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East Midlands, England Car Insurance Costs
In the East Midlands region of England, the average cost of cheap comprehensive car insurance for our sample driver was £730. There was a huge difference in car insurance costs from company to company, however, with companies like Ageas and Tesco offering prices more than double that of the cheapest car insurance companies such as popular brands Churchill and Admiral.
However, please note that Churchill is restrictive, only quoting for 75% of the postcodes we tried. So while Churchill looks very cheap in the chart below, that's in part because they don't offer cover to everyone.
Comprehensive cover is often the best value. We found that Third Party Only cover costs 2X as much as Comprehensive cover in the East Midlands—£1,427 on average for TPO cover vs. £730 for Comprehensive cover—making Comprehensive much better value for money. If you're looking to save money on car insurance in the East Midlands and think you can do so by getting TPO cover, be sure to check prices for higher levels of cover as you could get more cover for less money.
East Midlands, England Car Insurance Brokers
Independent car insurance brokers can be useful resources for East Midlands drivers who want to discuss their insurance options or who aren't comfortable buying a policy online. However, you might pay more to a broker—they may work only with a selection of insurance companies and may not be able to find the cheapest plan for you, plus they often charge an arrangement fee and/or higher cancellation fees. Below, we've compiled a list of car insurance agents in the East Midlands, all of which have been rated with at least 4 out of 5 stars by customers.
|East Midlands Car Insurance Brokers||Address||Phone Number|
|Abaco Insurance Brokers||2 Lewis Ct, Enderby, Leicester LE19 1SD||0116 281 5960|
|Albright Bishop Rowley Ltd||207 Barkby Rd, Leicester LE4 9HZ||0116 272 0002|
|Amber Insurance Management||42 London Rd, Oadby, Leicester LE2 5DH||0116 222 8290|
|Aston Lark||The Business & Media Centre The County Ground, Nottingham Rd, Derby DE21 6DA||01332 372111|
|Astrelle Insurance Services||85 Haydn Rd, Sherwood, Nottingham NG5 2LA||0115 962 5620|
|Bale Insurance Brokers||391 Nuthall Rd, Nottingham NG8 5DB||0115 978 6363|
|Bale Insurance Brokers||109A King Richards Rd, Leicester LE3 5QG||0116 262 1304|
|Berkeley Insurance Group UK Ltd||1st Floor, 2 Colton Square, Leicester LE1 1QH||0116 261 4747|
|BHIB Insurance Brokers||AGM House, 3 Barton Close, Grove Park, Enderby, Leicester LE19 1SJ||0116 281 9100|
|Brown Bevan Insurance Brokers||94 Front St, Arnold, Nottingham NG5 7EJ||0115 840 0700|
|Buckingham Insurance Ltd||1 The Green, Clowne, Chesterfield S43 4JJ||01246 575625|
|Clarke Dove||906A Woodborough Rd, Mapperley, Nottingham NG3 5QR||0115 962 0855|
|Connect Insurance Brokers||4 Bramble St, Derby DE1 1HU||01332 348469|
|Cornerstone Business Insurance Ltd||8 Princess Rd W, Leicester LE1 6TP||0116 344 0040|
|Coversure Insurance Services||115 Bath St, Ilkeston DE7 8AP||0115 930 3030|
|Erskine Murray Insurance Brokers||1 Penman Way, Leicester LE19 1SY||0116 265 4300|
|Firth & Scott Insurance Brokers||38 Thackeray's Ln, Woodthorpe, Nottingham NG5 4HQ||0115 840 0300|
|Franklands Insurance Brokers||Exeter House, Stanier Way, The Wyvern, Derby DE21 6BF||01332 545720|
|G T Insurance||160 Derby Rd, Stapleford, Nottingham NG9 7AY||0115 939 4747|
|Gallagher||5 Western Blvd, Leicester LE2 7EX||0116 254 6221|
|Ifm Insurance||Bridgford Rd, West Bridgford, Nottingham NG2 6AP||0115 981 0284|
|Independent Insurance Bureau Ltd (Inc. David Insurance)||The Roundhouse Canning Circus, Derby Rd, Nottingham NG7 3GD||0115 970 5073|
|Lawrence Smith Specialist Car Consultant and Broker||1st Floor, Gateway House, Grove Business Park, 4 Penman Way, Enderby, Leicester LE19 1SY||07973 129824|
|Midlands Insurance Services||Brunts Business Centre, 11 Samuel Brunts Way, Mansfield NG18 2AH||01623 641386|
|Oakes Insurance Consultants||Oakes House, 32 Derby Rd, Long Eaton, Nottingham NG10 1PD||0115 973 7600|
|Oddie Dalton & Co Ltd||Nottinghamshire County, 124 Melton Rd, West Bridgford, Nottingham NG2 6EP||0115 981 2921|
|P F Spare Insurance Brokers||34 High St, Measham, Swadlincote DE12 7EB||01530 270574|
|Penk Insurance Services Ltd||Derbyshire County, 49-53 Chatsworth Rd, Chesterfield S40 2AL||01246 558844|
