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Average Cost of Winter Sports Insurance UK 2019

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Travel insurance can cost anywhere from £8.69 to £70 or more to protect a week-long skiing holiday. We've researched the UK market to discover the average cost of travel insurance with winter sports across factors such as age, destination and number of travellers in your party. Use this information to spot a good deal when you see one.

Average Cost of Winter Sports Holiday Cover by Age

The cost of winter sports cover increases significantly for older skiers. For example, a healthy 65-year-old skier will pay 2X as much as a 25-year-old skier. Prices for mature skiers could be even higher if they need travel insurance for pre-existing conditions. In the table and chart below, you can see how prices to insure a one-week skiing holiday go up with age.

Skier Age (years)Winter Sports Travel Insurance Premium for 1 Week
FranceNorth America
25£10.5£31.7
35£10.5£32.3
45£11.0£33.3
55£14.2£44.1
65£19.8£58.4
chart showing prices of 1 week ski insurance by age
Those aged 65 will pay twice as much to insure a skiing holiday as those aged 25

Average Cost of Winter Sports Holiday Cover by Destination

Where you're skiing has a big impact on the cost of travel insurance. For example, those skiing in America or Canada will typically pay 3X as much for single trip travel insurance with winter sports as those hitting the slopes in Europe—whether you're younger, older or travelling with family. Insuring a ski or snowboard trip to Europe costs significantly less than trips to North America because UK residents are entitled to reduced-cost health care in Europe via an EHIC card.

Cost of Winter Sports Cover for 1 Week, by DestinationEuropeNorth America
35 Year Old£10.5£32.3
65 Year Old£19.8£58.4
Family of 4£25.5£74.1
Average£18.6£54.9
chart showing prices of 1 week ski insurance by destination
Those skiing in North America pay 3 times as much for travel insurance as those skiing in Europe

Comparing Winter Sports Insurance Costs: Single Trip vs. Annual, Multi-Trip

It is typically cheaper to buy an annual, multi-trip policy than to buy individual single trip policies if you'll take multiple trips throughout the year, as we discuss in the article Should You Buy Single-Trip or Annual Multi-Trip Travel Insurance? Interestingly, our data showed that a family of four needing worldwide coverage may even pay less for an annual plan than one single trip plan.

chart showing prices of annual ski insurance per year
An annual, multi-trip policy may work out cheaper than buying several single trips policies

However, sometimes single trip plans can work out cheaper so it's always a good idea to check prices of both before you commit. For instance, someone with a deteriorating health condition might find that an expensive annual policy is beyond their budget, but that single trip policies might be more affordable.

Additionally, single trip policies can provide more days of winter sports cover. Those going on a longer ski holiday might find that an annual policy does not offer sufficient coverage, due to limits on the number of days one can ski each year (e.g., 10 days per year). Single trip policies with winter sports coverage will include protection for the duration of your trip.

Methodology

In order to determine estimates for the price of cheap UK travel insurance with winter sports, we gathered hundreds of quotes from a panel of UK travel insurance providers from our partner Compare Cover. Using these results, we averaged the 10 cheapest quotes for each category (e.g., a 35-year-old individual traveller skiing in France) in order to understand how prices change across factors such as age, destination and group size.

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Comments and Questions

The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Read our full disclosure here.