Personal Finance

How Many Hours do You Work to Afford Christmas?

The average UK adult works 33.4 hours to afford the £452 they spend on Christmas each year. While the cost of gifts from Amazon or a turkey from Tesco is the same no matter where you work, a wide range of salaries around the country means that some people work many more hours than others to afford the holidays. See how your area compares.

We not only spend months shopping and preparing for Christmas—most of us also spend months paying for it. Whether you work full time or have a part-time job just for Christmas, how many hours do we actually work to pay for all the gifts, food, drink and decorations we buy for friends and family? It varies drastically depending on where you work. We've calculated how long you'll have to work to pay for Christmas for areas small and large around the UK.

Average Hours Worked in UK to Afford Christmas

On average, each adult in the UK has to work 33.4 hours to cover the £452 they spend at Christmas each year. We calculated that the average UK employee earns £16.72 an hour pre tax, or £13.56 an hour after income tax and national insurance. Dividing £452 of Christmas spending by £13.56 after-tax pay per hour means the average worker clocks 33.4 hours of work to pay for Christmas.

How long do we spend working to pay for Christmas?
Average hourly wage (pre tax)£16.72
Average hourly wage (post tax)£13.56
Average Christmas spend per adult£452
Average time spent working to pay for Christmas33.4 hours

However, the number of hours we have to work varies drastically depending on which city, town or region you job is based.

Regional Differences

With the advent of massive online retailers like Amazon and national grocery chains, the majority of Christmas expenses—from food to drinks to gifts—cost the same around the country. For example, it costs the same to buy a turkey and bottle of Prosecco from Tesco in London as it does in York. Same goes for gifts ordered online—and you can even by your Christmas tree online! That means that people in some areas have to work a lot more to buy the same Christmas experience. What's the real difference in hours worked?

Not surprisingly, those in London earn the highest wages and therefore work the least to pay for Christmas. However, the average London worker still has to work 27.7 hours to buy Christmas gifts and pay for other holiday expenses, which is 17% less than the UK average. Those in the East Midlands, Yorkshire and the Humber and the North East all work at least 36 hours to afford the same Christmas.

How long do you have to work to afford Christmas?Hours
London27.7
South East30.9
East32.1
South West35.3
West Midlands35.6
North West35.9
East Midlands36.0
Yorkshire and The Humber36.5
North East36.7
England33.0
United Kingdom33.4
chart showing average time spent working to pay for Xmas by UK region

Which Cities and Towns Work the Most and Least for Christmas?

Digging deeper into the data, we found the 10 local areas where workers have to labour for the fewest and most hours to make Christmas special. London boroughs dominated the top 15, with Kensington & Chelsea residents needing to work for just 16.4 hours to afford Christmas.

However, there were a number of other areas outside of London where people also have to work significantly less than their UK peers to pay for their Christmas experience. In particular, those with jobs in St Albans, Hertfordshire work just 21 hours to earn the average £452 contribution to their family's Christmas budget. Other out-of-London localities in the top 15 include Elmbridge, Winchester, South Bucks, Brentwood and Waverly. Tower Hamlets in London rounds out the top 15 with workers working 25.3 hours for Christmas.

15 Areas Where People Work the Least to pay for ChristmasHours
Kensington and Chelsea16.4
Westminster19.4
St Albans21.0
City of London21.1
Richmond upon Thames21.5
Wandsworth22.6
Hammersmith and Fulham22.8
Camden23.0
Elmbridge23.0
Islington23.8
Winchester23.8
South Bucks24.3
Brentwood25.1
Waverley25.2
Tower Hamlets25.3

In contrast, those working in Boston have to work the most hours if they want the same Christmas experience, which costs £452 per adult on average: 44.5 hours, which is 33.5% more than the UK average of 33.4 hours. Not far behind are Kingston upon Hull, Leicester, Mansfield and Blaenau Gwent—workers in these areas would spend over 42 hours on average working to pay for an average amount of Christmas spending.

15 Areas Where People Work the Most to pay for ChristmasHours
Boston44.5
Kingston upon Hull43.1
Leicester42.3
Mansfield42.3
Blaenau Gwent / Blaenau Gwent42.2
East Lindsey41.7
Corby41.5
North Norfolk41.4
Breckland41.2
Eden41.1
Tameside41.1
Great Yarmouth40.8
Burnley40.8
Stoke-on-Trent40.7
Blackburn with Darwen40.7
chart showing which cities and towns people have to work the least and most in to pay for Christmas

To see where your local area ranks among 425 localities in the UK, see our full table at the bottom of this study.

