Devitt Insurance is a popular insurance broker that specializes in motorcycle policies in the UK. They are very highly rated by their customers and offer very competitive prices. A winning combination across the board.
- Devitt Insurance: Our Thoughts
- Devitt Bike Insurance
- Devitt Car Insurance
- Devitt Customer Reviews, Complaints and Ratings
Devitt: Great Reviews and Competitive Rates
Devitt Insurance excels at offering low prices and keeping their customers happy. With practically no bad reviews on customer review websites, it's hard to find fault with their customer service. On top of that, Devitt prices prove to be very competitive. While not always the absolute cheapest on offer, they are usually amongst the cheapest plans available. However, you will need to pay extra for additional coverages like Legal Assistance, Helmet & Leathers and Personal Accident.
Devitt offers a lot in terms of convenience, with a 24-hour claims line and customer service lines open until 7 pm during the week and open hours on Saturday and Sunday, too. Plus, you can get renewal reminders and Claims helpline texts directly to your phone.
Devitt Motorcycle Insurance
Devitt is a widely-respected motorcycle insurance specialist broker with good rates, great customer reviews and enough features and options to meet the needs of most motorcycles riders. If you are travelling within the EU most of Devitt's policies provide you with full policy cover for any temporary trip not exceeding 90 days—many competitors just provide the minimum Third Party Only cover when you go abroad.
However, Devitt does not offer cover for laid/up/off road cover or short term/temporary insurance. For those you'll need to look elsewhere.
Devitt Bike Insurance Extra Coverages
Since Devitt is a broker and may provide cover from different underwriters, the coverage details may differ depending on the underwriter. However, we've recently explored some of their offerings and found the option prices to give you an idea of what they might cost:
|Devitt Optional Motorcycle Coverages||Additional Premium|
|Helmet & Leathers||£39.99|
Devitt Bike Insurance Discounts
There are many discounts you can use to try to lower your motorcycle rate with Devitt. While they may vary according to the underwriter and your particular details, many discounts are common across the bike insurance industry and are based on your driving record and where/how you store your bike. For example, extra training may secure you a discount ranging from 5% to 15%. Here are some Devitt motorcycle insurance discounts:
|Devitt Bike Insurance Discounts||How Do You Earn It?|
|Where You Park||Store your bike in a locked garage to get a cheaper premium from discounts and more insurers wanting your business|
|Advanced Training||Insurers often provide discounts for extra motorcycle training courses such as RoSPA, IAM’s RideCheck & Skills for Life, Enhanced Rider Scheme (ERS), etc.; Devitt may offer additional discounts for some extra training beyond what an underwriter may offer you|
|Driving Record||If you're a good driver, don't speed and don't have any motoring convictions, you might save 20% or more|
|No Claims||Previous claims are likely to increase the amount you pay for future motorcycle insurance|
|Bike Security||Thatcham Graded or Sold Secure approved products can reduce your bike insurance premium with most insurance companies|
|Multibike Insurance||If you have more than one bike, you'll usually save money by insuring them together, rather than separately; Call to find out more|
In addition, if you renew with Devitt you'll get a 10% discount code for SPORTBIKESHOP, who offer 100+ brands and have over 25,000 motorcycle clothing and accessories items in stock.
Devitt Scooter and Moped Insurance
Devitt's scooter and moped insurance is offered under its motorcycle insurance, but will cost less than insuring a larger motorcycle due to the smaller engine sizes (a moped is a motorbike under 50cc, a scooter is a motorbike with an engine between 50cc and 125cc). With Devitt moped or scooter insurance you'll have access to the same discounts and features mentioned above in the motorcycle section. You can add additional cover to your moped and scooter insurance such as Legal Expenses cover, Personal Accident (PA) cover, PA with Helmet and Leathers cover and RAC breakdown for motorbikes.
Devitt Bike Insurance Quotes
Devitt's bike insurance quotes were low to average compared to its competitors overall. Whilst competitor MCE may come in cheaper, there is more to consider than just the premium. Devitt's excess—the amount you'll pay towards a claim—is a much more affordable £450. The following table shows sample premiums and excess amounts for a 35-year-old driver buying comprehensive bike insurance complete with Legal Assistance, Helmets & Leathers and Personal Accident coverages.
Devitt vs. Competition: Cost of Comprehensive Bike Insurance for Driver with a Clean Record
|Just Motorcycle Insurance||£264||£450|
Devitt stood out for competitive rates across age groups, including young and older riders.
Even if you've had an at-fault accident or conviction, Devitt may still offer you a good deal.
Devitt Car Insurance
While not as big in the car insurance market, Devitt does offer car insurance as well. As a broker they work to find you the cheapest car insurance quote for your particular details. Additional discounts are available for advanced driver training, secure parking, limited mileage and security systems. As with their motorcycle insurance, renewal reminder and Claims helpline texts can come directly to your phone for your convenience.
Devitt Car Insurance Coverages
While Devitt policies may be underwritten by a number of different insurance companies, they have some common features. For example, with a Devitt car insurance policy you'll get a new replacement if your car was under 12 months old and is written off as a total loss.
|Devitt Car Insurance Coverage||Description|
|Free courtesy car during repairs||Subject to cover and using an approved garage for repairs and availability|
|Total loss claim||New replacement if your car’s under 12 months’ old|
|EU Cover||Up to 90 days European cover included|
|Car off the road||Cover for driving other cars, subject to criteria|
|Windscreen||Windscreen repair for chips is included, subject to cover and a reduced policy excess|
|Personal accident cover||Up to £2500 included|
|Extras||Cover for audio equipment and personal possessions|
Devitt Customer Reviews, Complaints and Ratings
Customers should expect a good customer service experience with Devitt Insurance. Customer reviews for Devitt on Trust Pilot (overall 9/10) are some of the highest we've seen for an insurance provider. Most negative reviews related to complaints over cancellation or change of address fees, but these are common at most other providers so should not reflect negatively on Devitt, in our opinion. All in all, customers seem to be very happy with Devitt based on online customer reviews.