Cheap Car Insurance Quotes in the South West of England

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Axa car insurance logo
RAC car insurance logo
Admiral car insurance logo
Hastings Direct car insurance logo
Swinton car insurance logo
Elephant car insurance logo

South West, England Car Insurance Costs

In this detailed NimbleFins analysis, it was found that certain car insurance providers in Swindon, Bristol, Plymouth and around the South West of England can be more than 50% cheaper than others. This finding is supported by the comprehensive survey by NimbleFins' comparison engine partner, which demonstrated that comparing car insurance quotes can save you up to £530.

In the South West region of England, the average cost of cheap comprehensive car insurance for our sample driver was around £656, which is roughly on par with the average cost of car insurance in England. There was a huge difference in car insurance costs from company to company, however, with companies like Insure Wiser and Tesco offering prices around 2X as much as the cheapest car insurance companies, which included popular brands such as Churchill and Hastings Essential (which are part of two of the largest UK car insurance companies).

Chart comparing cheap car insurance companies in the South West of England

Comprehensive cover is often the best value. Our pricing analysis showed that Third Party Only cover costs 2X as much as Comprehensive cover in the South West—£1,381 on average for TPO cover vs. £656 for Comprehensive cover—making Comprehensive much better value for money in most cases.

South West, England Car Insurance Brokers

Using an independent car insurance broker in the South West can be useful for drivers who have questions, want a more personal experience or who aren't comfortable buying a policy online. However, be sure to ask about their fees. Brokers often charge an arrangement fee and/or higher cancellation fees, which can increase the cost of car insurance. Here is a list of car insurance agents in the South West, all of which have been rated with at least 4.5 out of 5 stars by customers.