No matter where you work and regardless of your household budget, read our top tips for saving money at Christmas. For example, by starting to save just £10 a week in January you can have over £500 socked away for the next Christmas.

Methodology

To find the number of hours worked to afford Christmas, we divided the average Christmas spend per adult (£452) by the average after-tax hourly wage in areas around the UK. To find the average after-tax hourly wage we analysed data from the Office for National Statistics (ONS) on average hourly wages and average number of hours worked per week by place of work in areas around the UK. Using these values (and assuming adults work 50 weeks a year) we first calculated annual pre-tax income. Then to find out how much an adult typically takes home, we used an income tax calculator to calculate income tax and national insurance and determine the take-home pay for each given annual income. Then we divided this annual take-home pay number by the average hours worked in each area to arrive at an average after-tax hourly wage number for each area.

In reality people working in areas with lower wages will likely spend less than average on Christmas, and vice versa. This study shows how many hours the average worker would have to log if they wanted the average Christmas experience.

Note: while each adult spends around £450, each household spends around £800 on average on Christmas. While we often prefer to talk about household spending, for the purposes of this article it seemed more suitable to talk in terms of spending per adult—since we wanted a sense of how many hours each adult would need to work to earn their share.

How Many Hours Worked for Christmas in Your Area?

See where your local area ranks out of 417 localities in the UK. Areas are organized by region (e.g., North East, London, etc.) for ease of finding your area and comparing to neighboring places.

