Cheap Car Insurance Quotes in the North East of England

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  • RAC car insurance logo
  • Admiral car insurance logo
  • Hastings car insurance logo
  • Swinton car insurance logo
  • Elephant car insurance logo
  • Axa car insurance logo
  • RAC car insurance logo
  • Admiral car insurance logo
  • Hastings car insurance logo
  • Swinton car insurance logo
  • Elephant car insurance logo
  • Axa car insurance logo
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Axa car insurance logo
RAC car insurance logo
Admiral car insurance logo
Hastings Direct car insurance logo
Swinton car insurance logo
Elephant car insurance logo

North East England Car Insurance Costs

In the North East of England, the average cost of cheap comprehensive car insurance for our sample driver was £670. There was a huge difference in car insurance costs from company to company, however, with companies like Ageas and Tesco quoting prices more than double that of the cheapest car insurance companies such as popular brands Admiral and Hastings. Churchill also offers low rates but wouldn't quote for nearly a third of NE post codes.

Chart comparing cheap car insurance companies in the North East of England

Comprehensive cover is often the best value. You would think that Comprehensive cover is the most expensive type of car insurance, since it is the "best" cover. However, we found that in the North East Third Party Only cover costs 2X as much as Comprehensive cover—£1,337 on average for TPO cover vs. £670 for Comprehensive cover.

North East England Car Insurance Brokers

Independent car insurance brokers can be useful resources for North East drivers that aren't comfortable buying a policy online, or who have questions about coverage options. You may pay an arrangement fee or higher cancellation fees when using a broker, however. Below, we've compiled a list of car insurance agents in North East, England.

BrokerAddressPhone Number
B Portwood & Co Ltd145 Newgate St, Bishop Auckland, DL14 7EN01388 607105
B Portwood & Co.Ltd44 Medomsley Rd, Consett, DH8 5HA01207 509446
B.I.B (Darlington) Ltd150-154, Northgate, Darlington, DL1 1QU01325 521298
Barrie of Durham28 Sutton St, Durham, DH1 4DA0191 384 8307
Bestford InsuranceSwan House 172-174 Station Rd, Wallsend, NE28 8QT0191 262 8872
Castle Insurance Services Ltd15 Marshall Terrace, Gilesgate, Durham, DH1 2HX0191 383 0401
Central Insurance Consultants Ltd36-40 Scotswood Rd, Newcastle Upon Tyne, NE4 7JD0191 406 4712
Crosby Insurance Brokers9 Kenton Lane, Newcastle Upon Tyne, NE3 3BQ0191 213 0748
E W Knapton Insurance7 Kensington, Bishop Auckland, DL14 6HY01388 605656
E2EUnity House Dudley Rd, Darlington, DL1 4GG01325 352626
Elliott Westland Insurance Brokers1 Lambton House Newbottle St, Houghton Le Spring, DH4 4AR0191 500 0000
Impact Assist LtdUnit 2l Admiral Business Park, Nelson Park West, Cramlington, NE23 1WG01670 736100
Jowetts Autoquote8a Marlborough Crescent, Newcastle Upon Tyne, NE1 4EE0191 462 2001
My Best QuoteFerndale House, 70-71, North Rd, Boldon Colliery, NE35 9AX0845 230 0119
Premier Insurance17 Victoria Rd, Consett, DH8 5BQ01207 261396
T S Reed & Co5 Pelaw Bank, Chester Le Street, DH3 3TJ0191 388 2875
Talbot Jones Risk Solutions LtdUnit A11, Design Works, William St, Gateshead, NE10 0JP0191 438 7977
Telford-Reede Insurance Ltd133 Front St, Chester Le Street, DH3 3BL0191 388 6454
Towergate BibOakwood House, 82, Eastmount Rd, Darlington, DL1 1LA01325 353888
Weir Insurance Brokers Ltd12 Stanley St, Blyth, NE24 2BU0800 281453
Westminster Taxi Insurance43 Ancrum St, Newcastle Upon Tyne, NE2 4LQ0191 230 2920
Westminster Taxi InsuranceConcept 2000 Sunderland Rd, Gateshead, NE10 9LQ0191 469 9944

North East England Vehicle Accident Rates

The rate of road traffic accidents in an area—there were 1,792 in the North East in 2018—influences auto insurance prices. In fact, it can impact premiums for all three types of car insurance (Comprehensive, Third Party Fire and Theft, and Third Party Only).

North East England Car Theft and Accident Statistics
North East Population2,655,400
Number of Cars1,155,188
Number of Car Accidents1,792
Seriously Injured872
Fatalities52

The biggest cause of car accidents in the North East is a driver error or reaction—this is a factor in 61% of road traffic accidents in North East England. In particular, failing to look properly was a factor in 36% of car crashes in 2018.

