Cheap Car Insurance Quotes in the South West of England
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South West, England Car Insurance Costs
In the South West region of England, the average cost of cheap comprehensive car insurance for our sample driver was around £656, which is roughly on par with the average cost of car insurance in England. There was a huge difference in car insurance costs from company to company, however, with companies like Insure Wiser and Tesco offering prices around 2X as much as the cheapest car insurance companies, which included popular brands such as Churchill and Hastings Essential (which are part of two of the largest UK car insurance companies).
Comprehensive cover is often the best value. Our pricing analysis showed that Third Party Only cover costs 2X as much as Comprehensive cover in the South West—£1,381 on average for TPO cover vs. £656 for Comprehensive cover—making Comprehensive much better value for money in most cases.
South West, England Car Insurance Brokers
Using an independent car insurance broker in the South West can be useful for drivers who have questions, want a more personal experience or who aren't comfortable buying a policy online. However, be sure to ask about their fees. Brokers often charge an arrangement fee and/or higher cancellation fees, which can increase the cost of car insurance. Here is a list of car insurance agents in the South West, all of which have been rated with at least 4.5 out of 5 stars by customers.
| South West Car Insurance Brokers | Address | Phone Number |
|---|---|---|
| Towergate Insurance | Blackbrook Park Ave, Taunton TA1 2PX | 01823 625500 |
| Bruford & Vallance Insurance Services Ltd | 45 St James St, Taunton TA1 1JR | 01823 277188 |
| NFU Mutual Taunton | New Agriculture House, Blackbrook Park Ave, Taunton TA1 2FU | 01823 478945 |
| All Insure Services Ltd | 2B Clump Farm Industrial Estate, Blandford Forum DT11 7TD | 01258 488879 |
| Coversure Insurance Services | 35 Abbotsbury Rd, Weymouth DT4 0AD | 0800 308 1035 |
| R J King Insurance Brokers | 15 Granby Cl, Surrey Cl, Granby Industrial Estate, Weymouth DT4 9XB | 01305 766884 |
| Melksham Insurance Brokers | Church St, Melksham SN12 6JR | 01225 707575 |
| Ian Macdonald Insurance Services Ltd | 113 High St, Midsomer Norton, Radstock BA3 2DA | 01761 416937 |
| Higos Insurance Services Ltd | 44 East St, Bridport DT6 3LJ | 01308 423777 |
| Oliver & Sanders Insurance Consultants | 51 Catherine St, Frome BA11 1DA | 01373 463000 |
| Woodbury Insurance Brokers Ltd | Bath St, Cheddar BS27 3AA | 01934 742550 |
| PSP Group Melksham | 3 Church St, Melksham SN12 6LS | 01225 705599 |
| Westminster Insurance | 22 Langton Ct Rd, Brislington, Bristol BS4 4EH | 0117 971 4422 |
| Castlemead Insurance Brokers | St John's Rd, Southville BS3 1AL | 0117 945 3900 |
| Regency Insurance Brokers | 37 Alexandra Parade, Weston-super-Mare BS23 1QZ | 01934 631111 |
| Birnbeck Insurance Services | 129 High St, Worle, Weston-super-Mare BS22 6HQ | 01934 522252 |
| Higos Insurance Services Ltd | 47 Mutley Plain, Mutley, Plymouth PL4 6JG | 01752 401680 |
| Rowett Insurance Broking Ltd | 3 Alexandra Rd, Plymouth PL6 5AE | 01752 774686 |
| A-Plan Insurance | 66 Whiteladies Rd, Clifton, Bristol BS8 2QA | 0117 403 2985 |
| Malago Insurance Brokers Ltd | Clue House, Central Trading Estate, Petherton Rd, Hengrove, Bristol BS14 9BZ | 0117 244 5543 |
| Academy Insurance Services Ltd | 87 Whiteladies Rd, Redland, Bristol BS8 2NT | 0117 973 4258 |
| Westminster Insurance | 22 Langton Ct Rd, Brislington, Bristol BS4 4EH | 0117 971 4422 |
| Vavista | Vavista, Lysander House, Catbrain Ln, Bristol BS10 7TQ | 0344 776 8381 |
| Edison Ford Insurance Brokers | 1 Armstrong Way, Yate, Bristol BS37 5NG | 01454 322266 |
| Venture Insurance | Bank House, 1 Burlington Rd, Redland, Bristol BS6 6TJ | 0845 638 4193 |
| Gallagher | 6th Floor, Temple Circus House, Temple Way, Redcliffe, Bristol BS1 6HG | 0117 300 6161 |
| Your Space Independent Mortgages Bristol | 19 Grosvenor Rd, St Paul's, Bristol BS2 8XF | 07988 796011 |
| Bluepoppy Vehicle Solutions | The Sanctuary Eden Office Park, Macrae Rd, Pill, Bristol BS20 0DD | 0345 207 3720 |
| Glentworth Insurance Services Ltd | Unit 16 Middle Bridge Business Park, Bristol Road, Portishead BS20 6PN | 01275 818553 |