Rank (out of 417 areas)RegionLocal areaAvg hourly wageAvg hours worked for Xmas% difference from UK avg
North East£14.9036.710.0%
288Darlington£14.8936.710.1%
335Hartlepool£14.4137.913.7%
388Middlesbrough£13.3140.120.1%
400Redcar and Cleveland£13.3140.421.2%
280Stockton-on-Tees£14.9736.59.5%
283County Durham£15.0536.69.7%
173Northumberland£16.2134.01.8%
292Tyne and Wear Met County£14.8436.810.4%
343Gateshead£14.1838.314.7%
204Newcastle upon Tyne£15.8534.74.1%
211North Tyneside£15.7834.94.6%
325South Tyneside£14.5737.512.5%
375Sunderland£13.9039.017.0%
North West£15.2435.97.6%
403Blackburn with Darwen£13.1140.721.9%
395Blackpool£13.2240.320.9%
308Halton£14.7737.311.8%
172Warrington£16.4833.91.5%
117Cheshire East£17.6231.8-4.6%
180Cheshire West and Chester£16.1434.43.0%
264Cumbria£15.2536.18.2%
251Allerdale£15.2535.97.5%
205Barrow-in-Furness£15.9434.84.2%
360Carlisle£13.9038.716.0%
107Copeland£17.8131.5-5.6%
408Eden£12.9641.123.3%
233South Lakeland£15.6835.46.0%
276Greater Manchester Met County£15.1236.49.2%
354Bolton£14.0838.515.5%
244Bury£15.4335.77.0%
300Manchester£14.6337.111.2%
377Oldham£13.7539.117.3%
344Rochdale£14.1838.314.7%
341Salford£14.3138.214.5%
142Stockport£17.1632.7-2.0%
407Tameside£13.2141.123.1%
54Trafford£20.0028.6-14.2%
317Wigan£14.5937.512.3%
253Lancashire£15.3335.97.7%
405Burnley£13.3140.822.2%
169Chorley£16.5433.71.1%
126Fylde£17.5532.1-3.7%
386Hyndburn£13.5939.919.7%
248Lancaster£15.3935.87.3%
285Pendle£14.9236.79.8%
332Preston£14.3237.913.6%
105Ribble Valley£18.0131.5-5.6%
262Rossendale£15.2736.18.1%
304South Ribble£14.8137.211.5%
171West Lancashire£16.3033.81.3%
309Wyre£14.5537.311.8%
266Merseyside Met County£15.2436.18.3%
346Knowsley£14.2838.314.8%
240Liverpool£15.4735.66.7%
272St. Helens£15.1936.38.7%
275Sefton£15.0336.49.0%
235Wirral£15.5735.46.0%
Yorkshire and The Humber£14.9836.59.4%
162East Riding of Yorkshire£16.7233.40.0%
416Kingston upon Hull£12.2543.129.2%
398North East Lincolnshire£13.4340.421.1%
340North Lincolnshire£14.3238.214.4%
216York£15.6435.04.8%
220North Yorkshire£15.8335.05.0%
252Craven£15.5535.97.5%
263Hambleton£15.2536.18.2%
110Harrogate£17.7931.7-5.0%
286Richmondshire£14.6836.79.9%
289Ryedale£14.7736.710.1%
402Scarborough£13.1340.621.7%
165Selby£16.7933.60.7%
320South Yorkshire Met County£14.4737.512.4%
356Barnsley£14.0738.615.6%
383Doncaster£13.6639.719.1%
350Rotherham£14.1038.515.3%
250Sheffield£15.3635.97.5%
268West Yorkshire Met County£15.2336.28.4%
328Bradford£14.5237.712.9%
247Calderdale£15.2935.87.2%
223Kirklees£15.6935.15.2%
221Leeds£15.8235.05.0%
345Wakefield£14.1838.314.7%
East Midlands£15.3036.07.9%
208Derby£15.9934.94.6%
415Leicester£12.4742.326.9%
392Nottingham£13.2740.220.4%
210Rutland£15.7834.94.6%
226Derbyshire£15.6435.25.5%
174Amber Valley£16.3034.01.9%
394Bolsover£13.2340.320.8%
385Chesterfield£13.5339.819.2%
118Derbyshire Dales£17.4831.9-4.3%
258Erewash£15.2936.08.0%
195High Peak£15.9334.63.6%
197North East Derbyshire£15.6834.63.7%
128South Derbyshire£17.4832.3-3.3%
175Leicestershire£16.3034.01.9%
183Blaby£16.2434.43.0%
230Charnwood£15.6235.35.7%
73Harborough£19.3129.6-11.2%
176Hinckley and Bosworth£16.2534.12.3%
299Melton£14.6437.111.1%
185North West Leicestershire£16.1134.43.1%
259Oadby and Wigston£15.1836.08.0%
358Lincolnshire£14.1538.615.8%
417Boston£11.9744.533.5%
412East Lindsey£12.7841.725.1%
401Lincoln£13.1840.521.3%
