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Who has Cheap Contents Insurance for Renters in London?

Cheap Contents Insurance in Your Area

Quickly compare up to 43 insurance providers.

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We studied insurance prices across the 33 London boroughs to understand how the cost of contents insurance varies depending on where you live. The data showed average contents insurance quotes of £153 per year for renters in London, but good deals could be found around £92 across London.

Overall, we found that Swiftcover Made and AXA-HomeSmart were the cheapest contents insurance plans, but they were not the cheapest in all London boroughs. Consequently, London renters should be sure to compare prices before renewing or buying a contents insurance policy. Click on the button above to start shopping for cheap contents insurance in your area.

Cheap Renters Contents Insurance Companies in London

To see which contents insurance companies provide good deals on contents insurance for London renters, we gathered quotes from 27 insurance companies across the 33 London boroughs for a 2-bed property. We then ranked the insurance companies based on their average prices across London. According to our study, here are the five contents insurance companies with the best prices in London.

chart showing cheap contents insurance companies in London, England

How much is renters insurance in London? The average cost of contents insurance for London renters is £92 per year. By comparing prices, you can usually find a better deal. The data show that Swiftcover Made and AXA HomeSmart tied for the cheapest car insurance plans in London with average rates across all boroughs of £74 per year. In fact, by purchasing any of the ten cheapest plans on offer, renters save around 45% versus average quotes, so it definitely pays to shop around for cover.

RankContents Insurance CompanyAverage Cost of Contents Insurance across London
1Swiftcover Made£74
2AXA-HomeSmart£74
3AXA-HomeSure£81
4RCIB£91
5Acorn Insurance£94
6Homenet£95
7Hastings Essential£105
8Endsleigh£106
9Hastings Direct£108
10Quoteline Direct£108
11HomeProtect£117
12One Call£117
13Easy2Insure£120
14Together Mutual Insurance£122
15Get Cover£122

Cheap Renters Contents Insurance Companies in each London Borough

The borough in which you reside can drastically affect the cost of contents insurance. As insurance companies price policies based on their claims experience with certain profiles, different areas of London cost more or less to insure. To show how cheap contents insurance companies change by borough, we gathered contents insurance quotes for renters in each of the 33 London boroughs. Here were the cheapest three contents insurance companies for each London borough, listed in alphabetical order:

London BoroughInsurance CompanyCheapest Quotes
Barking and DagenhamAXA-HomeSmart£93
Swiftcover Made£93
Acorn Insurance£94
BarnetAXA-HomeSmart£59
Swiftcover Made£59
AXA-HomeSure£65
BexleyAXA-HomeSmart£68
Swiftcover Made£68
AXA-HomeSure£75
BrentRCIB£94
Acorn Insurance£94
Swiftcover Made£100
BromleyAXA-HomeSmart£57
Swiftcover Made£58
AXA-HomeSure£62
CamdenAXA-HomeSmart£74
Swiftcover Made£74
AXA-HomeSure£79
City of LondonAXA-HomeSmart£62
Swiftcover Made£62
AXA-HomeSure£65
City of WestminsterRCIB£90
AXA-HomeSmart£90
Swiftcover Made£90
CroydonAXA-HomeSmart£62
Swiftcover Made£62
AXA-HomeSure£67
EalingAXA-HomeSmart£69
Swiftcover Made£69
AXA-HomeSure£76
EnfieldAXA-HomeSmart£83
Swiftcover Made£84
Homenet£84
GreenwichAXA-HomeSmart£63
Swiftcover Made£63
AXA-HomeSure£69
HackneyAXA-HomeSmart£75
Swiftcover Made£75
AXA-HomeSure£82
Hammersmith and FulhamAXA-HomeSmart£72
Swiftcover Made£73
AXA-HomeSure£80
HaringeyRCIB£90
AXA-HomeSmart£100
Swiftcover Made£101
HarrowAXA-HomeSmart£63
Swiftcover Made£64
AXA-HomeSure£68
HaveringHomenet£73
AXA-HomeSmart£75
Swiftcover Made£75
HillingdonAXA-HomeSmart£58
Swiftcover Made£58
AXA-HomeSure£66
HounslowAXA-HomeSmart£80
Swiftcover Made£80
RCIB£90
IslingtonAXA-HomeSmart£70
Swiftcover Made£71
AXA-HomeSure£76
Kensington and ChelseaAXA-HomeSmart£81
Swiftcover Made£81
AXA-HomeSure£89
KingstonAXA-HomeSmart£52
Swiftcover Made£53
AXA-HomeSure£56
LambethAXA-HomeSmart£71
Swiftcover Made£71
AXA-HomeSure£77
LewishamAXA-HomeSmart£73
Swiftcover Made£74
Hastings Essential£78
MertonAXA-HomeSmart£58
Swiftcover Made£58
AXA-HomeSure£63
NewhamRCIB£90
AXA-HomeSmart£101
Swiftcover Made£102
RedbridgeAXA-HomeSmart£89
Swiftcover Made£89
RCIB£90
RichmondAXA-HomeSmart£72
Swiftcover Made£72
AXA-HomeSure£81
SouthwarkAXA-HomeSmart£61
Swiftcover Made£61
AXA-HomeSure£69
SuttonHastings Essential£57
AXA-HomeSmart£58
Swiftcover Made£58
Tower HamletsAXA-HomeSmart£78
Swiftcover Made£78
Hastings Essential£82
Waltham ForestAXA-HomeSmart£87
Swiftcover Made£87
RCIB£90
WandsworthAXA-HomeSmart£65
Swiftcover Made£65
AXA-HomeSure£70