|Protheroe Insurance||16 Bridge St, Belper DE56 1AX||01773 822037|
|Rahon Insurance Brokers||36 Stenson Rd, Derby DE23 1JB||01332 775959|
|Reis Motorsport Insurance||Wheatcroft Business Park, Unit 4, Landmere Ln, Nottingham NG12 4DG||0115 965 1020|
|RS Insurance Brokers (Business and Personal Insurance)||Bingley House, Meadow Ln, Burton Joyce, Nottingham NG14 5EX||0115 931 2800|
|Sherwin Insurance Services Ltd||3 Bramble St, Derby DE1 1HU||01332 372387|
|Unique Insurance Services Ltd||116 Leslie Rd, Forest Fields, Nottingham NG7 6PR||0115 970 6877|
|Vadis Insurance Brokers Ltd||151 High St, Burton-on-Trent DE14 1JE||01283 545991|
East Midlands, England Vehicle Accident Rates
The rate of road traffic accidents in a local area impacts motor insurance premiums for residents, as do casualties. In the East Midlands, there were 6,079 in 2018, with over 1,800 seriously injured and 196 fatalities.
|East Midlands, England Car Theft and Accident Statistics|
|East Midlands, England Population||4,816,800|
|Number of Cars||2,471,396|
|Number of Reported Car Accidents||6,079|
The majority of car accidents in the East Midlands involve driver error or reaction (e.g., failing to look or signal), which was a factor in 62% of road traffic accidents in 2018. In particular, failing to look properly was a factor in 33% of car crashes in 2018. Drivers in the East Midlands also tend to be in a hurry—"driver/rider careless, reckless or in a hurry" was a factor in 20% of reported accidents,
which is higher than any other UK region.
East Midlands, England Vehicle Crime Rates
The frequency of vehicle crimes—there are 9.0 per 1,000 people in the East Midlands in 2018—influences car insurance premiums. Specifically, it has an impact on the way motor insurance companies set prices for Comprehensive and Third Party, Fire and Theft policies, both of which cover your care if it's stolen. Plus, Comprehensive cover covers theft from a car as well.
|Vehicle Crime Rates in the East Midlands, England||per 1,000 People|
What is considered "Vehicle Crime"? Vehicle crime essentially includes theft from a vehicle and theft of a vehicle. In general, theft from a vehicle is 5X more common than theft of a vehicle.
Cheap Car Insurance Quotes by Local Area
Car insurance prices vary depending on where you live in the East Midlands, because car accident and car theft rates are higher in some areas, which presents a higher risk to car insurance companies. For example, post codes in Chester-le-Street West Central and Sunderland were quoted rates nearly 2X as high as Tynemouth, Stanley, Blyth Valley, Whitley Bay and Stockton-on-Tees. See how your area compares below.
|Cheap Car Insurance Quotes in the East Midlands||Postcode||Average of 5 Cheapest Quotes|
To determine average car insurance costs for cities like Derby, Leicester, Lincoln, Mansfield, Northampton and Nottingham in the East Midlands, we gathered hundreds of quotes for a sample driver. The sample driver is aged 35 years old and drives a 5-year-old Ford Fiesta. Unless otherwise noted, the driver has a good driving record with no history of accidents and 5 years of no claims bonus.
To compare prices across the region, we gathered quotes for 50 East Midlands post codes, covering local areas in Leicester, Nottingham, Derby, Lincoln, Northampton, Chesterfield, Mansfield, Wellingborough, Boston and Rutland. This allowed us to find the areas of the East Midlands where drivers pay the least and the most for car insurance. We priced policies from over two dozen companies, including but not limited to:
- More Than
- People's Choice
- Sainsbury's Bank
- Tesco Bank
Some brands don't offer cover in certain neighborhoods, for instance where they have an experience of higher claims. Churchill is an example of this—they have pretty cheap prices in some neighborhoods but are more restrictive in the postcodes they cover. So while they look very cheap, that's in part because they don't offer cover to everyone.
Car insurance quotes vary drastically depending on factors like your car, your driving record and age, where you live, and even from day to day. Quotes for your profile could vary drastically from figures mentioned in this article.
Cheap Car Insurance Quotes for the East Midlands
Compare over 100 UK car insurance brands in under 2 minutes.