Cheap Car Insurance Quotes in the South East of England
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South East, England Car Insurance Costs
In the South East region of England, the average cost of cheap comprehensive car insurance for our sample driver was around £700, which is a higher than the average cost of car insurance in England. There was a significant difference in car insurance quotes from company to company, however, with companies like Insure Wiser, One Call and Tesco quoting premiums 2X to 3X as much as the cheapest car insurance companies, which included popular brands such as Churchill, Admiral, Hastings Essential and LV= (see the largest UK car insurance companies).
Comprehensive cover is often the best value. According to our pricing study, drivers would pay around 2X as much for Third Party Only cover compared to Comprehensive cover in the South East—£1,399 on average for TPO cover vs. £704 for Comprehensive cover—making Comprehensive much better value for money in most cases.
South East, England Car Insurance Brokers
Using a South East motor insurance broker can be useful for drivers who have questions, want a more personal experience or who aren't comfortable buying a policy online. However, be sure to ask about a broker's fees before signing on the dotted line. Brokers may charge an arrangement fee and/or higher cancellation fees, which can increase the cost of car insurance. Here is a list of car insurance agents in the South East, all of which have been rated with at least 4 out of 5 stars by customers.
| South East Car Insurance Brokers | Address | Phone Number |
|---|---|---|
| Ae Insurance Brokers | 45 Westwood Rd, Southampton SO17 1DH | 023 8055 8200 |
| Property Wealth Insurance Brokers LLP | First Floor, Hemings House, The Sqaure, Wickham PO17 5JT | 0333 222 1192 |
| Academy Insurance Services Ltd | Unit 2a, Chineham Point, Crockford Ln, Chineham, Basingstoke RG24 8NA | 01256 368666 |
| Greenfield Insurance Services | 58D Botley Rd, Park Gate, Southampton SO31 1BB | 01489 579808 |
| South Coast Insurance | 375 Bitterne Rd, Bitterne Village, Southampton SO18 5RR | 023 8044 4441 |
| Concorde Insurance Brokers-Business Insurance-Southampton-Hampshire | 96 Winchester Rd, Chandler's Ford, Eastleigh SO53 2GJ | 023 8025 1404 |
| Test Valley (Insurances) Ltd | 31A The Hundred, Romsey SO51 8GD | 01794 512034 |
| BJP Insurance Brokers | Southgate House, Wellington Rd, Wokingham RG40 2BJ | 0118 979 2121 |
| Fairweather Insurance Services Limited | Chalfont Hall, Gravel Hill, Chalfont St Peter, Gerrards Cross SL9 0NP | 01753 882222 |
| PIB Insurance Brokers | 200 Brook Dr, Reading RG2 6UB | 0333 400 2200 |
| Macbeth Insurance Brokers & Financial Services | Arlington Business Park, Three Waterside Dr, Theale, Reading RG7 4SW | 0118 916 5480 |
| NFU Mutual Reading | Unit 12 Brewery Ct, Theale, Reading RG7 5AJ | 0118 321 9176 |
| Marsh Commercial | Ground Floor, Earley West, Thames Valley Park Dr, Reading RG6 1PT | 0118 983 9800 |
| Howgate Insurance Brokers Ltd | Grafton Rd, Worcester Park KT4 7QR | 020 8335 4209 |
| Flag Insurance Brokers Ltd | 1 Rectory Ln, Easthampstead, Bracknell RG12 7BN | 01344 452233 |
| M&P Insurance Solutions | Faraday court, Rankine Rd, Basingstoke RG24 8QB | 0845 075 0773 |
| Saxon Insurance Brokers Ltd | New Boundary House, London Rd, Sunningdale, Ascot SL5 0DJ | 020 3384 0303 |
| Binfield Commercial Insurance Brokers Ltd | 3-7 Wyndham St, Aldershot GU12 4NY | 01252 330111 |
| Zen Private Clients Ltd | The Crofts, Hatch Warren, Basingstoke RG22 4RF | 07802 664061 |
| Aston Scott (Alton) | 2, Oriel Court, Omega Park, Alton GU34 2YT | 01420 82501 |
| Bloomhill Insurance Solutions Ltd | 3 Crockford Ln, Chineham, Basingstoke RG24 8NA | 01256 463090 |
| Academy Insurance Services Ltd | 2nd Floor, Rafts Court, Brocas St, Eton, Windsor SL4 6RF | 01753 521216 |