Average Cost of Cheap Renters Contents Insurance in London

Renters in London can find a cheap contents insurance policy for an average cost of £92 per year (the average of the ten cheapest quotes in each borough). However, prices vary significantly depending on where you live within the capital. Residents of Sutton (one of the cheapest areas to live in London) and Kingston, where our sample renter was quoted around £75 per year, typically pay the least for contents insurance. On the other hand, those living in Haringey, Newham and Brent are more likely to pay around £110 annually for even the cheapest contents insurance policy.

RankLondon BoroughAverage of Cheapest 10 QuotesAverage Excess
1Sutton£74£365
2Kingston£75£360
3City of London£80£350
4Bromley£81£350
5Croydon£82£365
6Merton£82£350
7Hillingdon£82£360
8Wandsworth£85£340
9Barnet£85£370
10Bexley£85£365
11Richmond£85£365
12Southwark£85£365
13Harrow£85£365
14Greenwich£86£350
15Havering£88£355
16Islington£89£365
17Lewisham£90£385
18Enfield£90£360
19Ealing£93£335
20Tower Hamlets£93£355
21Hackney£93£350
22Hounslow£98£330
23Waltham Forest£98£360
24Hammersmith and Fulham£100£340
25Camden£101£320
26Kensington and Chelsea£101£345
27City of Westminster£101£340
28Redbridge£102£325
29Barking and Dagenham£103£345
30Lambeth£103£325
31Haringey£108£320
32Newham£110£330
33Brent£112£335
Average£92£350
chart comparing the cost of contents insurance for a 2-bed property in each London borough

Methodology

In order to determine what a typical London tenant will typically pay for contents insurance and to identify the cheapest contents insurance companies, we tested prices for £50,000 of contents cover with Accidental Damage cover and a £250 voluntary excess for a furnished, 2-bed converted flat in each of the 33 London boroughs. Altogether we collected over 1,000 quotes from the following 27 insurance companies:

  • Acorn Insurance
  • Apricot
  • AXA-HomeSafe
  • BG Insurance
  • Easy2Insure
  • Endsleigh
  • Fresh insurance
  • Get Cover
  • GoSkippy
  • Grove And Dean
  • Hastings Direct
  • Homenet
  • HomeProtect
  • Igo4Essentials
  • Insure Wiser
  • Intelligent Insurance
  • Magnet Insurance
  • Nova Insurance
  • now4cover household
  • One Call
  • Performance Direct
  • Quote Your Home
  • Quoteline Direct
  • RCIB
  • Swiftcover Made
  • Together Mutual Insurance

To get started shopping for contents insurance for your rented property in London, click the button below to get quick quotes from up to 43 insurance companies in your area.

Cheap Contents Insurance in Your Area

Quickly compare up to 43 insurance providers.

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