Companies with Cheap Motorcycle Insurance for 19 Year Olds

Cheap Insurance in Your Area

Quickly compare up to 100 UK insurance providers.

{"applyCallToAction":"Get Quotes","defaultSelectedItem":"motorbike","description":"Quickly compare up to 100 UK insurance providers.","formType":"Insurance","onCurrent":true,"options":[{"label":"Car Insurance","url":"http:\/\/nimblefins.quotezone.co.uk\/car\/index.php?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"car"},{"label":"Home Insurance","url":"http:\/\/nimblefins.quotezone.co.uk\/home\/index.php?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"home"},{"label":"Motorbike Insurance","url":"http:\/\/nimblefins.quotezone.co.uk\/bike\/index.php?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"motorbike"},{"label":"Pet Insurance","url":"https:\/\/www.comparecover.com\/xml\/affiliate.cfm?affiliate=nimblefins&affiliatenumber=223&type=pet","value":"pet"},{"label":"Travel Insurance","url":"https:\/\/www.comparecover.com\/xml\/affiliate.cfm?affiliate=nimblefins&affiliatenumber=223&type=travel","value":"travel"}],"title":"Cheap Insurance in Your Area"}

Those who are 19 years old pay amongst the highest rates for motorcycle insurance. While you may have been riding for a few years now, the fact that you're young and still a relatively new rider means greater potential risk to insurance companies, and therefore higher premiums.

Cheap Car Insurance Companies for 19 Year Olds

Our analysis of dozens of plans showed the cheapest motorcycle insurance company overall for a 19 year old was Lexham. Lexham won’t be the cheapest for everyone, however, as prices depend on factors like your address and the bike you ride. Each insurance company sets a price based on their claims experience for a certain profile. As a result, your profile might result in a cheaper price elsewhere, for instance from MCE, Bikesure or Motorcycle Action Group.

RankInsurerAnnual Premium
1Lexham£1,338
2MCE£1,549
3Bikesure£2,215
4Motorcycle Action Group£2,227
5Bikesure Elite£2,286
Average£2,815
chart showing the cheapest motorcycle insurance companies for a 19 year old

Average Cost of Bike Insurance for 19 Year Olds

The average quote for a 19 year old to get motorcycle insurance was £2,815, which is multiples of what an older, more experienced rider would pay for the average cost of bike insurance. However, you can find cover for 65% less than this, or more, if you know comparison shop. We identified cheap Liability only (Third Party Only) bike insurance starting from £662, cheap Third Party, Fire & Theft (TPFT) starting from £1,034 and cheap Comprehensive cover from £1,196 for a 19 year old.

typeCheapest PremiumAverage Premium
Third Party Liability Only£662£2,057
Third Party, Fire & Theft£1,034£2,557
Comprehensive£1,196£3,915
Average Bike Insurance Cost for 19 Year Old£964£2,815
chart showing the cost of motorcycle insurance for a 19 year old

Methodology

In order to determine the cost of motorcycle insurance for a 19 year old and to identify cheap motorcycle insurance companies for this age group, we gathered dozens of quotes for a 19-year-old motorcycle rider in Birmingham, London and Manchester who rides a Yamaha YBR 125, parks on the street and drives under 4,000 miles per year. To understand how prices change by type of motorcycle insurance, we gathered prices for Third Party Only, Third Party Fire & Theft and Comprehensive plans from the following 10 UK bike insurance companies:

  • MCE
  • Lexham
  • Just Motorcycle Insurance
  • Principal Insurance
  • Bikesure
  • Motorcycle Action Group
  • Entire Cover
  • Bikesure Elite
  • GoSkippy
  • One Call

To get started shopping for motorbike insurance for a 17 year old, click the button below to get quick quotes for cheap bike insurance companies in your area.

Cheap Insurance in Your Area

Quickly compare up to 100 UK insurance providers.

{"applyCallToAction":"Get Quotes","defaultSelectedItem":"motorbike","description":"Quickly compare up to 100 UK insurance providers.","formType":"Insurance","onCurrent":true,"options":[{"label":"Car Insurance","url":"http:\/\/nimblefins.quotezone.co.uk\/car\/index.php?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"car"},{"label":"Home Insurance","url":"http:\/\/nimblefins.quotezone.co.uk\/home\/index.php?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"home"},{"label":"Motorbike Insurance","url":"http:\/\/nimblefins.quotezone.co.uk\/bike\/index.php?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"motorbike"},{"label":"Pet Insurance","url":"https:\/\/www.comparecover.com\/xml\/affiliate.cfm?affiliate=nimblefins&affiliatenumber=223&type=pet","value":"pet"},{"label":"Travel Insurance","url":"https:\/\/www.comparecover.com\/xml\/affiliate.cfm?affiliate=nimblefins&affiliatenumber=223&type=travel","value":"travel"}],"title":"Cheap Insurance in Your Area"}

Comments and Questions

The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Read our full disclosure here.