Chart showing causes of car accidents in the North East of England

North East England Vehicle Crime Rates

The frequency of vehicle crimes—there are 6.4 per 1,000 people in the North East of England—has an effect on car insurance premiums. Specifically, it influences the way auto insurance companies set prices for Comprehensive and Third Party, Fire and Theft policies, both of which cover your car if it's stolen. The worst vehicle crime rates in the North East are in Middlesborough, where there are 10.9 crimes per 1,000 people. In comparison, Northumberland has relatively low vehicle crime rates (3.9 per 1,000).

Vehicle Crime Rates in North East Englandper 1,000 People
Northumberland3.9
County Durham5.0
South Tyneside5.2
Redcar & Cleveland5.8
Stockton-on-Tees6.3
Sunderland6.4
North Tyneside6.6
Gateshead7.1
Darlington7.2
Newcastle7.9
Hartlepool8.6
Middlesbrough10.9
Average6.4

What is considered "Vehicle Crime"? Vehicle crime essentially includes theft from a vehicle and theft of a vehicle. In general, theft from a vehicle is 5X more common than theft of a vehicle.

Chart showing vehicle crime rates in North East, England

Cheap Car Insurance Quotes by Local Area

Car insurance prices vary depending on where you live in the North East. This is because car accident and car theft rates are higher in some areas, which presents a higher risk to car insurance companies. For example, post codes in Chester-le-Street West Central and Sunderland were quoted rates nearly 2X as high as Tynemouth, Stanley, Blyth Valley, Whitley Bay and Stockton-on-Tees. See how your area compares below.

Cheap Car Insurance Quotes in the North EastPostcodeAverage of 5 Cheapest Quotes
TynemouthNE30£557
StanleyDH9£582
Blyth ValleyNE26£584
Whitley BayNE26£584
Stockton-on-TeesTS21£584
ConsettDH8£611
DurhamDH1£622
SeahamSR7£622
Ashington CentralNE63£644
MiddlesbroughTS5£656
GatesheadNE21£658
Thornaby-on-TeesTS17£659
Ingleby Barwick WestTS17£659
HartlepoolTS26£663
RedcarTS6£671
Newton AycliffeDL5£679
South ShieldsNE34£688
JarrowNE32£698
Bishop AucklandDL14£702
LongbentonNE12£711
Billingham EastTS23£717
Newcastle upon TyneNE6£724
WallsendNE28£726
DarlingtonDL1£730
Cramlington WestNE23£751
Washington EastNE38£807
Peterlee EastSR8£849
SunderlandSR1£896
Chester-le-Street West CentralDH3£938
Average£670

FAQs

Car insurance quotes can be very high depending on factors like where you live, the car your drive, your age, your driving record, etc. Car insurance companies use these factors to determine the risk of a claim from theft or accident.
The cheapest car insurance company will vary from person to person; some popular cheap car insurance brands from some of the largest UK car insurance companies include Admiral, Churchill, Hastings and Quotemehappy.
To find cheap car insurance in your area, check with a car insurance comparison site such as our partner QuoteZone to get a feel for how the UK market prices your unique situation.
Our survey of the market in North East, England found that an at-fault accident can make your car insurance costs increase by at least 10%, if not more. In this area, the average cheap car insurance quote went from £670 for a good driving and claims history up to £741 for an at-fault accident within three years.

Methodology

To determine average car insurance costs for cities like Newcastle, Sunderland and Durham in the North East, we gathered hundreds of quotes for a sample driver. The sample driver is aged 35 years old and drives a 5-year-old Ford Fiesta. Unless otherwise noted, the driver has a good driving record with no history of accidents and 5 years of no claims bonus.

To compare prices across the region, we gathered quotes for 50 North East post codes. This allowed us to find the areas of the North East where drivers pay the least and the most for car insurance. We priced policies from over two dozen companies, including:

  • Hastings
  • Admiral
  • Churchill
  • LV
  • More Than
  • Elephant
  • RAC
  • esure
  • People's Choice
  • Sainsbury's Bank
  • Tesco Bank

When determining the cheapest car insurance companies for the North East, we only included providers that returned quotes across more than 70% of the post codes we checked. Some brands only offer cover in certain neighbourhoods, perhaps in areas from which they expect lower claims. Most notable would be Churchill—they come up quite cheap compared to the market but they are more restrictive in the postcodes they cover. They very well might be cheapest for you, if they cover your area.

To determine rates of vehicle crime and car accidents in the North East, we analysed data from the Department for Transport and UK Crime Stats.

Cheap Car Insurance Quotes for the North East

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Erin Yurday

Erin Yurday is the CEO, Co-founder and Editor of NimbleFins. Prior to NimbleFins, she worked as an investment professional and as the finance expert in Stanford University's Graduate School of Business case writing team.

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