South West Car Insurance BrokersAddressPhone Number
Towergate InsuranceBlackbrook Park Ave, Taunton TA1 2PX01823 625500
Bruford & Vallance Insurance Services Ltd45 St James St, Taunton TA1 1JR01823 277188
NFU Mutual TauntonNew Agriculture House, Blackbrook Park Ave, Taunton TA1 2FU01823 478945
All Insure Services Ltd2B Clump Farm Industrial Estate, Blandford Forum DT11 7TD01258 488879
Coversure Insurance Services35 Abbotsbury Rd, Weymouth DT4 0AD0800 308 1035
R J King Insurance Brokers15 Granby Cl, Surrey Cl, Granby Industrial Estate, Weymouth DT4 9XB01305 766884
Melksham Insurance BrokersChurch St, Melksham SN12 6JR01225 707575
Ian Macdonald Insurance Services Ltd113 High St, Midsomer Norton, Radstock BA3 2DA01761 416937
Higos Insurance Services Ltd44 East St, Bridport DT6 3LJ01308 423777
Oliver & Sanders Insurance Consultants51 Catherine St, Frome BA11 1DA01373 463000
Woodbury Insurance Brokers LtdBath St, Cheddar BS27 3AA01934 742550
PSP Group Melksham3 Church St, Melksham SN12 6LS01225 705599
Westminster Insurance22 Langton Ct Rd, Brislington, Bristol BS4 4EH0117 971 4422
Castlemead Insurance BrokersSt John's Rd, Southville BS3 1AL0117 945 3900
Regency Insurance Brokers37 Alexandra Parade, Weston-super-Mare BS23 1QZ01934 631111
Birnbeck Insurance Services129 High St, Worle, Weston-super-Mare BS22 6HQ01934 522252
Higos Insurance Services Ltd47 Mutley Plain, Mutley, Plymouth PL4 6JG01752 401680
Rowett Insurance Broking Ltd3 Alexandra Rd, Plymouth PL6 5AE01752 774686
A-Plan Insurance66 Whiteladies Rd, Clifton, Bristol BS8 2QA0117 403 2985
Malago Insurance Brokers LtdClue House, Central Trading Estate, Petherton Rd, Hengrove, Bristol BS14 9BZ0117 244 5543
Academy Insurance Services Ltd87 Whiteladies Rd, Redland, Bristol BS8 2NT0117 973 4258
Westminster Insurance22 Langton Ct Rd, Brislington, Bristol BS4 4EH0117 971 4422
VavistaVavista, Lysander House, Catbrain Ln, Bristol BS10 7TQ0344 776 8381
Edison Ford Insurance Brokers1 Armstrong Way, Yate, Bristol BS37 5NG01454 322266
Venture InsuranceBank House, 1 Burlington Rd, Redland, Bristol BS6 6TJ0845 638 4193
Gallagher6th Floor, Temple Circus House, Temple Way, Redcliffe, Bristol BS1 6HG0117 300 6161
Your Space Independent Mortgages Bristol19 Grosvenor Rd, St Paul's, Bristol BS2 8XF07988 796011
Bluepoppy Vehicle SolutionsThe Sanctuary Eden Office Park, Macrae Rd, Pill, Bristol BS20 0DD0345 207 3720
Glentworth Insurance Services LtdUnit 16 Middle Bridge Business Park, Bristol Road, Portishead BS20 6PN01275 818553
Mercer Marsh BenefitsHillside Court, Bowling Hill, Chipping Sodbury, Bristol BS37 6JX01454 272727
Finch Group (formerly Opus Risk Solutions)Coy Pond Business Park, Ingworth Rd, Poole BH12 1JY01202 759725
Asure Insurance13 Parkstone Ave, Poole BH14 9LW0330 094 7479
Read Insurance Brokers LtdUnit B, Citrus House, 602 Wimborne Road, Bournemouth BH9 2EN01202 520500
BIG InsuranceAthena House, 612-616 Wimborne Rd, Bournemouth BH9 2EN01202 512161
Lansdown Insurance BrokersLansdown House, Pittville Circus Rd, Cheltenham GL52 2QE01242 524498
Insurance 4 Car HireEllenborough House, Wellington St, Cheltenham GL50 1XZ01242 538475
Blagrove Insurance Brokers1 The Clock House, Brize Norton Road, Carterton OX18 3HN01993 841800
Bryan James & Co Ltd Insurance Broker21 Newerne St, Lydney GL15 5RA01594 840940
Rees & Co Insurance Brokers LimitedThorpe House, 25 King St, Hereford HR4 9BX01432 269868
Cherished Vehicle Insurance1-2 Foregate St, Worcester WR1 1DB0333 003 8161
Jukes Insurance Brokers63 Broad St, Sidemoor, Bromsgrove B61 8LL01527 874092
Lumley Insurance Ltd56 Elliott Rd, Love Lane Industrial Estate, Cirencester GL7 1YS01285 885885
Academy Insurance Services Ltd87 Whiteladies Rd, Redland, Bristol BS8 2NT0117 973 4258
Isca Barum Insurance Brokers LtdStratus House, Emperor Way, Exeter Business Park, Exeter EX1 3QS01392 363111
GM Insurance Brokers Ltd5 Mulberry Court Lustleigh Close Matford Business Park, Exeter EX2 8PW01392 426799
Colin Hardy & Co Ltd85 Queen St, Exeter EX4 3RP01392 436444
Northcott BeatonUnit 8 Orchard Ct, Heron Rd, Sowton Industrial Estate, Exeter EX2 7LL01392 426046
Milne Friend and PartnersSuite 2, Lynx House, Pynes Hill, Exeter EX2 5JL01392 430097
LV=Exeter Business Park, Emperor House, Grenadier Rd, Exeter EX1 3LH01202 292333
Tracks of Exeter SuzukiAlphin Brook Rd, Marsh Barton, Exeter EX2 8QF01392 421333
Rowett Insurance Broking Ltd1, South View House St Austell Enterprise Park, Treverbyn Rd, Carclaze, Saint Austell PL25 4EJ01726 871144
JR Stephens Insurance Consultancy5a St Pirans Rd, Perranporth TR6 0BH01872 572957
Lorica Insurance Brokers7d Warren Rd, Indian Queens, Saint Columb TR9 6TL0333 400 0500
Gist (Insurance Brokers) Ltd53-54 Fore St, Callington PL17 7AQ01579 383456
Christopher Rowe Limited64 Morrab Rd, Penzance TR18 2QT01736 360808
Cornwall & Devon Insurance3 Race Hill, Launceston PL15 9BA01566 772282
Chubb Insurance Brokers298 Wimborne Rd, Winton, Bournemouth BH9 2HN01202 778000
BIG InsuranceAthena House, 612-616 Wimborne Rd, Bournemouth BH9 2EN01202 512161
Clarity Life Insurance Brokers398 - 400 Holdenhurst Rd, Boscombe, Bournemouth BH8 8BN01202 798351
AgeasDeansleigh House, Deansleigh Rd, Bournemouth BH7 7DU0345 165 0570
Lansdowne Woodward Insurance Brokers6 Princes Rd, Ferndown BH22 9JG01202 874989
Summers & Co18 Leigh Rd, Wimborne BH21 1AF01202 870700
J L Morris (Insurance Brokers) LtdManor House, 1 Macaulay Rd, Broadstone BH18 8AS01202 642840
Advance Insurance16 Fore St, Trowbridge BA14 8HA01225 433491
Prosure Insurance Services161, Bath01225 657850
PSP Group Melksham3 Church St, Melksham SN12 6LS01225 705599
Academy Insurance Services Ltd1 Gladstone Rd, Timber St, Chippenham SN15 3BS01249 444915
Morgan Financial Group Ltd41 Gay St, Bath BA1 2NT01225 429471
Station Road Garage Ltd49 Station Rd, Corsham SN13 9EZ01249 712660
Crash Car Body Repairs LimitedCrash Car Body Repairs Limited01225 819971
Impact Body RepairsKingsbury Square, Melksham SN12 6HL01225 709055
National Mobile Windscreens4 British Row, Trowbridge BA14 8PB01225 220187
A-Plan Insurance90-92 Commercial Rd, Swindon SN1 5PD01793 613138

South West, England Vehicle Accident Rates

The rate of road traffic accidents in an area affects auto insurance quotes for those living locally. The more likely drivers are to have a collision, the higher car insurance premiums. In the South West, there were 7,146 collisions in 2018 serious enough to require police attendance—and around 2,000 people seriously injured and 183 fatalities.