| Everslet Insurance Services (Maidenhead) Ltd | Moorbridge Rd, Maidenhead SL6 8LT | 01628 635821 |
| Lagrove Insurance Brokers Ltd | 51-53 The Green, Southall UB2 4AR | 020 8574 4656 |
| Giles Insurance Consultants | 4B High St, Burnham, Slough SL1 7JH | 01628 667707 |
| S G Busby Ltd | 51 West St, Marlow SL7 2LS | 01628 471557 |
| Barts Insurance Brokers Ltd | 4 Queensbury Circle Parade, Harrow, Stanmore HA7 1EY | 020 8206 0088 |
| SAFEWAY Insurance Services Ltd | 6, Endeavour House, 2 Cambridge Rd, Kingston upon Thames KT1 3JU | 020 8004 2020 |
| RightSure Insurance | Argent House, Argent Ct, Tolworth KT6 7LD | 0333 323 0350 |
| Kent Insurance Brokers Ltd | House, 19, Nexus, 21 Albion Pl, Maidstone ME14 5EG | 0800 977 8020 |
| Invicta Insurance Services Limited | Invicta House, Amherst Hill, Sevenoaks TN13 2EL | 01732 471950 |
| Breathe Insurance Brokers Ltd | Medway Innovation Centre, Maidstone Rd, Chatham ME5 9FD | 01622 620531 |
| The A2 Insurance Centre Ltd (next to Camping international in Gillingham Kent) | 27 Watling St, Chatham ME5 7HQ | 01634 855995 |
| Marsh Commercial | Ground Floor, Earley West, Thames Valley Park Dr, Reading RG6 1PT | 0118 983 9800 |
| P J Insurance Brokers Ltd | 113 Queens Rd, Weybridge KT13 9UN | 01932 852225 |
| J H Hibbert (Insurance Brokers) Ltd | 4 Albert Mews, Albert Rd, Stroud Green, London N4 3RD | 020 7272 5248 |
| Coops Insurance | 137 Church Hill Rd, Sutton SM3 8NE | 020 8641 3131 |
| Peter S.Taylor & Co | 81 Church Rd, Hove BN3 2BB | 01273 820303 |
| Engage Health Group | Curtis House, 34 Third Ave, Hove BN3 2PD | 01273 974419 |
| Lansdown Insurance Brokers | Lansdown House, Pittville Circus Rd, Cheltenham GL52 2QE | 01242 524498 |
| Delite Insurance Agency | 20 Jeffery St, Gillingham ME7 1DE | 01634 570020 |
| Bennett Christmas Insurance Brokers Ltd | 1 Oak House, Woodlands Court,, Albert Drive, Burgess Hill RH15 9TN | 01444 810088 |
| R T Williams Insurance Brokers Ltd | The Old Coach House, 110 Old London Rd, Brighton BN1 8BB | 01273 328181 |
| Manor Insurance Services Ltd | Cavendish House, 4th, Breeds Pl, Hastings TN34 3AA | 01424 718790 |
| Black Rock Insurance | 74 High St, Battle TN33 0AG | 01424 775953 |
| Marshall G R & Co Ltd | 44 Pylewell Rd, Hythe, Southampton SO45 6AQ | 023 8084 7744 |
| Christopher Trigg Insurance Ltd | 1 Norfolk Rd, Rickmansworth WD3 1LA | 01923 712434 |
| Manor Brokers | 2 Manor Rd, Ruislip HA4 7LB | 01895 678642 |
| Duncan Clark Insurance Brokers | 2nd, Centurion House, 136-142 London Rd, St Albans AL1 1PQ | 01727 852299 |
| Cheshunt Central Insurance | 42 High St, Cheshunt, Waltham Cross EN8 0AQ | 01992 630095 |
| Fairweather Insurance Services Limited | Chalfont Hall, Gravel Hill, Chalfont St Peter, Gerrards Cross SL9 0NP | 01753 882222 |
South East, England Vehicle Accident Rates
The rate of road traffic accidents in an area affects auto insurance quotes for those living locally. The more likely drivers are to have a collision, the higher car insurance premiums. In the South East, there were 13,627 collisions in 2018 serious enough to require police attendance—and around 4,300 people seriously injured and 258 fatalities. The South East is the region of England with the most cars and the most accidents.
| South East, England Car Theft and Accident Statistics | |
|---|---|
| South East, England Population | 9,214,300 |
| Number of Cars | 5,270,523 |
| Number of Reported Car Accidents | 13,627 |
| Seriously Injured | 4,328 |
| Fatalities | 258 |
In the South East, driver error or reaction (e.g., failing to look or signal) was a factor in 65% of reported accidents in 2018. Within this category, "failing to look properly" was a factor in 37% of road traffic accidents. Being in a hurry/reckless was also a contributing factor in a large proportion of reported accidents (16%).