242North Kesteven£15.6435.76.9%
382South Holland£13.9139.618.7%
282South Kesteven£15.0736.59.5%
234West Lindsey£15.6835.46.0%
231Northamptonshire£15.5935.35.8%
411Corby£12.9741.524.3%
163Daventry£16.7633.50.3%
124East Northamptonshire£17.6132.0-4.0%
189Kettering£16.1734.53.4%
254Northampton£15.4335.97.7%
101South Northamptonshire£18.1231.1-6.7%
399Wellingborough£13.5340.421.1%
194Nottinghamshire£16.0534.53.5%
347Ashfield£14.2738.314.9%
334Bassetlaw£14.4237.913.7%
149Broxtowe£17.1932.8-1.6%
168Gedling£16.5533.71.0%
414Mansfield£12.4942.326.7%
227Newark and Sherwood£15.6435.25.5%
31Rushcliffe£21.3326.9-19.2%
West Midlands£15.5835.66.7%
357Herefordshire£14.0738.615.6%
404Stoke-on-Trent£13.3440.721.9%
359Telford and Wrekin£14.0438.615.8%
224Shropshire£15.6935.15.2%
241Staffordshire£15.5735.66.7%
362Cannock Chase£14.1038.816.2%
307East Staffordshire£14.7837.311.7%
65Lichfield£19.5529.3-12.3%
378Newcastle-under-Lyme£13.8639.217.3%
147South Staffordshire£17.2232.8-1.8%
215Stafford£15.9635.04.8%
290Staffordshire Moorlands£14.9936.710.1%
355Tamworth£14.1838.615.6%
104Warwickshire£17.9231.5-5.6%
217North Warwickshire£15.9535.04.8%
312Nuneaton and Bedworth£14.6437.411.9%
135Rugby£17.4532.5-2.6%
51Stratford-on-Avon£20.1628.5-14.6%
53Warwick£20.1128.6-14.3%
245West Midlands Met County£15.4235.77.0%
261Birmingham£15.2836.08.0%
238Coventry£15.5935.66.6%
305Dudley£14.8137.211.5%
188Sandwell£16.2834.53.3%
69Solihull£19.2929.5-11.5%
363Walsall£13.8638.816.4%
381Wolverhampton£13.7239.618.5%
229Worcestershire£15.6335.25.6%
90Bromsgrove£18.4730.5-8.5%
167Malvern Hills£16.3833.60.8%
397Redditch£13.4440.421.0%
257Worcester£15.3036.07.9%
199Wychavon£15.9134.63.8%
321Wyre Forest£14.4737.512.4%
East£17.5632.1-3.8%
284Luton£14.9436.69.7%
374Peterborough£14.0139.017.0%
119Southend-on-Sea£17.5731.9-4.3%
184Thurrock£16.2434.43.0%
159Bedford£16.8633.3-0.3%
115Central Bedfordshire£17.7331.8-4.6%
97Cambridgeshire£18.3930.8-7.6%
60Cambridge£19.6829.1-12.8%
113East Cambridgeshire£17.7531.8-4.7%
369Fenland£14.0638.916.6%
161Huntingdonshire£16.8433.3-0.1%
25South Cambridgeshire£22.3126.1-21.9%
98Essex£18.1531.1-6.8%
129Basildon£17.4632.3-3.2%
137Braintree£17.3432.5-2.5%
13Brentwood£23.3325.1-24.8%
99Castle Point£18.0531.1-6.8%
84Chelmsford£18.7130.3-9.2%
141Colchester£17.0932.6-2.2%
78Epping Forest£19.0929.8-10.6%
246Harlow£15.6035.87.2%
68Maldon£19.3029.5-11.5%
76Rochford£19.0829.7-10.9%
270Tendring£14.9936.28.5%
35Uttlesford£21.4127.2-18.3%
43Hertfordshire£20.7127.9-16.5%
88Broxbourne£18.6730.5-8.5%
57Dacorum£19.8528.8-13.6%
19East Hertfordshire£22.8325.6-23.4%
48Hertsmere£20.4728.3-15.2%
79North Hertfordshire£18.9729.9-10.4%
3St Albans£28.0621.0-37.1%
151Stevenage£17.0233.0-1.2%
37Three Rivers£20.9227.6-17.3%
108Watford£17.9531.6-5.3%
114Welwyn Hatfield£17.6431.8-4.7%
338Norfolk£14.2138.214.4%
409Breckland£13.0741.223.4%
267Broadland£15.0136.28.3%
406Great Yarmouth£13.0840.822.2%
396King's Lynn and West Norfolk£13.3440.320.9%
410North Norfolk£12.8841.424.1%
329Norwich£14.3937.713.0%
166South Norfolk£16.6033.60.7%
219Suffolk£15.8435.04.9%
74Babergh£19.3029.7-11.1%
277Forest Heath£15.2236.49.2%
318Ipswich£14.5937.512.3%
228Mid Suffolk£15.7435.25.6%
144St Edmundsbury£17.2432.7-1.9%
198Suffolk Coastal£16.1234.63.7%
384Waveney£13.4139.819.2%
London£20.9427.7-17.0%
23Inner London£22.8025.7-23.1%
63Outer London£19.6229.2-12.6%