South West, England Car Theft and Accident Statistics
South West, England Population5,631,900
Number of Cars3,292,526
Number of Reported Car Accidents7,146
Seriously Injured2,001

In the South West, driver error or reaction (e.g., failing to look or signal) was a factor in 70% of reported accidents in 2018. Within this category, "failing to look properly" was a factor in 39% of car crashes in the region. Being in a hurry/reckless was also a contributing factor in a large proportion of reported accidents (18%).

Chart showing causes of car accidents in the South West region of England

South West, England Vehicle Crime Rates

The rate of vehicle crimes in a local area also affects car insurance quotes. Specifically, theft rates have an impact on the way motor insurance companies assess risk for Comprehensive and Third Party, Fire and Theft policies, both of which cover your car if it's stolen—plus, Comprehensive cover usually covers theft of audio equipment and personal belongings from a car, as well. Fortunately for South West residents, the rate of vehicle crimes in this region is the lowest in England—there were just 3.8 vehicle crimes per 1,000 people in the year ending February 2024 in the South West, compared to an average of 6.9 in England.

Vehicle Crime Rates in the South West, Englandper 1,000 People
Mid Devon0.2
Isles of Scilly1.4
North Dorset2.3
East Dorset2.6
South Gloucestershire3.7
North Somerset4.3
Bath and North East Somerset4.3

What is considered "Vehicle Crime"? Vehicle crime essentially includes theft from a vehicle and theft of a vehicle. In general, theft from a vehicle is 5X more common than theft of a vehicle.

Chart showing vehicle crime rates in South West, England

Cheap Car Insurance Quotes by Local Area

Overall, car insurance prices tend to be lower in the South West than in many other areas of the UK. That said, prices vary by area of the South West, with Swindon car insurance quotes around 2X as expensive as the rest of the region. See how your area compares below.

Cheap Car Insurance Quotes in the South WestPostcodeAverage of 5 Cheapest Quotes
North DorsetPL6£505
Bath and North East SomersetBA14£586


There are pros and cons to using a broker to buy car insurance. On the plus side, a broker can answer your questions and give you specialised service. On the negative side, you may pay higher cancellation fees (as well as an arrangement fee), and a broker may not have access to the cheapest plans in the market for your profile. Click here for a list of car insurance brokers in Bristol, Plymouth, Swindon, Gloucester, Bath and other areas of the South West.
To get cheap insurance quotes in the South West, start by checking the market by using a comparison site such as our partner QuoteZone. If you have more time you can also reach out to some local brokers.
Many of the UK's largest car insurance companies such as Admiral, Churchill and Hastings offer quotes throughout the South West; click here to start getting quotes.


To determine average car insurance costs for cities like Bristol, Plymouth, Swindon, Gloucester and Bath in the South West, we gathered hundreds of quotes for a sample driver who is aged 35 years old and drives a 5-year-old Ford Fiesta. Unless otherwise noted, the driver has a good driving record with no history of accidents and 5 years of no claims bonus.

To compare prices across the region, we gathered quotes for 65 post codes across the South West. This allowed us to find the areas of the South West where drivers pay the least and the most for car insurance. We priced policies from over two dozen companies, including but not limited to:

  • Hastings
  • Admiral
  • Churchill
  • LV
  • More Than
  • Elephant
  • RAC
  • esure
  • People's Choice
  • Sainsbury's Bank
  • Tesco Bank

Some brands don't offer cover in certain neighbourhoods, for instance where they have an experience of higher claims. Car insurance quotes vary drastically depending on factors like your car, your driving record and age, where you live, and even from day to day. Quotes for your profile could vary drastically from figures mentioned in this article.

To determine rates of vehicle crime and car accidents in the South West, we analysed data from the Department for Transport and UK Crime Stats.

Cheap Car Insurance Quotes for the South West

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Note regarding savings figures: *For information on the latest saving figures, pay-less-than figures, and pay-from figures used for promotional purposes, please click here.

Erin Yurday

Erin Yurday is the Founder and Editor of NimbleFins. Prior to NimbleFins, she worked as an investment professional and as the finance expert in Stanford University's Graduate School of Business case writing team. Read more on LinkedIn.


The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Read our full disclosure here.

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