South East, England Vehicle Crime Rates
Car insurance quotes are also affected by the rate of vehicle crimes in a your area. Specifically, theft rates impact the way car insurance underwriters assess risk of your car being stolen and the risk of audio equipment and personal belongings being stolen from a car. Fortunately for South East residents, the rate of vehicle crimes in this region is lower than the average—there were 8.2 vehicle crimes per 1,000 people in 2018 in the South East, compared to an average of 9.2 in England.
| Vehicle Crime Rates in the South East, England | per 1,000 People |
|---|---|
| Isle of Wight | 1.7 |
| Wokingham | 4.9 |
| West Berkshire | 5.2 |
| Hampshire | 6.4 |
| Berkshire | 7.0 |
| Windsor and Maidenhead | 7.2 |
| Kent | 7.6 |
| Bracknell Forest | 7.7 |
| Brighton and Hove | 7.8 |
| Oxford | 8.0 |
| Medway | 8.0 |
| Sussex | 8.3 |
| Southampton | 10.8 |
| South Buckinghamshire | 11.4 |
| Milton Keynes | 13.7 |
| Slough | 17.8 |
| South East Average | 8.2 |
| England Average | 9.2 |
What is considered "Vehicle Crime"? Vehicle crime essentially includes theft from a vehicle and theft of a vehicle. In general, theft from a vehicle is 5X more common than theft of a vehicle.
Cheap Car Insurance Quotes by Local Area
Overall, car insurance prices are a bit higher than average in the South East than in many other areas of the UK, in part due to crowding and the level of accidents. However, prices can vary depending on where you live. For example, car insurance quotes in Slough cost around 2X as much as the rest of the South East. See how your area compares below.
| Cheap Car Insurance Quotes in the South East | Postcode | Average of 5 Cheapest Quotes |
|---|---|---|
| Chichester | PO19 | £523 |
| Oxford | OX1 | £546 |
| Newbury | RG14 | £570 |
| Thatcham | RG19 | £592 |
| Bracknell Forest | RG45 | £628 |
| Portsmouth | PO3 | £630 |
| High Wycombe | HP10 | £658 |
| Reading | RG10 | £666 |
| Bedford | MK41 | £671 |
| Medway | ME16 | £775 |
| Maidstone | ME16 | £775 |
| Wokingham | RG2 | £779 |
| Windsor and Maidenhead | SL3 | £953 |
| Brighton and Hove | BN2 | £1,027 |
| Southampton | SO14 | £1,039 |
| Slough | SL2 | £1,342 |
| Average | £704 |
FAQs
Methodology
To determine average car insurance costs for cities like Slough, Southampton, Brighton, Woking, Reading, Newbury and Maidstone in the South East, we gathered hundreds of quotes for a sample driver who is aged 35 years old and drives a 5-year-old Ford Fiesta. Unless otherwise noted, the driver has a good driving record with no history of accidents and 5 years of no claims bonus.
To compare prices across the region, we gathered quotes for 84 post codes across the South East. This allowed us to find the areas of the South East where drivers pay the least and the most for car insurance. We priced policies from over two dozen companies, including but not limited to:
- Hastings
- Admiral
- Churchill
- LV
- More Than
- Elephant
- RAC
- esure
- People's Choice
- Sainsbury's Bank
- Tesco Bank
Some brands don't offer cover in certain neighbourhoods, for instance where they have an experience of higher claims. Car insurance quotes vary drastically depending on factors like your car, your driving record and age, where you live, and even from day to day. Quotes for your profile could vary drastically from figures mentioned in this article.
To determine rates of vehicle crime and car accidents in the South East, we analysed data from the Department for Transport and UK Crime Stats.
Cheap Car Insurance Quotes for the South East
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