1Kensington and Chelsea£35.9716.4-50.9%
2Westminster£30.3719.4-41.9%
4City of London£27.8521.1-36.6%
5Richmond upon Thames£27.3921.5-35.6%
6Wandsworth£26.0922.6-32.4%
7Hammersmith and Fulham£25.8722.8-31.8%
8Camden£25.6123.0-31.1%
10Islington£24.7723.8-28.8%
15Tower Hamlets£23.2725.3-24.2%
17Bromley£22.9025.5-23.7%
24Merton£22.6225.9-22.5%
29Kingston upon Thames£21.7526.7-19.9%
38Lambeth£21.0727.6-17.3%
41Barnet£20.6827.8-16.7%
45Greenwich£20.7128.0-16.2%
46Southwark£20.5728.1-15.9%
56Hackney£19.9028.8-13.8%
58Harrow£19.8328.9-13.5%
62Haringey£19.6329.2-12.6%
64Ealing£19.5629.3-12.3%
67Redbridge£19.4029.5-11.6%
70Sutton£19.2629.6-11.3%
72Havering£19.2529.6-11.3%
75Lewisham£19.2829.7-11.0%
86Croydon£18.6930.5-8.6%
87Bexley£18.6830.5-8.6%
91Hounslow£18.6730.7-8.1%
106Waltham Forest£18.0131.5-5.6%
121Enfield£17.5632.0-4.2%
143Brent£17.2532.7-2.0%
156Hillingdon£16.9833.2-0.4%
218Newham£15.9435.04.9%
298Barking and Dagenham£14.8737.011.0%
South East£18.3330.9-7.4%
123Bracknell Forest£17.7232.0-4.1%
116Brighton and Hove£17.5231.8-4.6%
371Isle of Wight£13.7939.017.0%
186Medway£16.2134.43.1%
131Milton Keynes£17.4332.4-3.0%
326Portsmouth£14.4337.612.7%
100Reading£18.2431.1-6.8%
237Slough£15.7235.56.4%
348Southampton£14.1538.314.9%
71West Berkshire£19.3429.6-11.3%
21Windsor and Maidenhead£22.7825.6-23.3%
27Wokingham£21.9826.4-20.7%
40Buckinghamshire£20.7727.8-16.7%
82Aylesbury Vale£18.9030.1-9.7%
16Chiltern£22.9825.4-23.9%
12South Bucks£24.2424.3-27.2%
42Wycombe£20.6527.8-16.6%
214East Sussex£15.7634.94.7%
293Eastbourne£14.8336.910.5%
390Hastings£13.4140.120.3%
196Lewes£15.8134.63.7%
164Rother£16.4133.60.6%
122Wealden£17.5432.0-4.1%
85Hampshire£18.7030.3-9.1%
80Basingstoke and Deane£18.9730.0-10.0%
34East Hampshire£21.3127.2-18.5%
145Eastleigh£17.1332.8-1.8%
50Fareham£20.0828.5-14.6%
273Gosport£14.9436.38.9%
36Hart£20.9527.5-17.4%
202Havant£16.0034.73.9%
181New Forest£16.1434.43.0%
127Rushmoor£17.6232.2-3.6%
81Test Valley£18.7730.1-9.9%
11Winchester£24.4823.8-28.6%
136Kent£17.2632.5-2.6%
212Ashford£16.0734.94.6%
139Canterbury£17.0232.6-2.4%
109Dartford£17.9131.7-5.1%
260Dover£15.3936.08.0%
157Gravesham£16.7833.2-0.4%
112Maidstone£17.6631.8-4.8%
49Sevenoaks£20.1828.4-15.0%
255Folkestone and Hythe£15.3136.07.8%
190Swale£16.1734.53.4%
327Thanet£14.4237.612.8%
59Tonbridge and Malling£19.7828.9-13.3%
55Tunbridge Wells£19.9428.7-14.0%
93Oxfordshire£18.4230.8-7.7%
155Cherwell£16.9133.2-0.6%
120Oxford£17.5731.9-4.3%
30South Oxfordshire£21.6126.8-19.7%
77Vale of White Horse£19.0929.8-10.6%
134West Oxfordshire£17.1732.5-2.6%
28Surrey£21.7726.6-20.3%
9Elmbridge£25.5523.0-30.9%
20Epsom and Ewell£22.7325.6-23.3%
18Guildford£22.7925.5-23.5%
33Mole Valley£21.3827.0-19.1%
39Reigate and Banstead£20.9427.8-16.8%
52Runnymede£20.2128.6-14.4%
125Spelthorne£17.6032.1-3.9%
26Surrey Heath£22.1226.4-21.0%
32Tandridge£21.4927.0-19.2%
14Waverley£23.1625.2-24.5%
44Woking£20.4927.9-16.3%
130West Sussex£17.3432.4-3.0%
191Adur£15.9534.53.5%
239Arun£15.4835.66.6%
111Chichester£17.5731.8-4.8%
236Crawley£15.6635.46.1%
61Horsham£19.6529.1-12.7%
83Mid Sussex£18.7730.2-9.5%
148Worthing£17.1232.8-1.8%
South West£15.8035.35.8%
96Bath and North East Somerset£18.1030.8-7.6%
192Bournemouth£15.9534.53.5%
178Bristol, City of£16.2034.22.6%
154North Somerset£16.7433.1-0.7%
376Plymouth£13.9039.017.0%
179Poole£16.1634.32.8%
