areas of the East Midlands where drivers pay the least and the most for car insurance. We priced policies from over two dozen companies, including but not limited to:

  • Hastings
  • Admiral
  • Churchill
  • LV
  • More Than
  • Elephant
  • RAC
  • esure
  • People's Choice
  • Sainsbury's Bank
  • Tesco Bank

Some brands don't offer cover in certain neighborhoods, for instance where they have an experience of higher claims. Churchill is an example of this—they have pretty cheap prices in some neighborhoods but are more restrictive in the postcodes they cover. So while they look very cheap, that's in part because they don't offer cover to everyone.

Car insurance quotes vary drastically depending on factors like your car, your driving record and age, where you live, and even from day to day. Quotes for your profile could vary drastically from figures mentioned in this article.

To determine rates of vehicle crime and car accidents in the East Midlands, we analysed data from the Department for Transport and UK Crime Stats.

Cheap Car Insurance Quotes for the East Midlands

Compare over 100 UK car insurance brands in under 2 minutes.

{"applyCallToAction":"Get Quotes","defaultSelectedItem":"car","description":"Compare over 100 UK car insurance brands in under 2 minutes.","formType":"Insurance","onCurrent":true,"options":[{"label":"Car Insurance","url":"https:\/\/www.nimblefins.co.uk\/redirect?link=http%3A%2F%2Fnimblefins.quotezone.co.uk%2Fcar%2Findex.php%3Fid%3D76f4ecd6e1ca7c2f442633593566fdaa","value":"car"},{"label":"Home Insurance","url":"https:\/\/www.nimblefins.co.uk\/redirect?link=http%3A%2F%2Fnimblefins.quotezone.co.uk%2Fhome%2Findex.php%3Fid%3D76f4ecd6e1ca7c2f442633593566fdaa","value":"home"},{"label":"Motorbike Insurance","url":"https:\/\/www.nimblefins.co.uk\/redirect?link=http%3A%2F%2Fnimblefins.quotezone.co.uk%2Fbike%2Findex.php%3Fid%3D76f4ecd6e1ca7c2f442633593566fdaa","value":"motorbike"},{"label":"Pet Insurance","url":"https:\/\/www.nimblefins.co.uk\/redirect?link=https%3A%2F%2Fwww.comparecover.com%2Fxml%2Faffiliate.cfm%3Faffiliate%3Dnimblefins%26affiliatenumber%3D223%26type%3Dpet","value":"pet"},{"label":"Travel Insurance","url":"https:\/\/www.nimblefins.co.uk\/redirect?link=https%3A%2F%2Fwww.comparecover.com%2Fxml%2Faffiliate.cfm%3Faffiliate%3Dnimblefins%26affiliatenumber%3D223%26type%3Dtravel","value":"travel"}],"title":"Cheap Car Insurance Quotes for the East Midlands"}
Erin Yurday

Erin Yurday is the CEO, Co-founder and Editor of NimbleFins. Prior to NimbleFins, she worked as an investment professional and as the finance expert in the case writing team at Stanford University's Graduate School of Business.

Comments