| Mercer Marsh Benefits | Hillside Court, Bowling Hill, Chipping Sodbury, Bristol BS37 6JX | 01454 272727 |
| Finch Group (formerly Opus Risk Solutions) | Coy Pond Business Park, Ingworth Rd, Poole BH12 1JY | 01202 759725 |
| Asure Insurance | 13 Parkstone Ave, Poole BH14 9LW | 0330 094 7479 |
| Read Insurance Brokers Ltd | Unit B, Citrus House, 602 Wimborne Road, Bournemouth BH9 2EN | 01202 520500 |
| BIG Insurance | Athena House, 612-616 Wimborne Rd, Bournemouth BH9 2EN | 01202 512161 |
| Lansdown Insurance Brokers | Lansdown House, Pittville Circus Rd, Cheltenham GL52 2QE | 01242 524498 |
| Insurance 4 Car Hire | Ellenborough House, Wellington St, Cheltenham GL50 1XZ | 01242 538475 |
| Blagrove Insurance Brokers | 1 The Clock House, Brize Norton Road, Carterton OX18 3HN | 01993 841800 |
| Bryan James & Co Ltd Insurance Broker | 21 Newerne St, Lydney GL15 5RA | 01594 840940 |
| Rees & Co Insurance Brokers Limited | Thorpe House, 25 King St, Hereford HR4 9BX | 01432 269868 |
| Cherished Vehicle Insurance | 1-2 Foregate St, Worcester WR1 1DB | 0333 003 8161 |
| Jukes Insurance Brokers | 63 Broad St, Sidemoor, Bromsgrove B61 8LL | 01527 874092 |
| Lumley Insurance Ltd | 56 Elliott Rd, Love Lane Industrial Estate, Cirencester GL7 1YS | 01285 885885 |
| Academy Insurance Services Ltd | 87 Whiteladies Rd, Redland, Bristol BS8 2NT | 0117 973 4258 |
| Isca Barum Insurance Brokers Ltd | Stratus House, Emperor Way, Exeter Business Park, Exeter EX1 3QS | 01392 363111 |
| GM Insurance Brokers Ltd | 5 Mulberry Court Lustleigh Close Matford Business Park, Exeter EX2 8PW | 01392 426799 |
| Colin Hardy & Co Ltd | 85 Queen St, Exeter EX4 3RP | 01392 436444 |
| Northcott Beaton | Unit 8 Orchard Ct, Heron Rd, Sowton Industrial Estate, Exeter EX2 7LL | 01392 426046 |
| Milne Friend and Partners | Suite 2, Lynx House, Pynes Hill, Exeter EX2 5JL | 01392 430097 |
| LV= | Exeter Business Park, Emperor House, Grenadier Rd, Exeter EX1 3LH | 01202 292333 |
| Tracks of Exeter Suzuki | Alphin Brook Rd, Marsh Barton, Exeter EX2 8QF | 01392 421333 |
| Rowett Insurance Broking Ltd | 1, South View House St Austell Enterprise Park, Treverbyn Rd, Carclaze, Saint Austell PL25 4EJ | 01726 871144 |
| JR Stephens Insurance Consultancy | 5a St Pirans Rd, Perranporth TR6 0BH | 01872 572957 |
| Lorica Insurance Brokers | 7d Warren Rd, Indian Queens, Saint Columb TR9 6TL | 0333 400 0500 |
| Gist (Insurance Brokers) Ltd | 53-54 Fore St, Callington PL17 7AQ | 01579 383456 |
| Christopher Rowe Limited | 64 Morrab Rd, Penzance TR18 2QT | 01736 360808 |
| Cornwall & Devon Insurance | 3 Race Hill, Launceston PL15 9BA | 01566 772282 |
| Chubb Insurance Brokers | 298 Wimborne Rd, Winton, Bournemouth BH9 2HN | 01202 778000 |
| BIG Insurance | Athena House, 612-616 Wimborne Rd, Bournemouth BH9 2EN | 01202 512161 |
| Clarity Life Insurance Brokers | 398 - 400 Holdenhurst Rd, Boscombe, Bournemouth BH8 8BN | 01202 798351 |
| Ageas | Deansleigh House, Deansleigh Rd, Bournemouth BH7 7DU | 0345 165 0570 |
| Lansdowne Woodward Insurance Brokers | 6 Princes Rd, Ferndown BH22 9JG | 01202 874989 |
| Summers & Co | 18 Leigh Rd, Wimborne BH21 1AF | 01202 870700 |
| J L Morris (Insurance Brokers) Ltd | Manor House, 1 Macaulay Rd, Broadstone BH18 8AS | 01202 642840 |
| Advance Insurance | 16 Fore St, Trowbridge BA14 8HA | 01225 433491 |
| Prosure Insurance Services | 161, Bath | 01225 657850 |
| PSP Group Melksham | 3 Church St, Melksham SN12 6LS | 01225 705599 |
| Academy Insurance Services Ltd | 1 Gladstone Rd, Timber St, Chippenham SN15 3BS | 01249 444915 |
| Morgan Financial Group Ltd | 41 Gay St, Bath BA1 2NT | 01225 429471 |
| Station Road Garage Ltd | 49 Station Rd, Corsham SN13 9EZ | 01249 712660 |
| Crash Car Body Repairs Limited | Crash Car Body Repairs Limited | 01225 819971 |
| Impact Body Repairs | Kingsbury Square, Melksham SN12 6HL | 01225 709055 |
| National Mobile Windscreens | 4 British Row, Trowbridge BA14 8PB | 01225 220187 |
| A-Plan Insurance | 90-92 Commercial Rd, Swindon SN1 5PD | 01793 613138 |
South West, England Vehicle Accident Rates
The rate of road traffic accidents in an area affects auto insurance quotes for those living locally. The more likely drivers are to have a collision, the higher car insurance premiums. In the South West, there were 7,146 collisions in 2018 serious enough to require police attendance—and around 2,000 people seriously injured and 183 fatalities.