206South Gloucestershire£15.9434.84.2%
213Swindon£15.9734.94.7%
393Torbay£13.1240.220.6%
387Cornwall£13.3440.019.8%
314Devon£14.4037.412.0%
297East Devon£14.6737.010.9%
303Exeter£14.6037.211.4%
324Mid Devon£14.4637.512.5%
373North Devon£13.5339.017.0%
203South Hams£15.7734.73.9%
372Teignbridge£13.7939.017.0%
339Torridge£14.2138.214.4%
306West Devon£14.4537.211.6%
200Dorset£15.7934.63.8%
153Christchurch£16.6933.0-1.1%
103East Dorset£17.9131.3-6.1%
209North Dorset£15.6734.94.6%
311Purbeck£14.2837.311.9%
265West Dorset£15.0236.18.3%
302Weymouth and Portland£14.6137.111.3%
152Gloucestershire£16.9233.0-1.2%
94Cheltenham£18.4030.8-7.6%
89Cotswold£18.4830.5-8.5%
222Forest of Dean£15.7135.15.1%
322Gloucester£14.5837.512.4%
146Stroud£17.0332.8-1.8%
102Tewkesbury£17.9231.3-6.2%
294Somerset£14.8336.910.5%
187Mendip£15.8834.43.2%
296Sedgemoor£14.7937.010.8%
333South Somerset£14.3137.913.6%
281Taunton Deane£14.9736.59.5%
379West Somerset£13.4739.217.5%
150Wiltshire£16.9432.9-1.3%
Wales£14.6437.411.9%
366Isle of Anglesey / Ynys Môn£13.9638.916.5%
365Gwynedd / Gwynedd£13.7338.816.4%
364Conwy / Conwy£13.8638.816.4%
389Denbighshire / Sir Ddinbych£13.1740.120.2%
330Flintshire / Sir y Fflint£14.4737.813.3%
323Wrexham / Wrecsam£14.6837.512.4%
368Powys / Powys£13.8438.916.5%
337Ceredigion / Ceredigion£14.1238.114.2%
380Pembrokeshire / Sir Benfro£13.6639.418.1%
331Carmarthenshire / Sir Gaerfyrddin£14.3437.813.4%
291Swansea / Abertawe£14.8836.710.1%
367Neath Port Talbot / Castell-nedd Port Talbot£13.9638.916.5%
278Bridgend / Pen-y-bont ar Ogwr£15.1036.59.3%
132Vale of Glamorgan / Bro Morgannwg£17.2932.5-2.7%
225Cardiff / Caerdydd£15.7735.25.4%
351Rhondda Cynon Taf / Rhondda Cynon Taf£14.0938.515.4%
391Merthyr Tydfil / Merthyr Tudful£13.4140.120.3%
370Caerphilly / Caerffili£13.9538.916.6%
413Blaenau Gwent / Blaenau Gwent£12.6442.226.4%
301Torfaen / Torfaen£14.7437.111.2%
95Monmouthshire / Sir Fynwy£18.4030.8-7.6%
315Newport / Casnewydd£14.6337.412.0%
Scotland£16.1434.43.0%
140Aberdeen City£17.2232.6-2.3%
133Aberdeenshire£17.1932.5-2.7%
310Angus£14.6637.311.8%
342Argyll and Bute£13.9438.314.7%
352Clackmannanshire£14.1938.515.5%
361Dumfries and Galloway£14.0038.816.2%
316Dundee City£14.4837.512.3%
287East Ayrshire£15.0236.79.9%
47East Dunbartonshire£20.3228.2-15.6%
158East Lothian£16.6633.3-0.3%
22East Renfrewshire£22.6525.7-23.1%
92City of Edinburgh£18.3730.7-8.0%
249Falkirk£15.3835.87.3%
271Fife£15.2136.28.5%
201Glasgow City£15.9034.63.8%
279Highland£14.9936.59.3%
274Inverclyde£14.9336.38.9%
243Midlothian£15.5435.76.9%
336Moray£14.1438.114.1%
349Na h-Eileanan Siar£14.0038.415.2%
256North Ayrshire£15.3136.07.8%
295North Lanarkshire£14.9136.910.7%
207Orkney Islands£15.2934.94.5%
170Perth and Kinross£16.4233.81.2%
193Renfrewshire£16.0534.53.5%
269Scottish Borders£15.1236.28.4%
138Shetland Islands£17.1332.6-2.4%
160South Ayrshire£16.7633.3-0.2%
177South Lanarkshire£16.2234.22.4%
66Stirling£19.4529.4-11.8%
353West Dunbartonshire£14.1938.515.5%
232West Lothian£15.6935.35.9%
Northern Ireland£14.5937.512.3%
Erin Yurday

Erin Yurday is the CEO, Co-founder and Editor of NimbleFins. Prior to NimbleFins, she worked as an investment professional and as the finance expert in Stanford University's Graduate School of Business case writing team. Read more on LinkedIn.

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