| South West, England Car Theft and Accident Statistics | |
|---|---|
| South West, England Population | 5,631,900 |
| Number of Cars | 3,292,526 |
| Number of Reported Car Accidents | 7,146 |
| Seriously Injured | 2,001 |
| Fatalities | 183 |
In the South West, driver error or reaction (e.g., failing to look or signal) was a factor in 70% of reported accidents in 2018. Within this category, "failing to look properly" was a factor in 39% of car crashes in the region. Being in a hurry/reckless was also a contributing factor in a large proportion of reported accidents (18%).
South West, England Vehicle Crime Rates
The rate of vehicle crimes in a local area also affects car insurance quotes. Specifically, theft rates have an impact on the way motor insurance companies assess risk for Comprehensive and Third Party, Fire and Theft policies, both of which cover your car if it's stolen—plus, Comprehensive cover usually covers theft of audio equipment and personal belongings from a car, as well. Fortunately for South West residents, the rate of vehicle crimes in this region is the lowest in England—there were just 5.4 vehicle crimes per 1,000 people in 2018 in the South West, compared to an average of 9.2 in England.
| Vehicle Crime Rates in the South West, England | per 1,000 People |
|---|---|
| Cornwall | 2.2 |
| Isles of Scilly | 2.3 |
| Mid Devon | 2.5 |
| North Dorset | 2.8 |
| East Dorset | 3.2 |
| Wiltshire | 3.4 |
| South Gloucestershire | 4.1 |
| Bath and North East Somerset | 4.1 |
| Somerset | 4.4 |
| Plymouth | 4.7 |
| North Somerset | 5.3 |
| Swindon | 5.3 |
| Gloucester | 5.8 |
| Torbay | 5.8 |
| Poole | 6.4 |
| Bristol | 10.0 |
| Bournemouth | 11.6 |
| Average | 5.4 |
What is considered "Vehicle Crime"? Vehicle crime essentially includes theft from a vehicle and theft of a vehicle. In general, theft from a vehicle is 5X more common than theft of a vehicle.
Cheap Car Insurance Quotes by Local Area
Overall, car insurance prices tend to be lower in the South West than in many other areas of the UK. That said, prices vary by area of the South West, with Swindon car insurance quotes around 2X as expensive as the rest of the region. See how your area compares below.
| Cheap Car Insurance Quotes in the South West | Postcode | Average of 5 Cheapest Quotes |
|---|---|---|
| Taunton | TA1 | £480 |
| North Dorset | PL6 | £505 |
| Plymouth | PL6 | £505 |
| Bristol | BS20 | £513 |
| Poole | BH14 | £527 |
| Gloucester | GL2 | £541 |
| Exeter | EX1 | £576 |
| Truro | TR3 | £579 |
| Bournemouth | BH8 | £581 |
| Trowbridge | BA14 | £586 |
| Bath and North East Somerset | BA14 | £586 |
| Swindon | SN4 | £968 |
| Average | £652 |
FAQs
Methodology
To determine average car insurance costs for cities like Bristol, Plymouth, Swindon, Gloucester and Bath in the South West, we gathered hundreds of quotes for a sample driver who is aged 35 years old and drives a 5-year-old Ford Fiesta. Unless otherwise noted, the driver has a good driving record with no history of accidents and 5 years of no claims bonus.
To compare prices across the region, we gathered quotes for 65 post codes across the South West. This allowed us to find the areas of the South West where drivers pay the least and the most for car insurance. We priced policies from over two dozen companies, including but not limited to:
- Hastings
- Admiral
- Churchill
- LV
- More Than
- Elephant
- RAC
- esure
- People's Choice
- Sainsbury's Bank
- Tesco Bank
Some brands don't offer cover in certain neighbourhoods, for instance where they have an experience of higher claims. Car insurance quotes vary drastically depending on factors like your car, your driving record and age, where you live, and even from day to day. Quotes for your profile could vary drastically from figures mentioned in this article.
To determine rates of vehicle crime and car accidents in the South West, we analysed data from the Department for Transport and UK Crime Stats.
Cheap Car Insurance Quotes for the South West
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