Cheap Travel Insurance Companies for Trips to Turkey

While no single travel insurance company or policy is the best for everyone, we've analyzed dozens of travel insurance plans for trips to Turkey to arrive at a selection of stand-out travel insurance policies, based on their features and prices. Read our research to help you find the best plan for you.

The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Read our full disclosure here.

Find Cheap Travel Insurance to Turkey

Protect your holiday today. Quick quotes from over 45 insurers.

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Best Cheap Travel Insurance to Turkey

Travel insurance to Turkey can cost from £5 to £30, or more, for a healthy, young holidaymaker for a one-week trip. For those on a budget and who haven't invested a lot into non-refundable travel and accommodation bookings, the following plans stood out for decent levels of Cancellation and Baggage cover, all for £10 or less for our sample 35-year-old traveller.

As there is no one best insurance plan or company for everyone, please just use the information in this review to help you understand options and narrow down your choices. Happy Travelling!

Travelinsurance.co.uk: Economy

Consider this if you are after tourist health insurance for medical emergencies, but don't need more than £1,000 or so of cover for belongings or travel & accommodation costs.

If your priority is locking in some cheap tourist health insurance for a trip to Turkey or to cover a budget holiday, travelinsurance.co.uk's Economy plan provides an unlimited amount for Emergency Medical cover, £1,250 for Cancellation and £1,000 for Baggage—for a starting price around £5.50 for a week-long trip to Turkey.

At this price you don't get the bells and whistles on some travel insurance plans (e.g., there is no cover for Baggage Delay, Personal Liability, SAFI, ESF, etc. You can read more about the nuances of each plan in our in-depth review of travelinsurance.co.uk. Beware of the high £250 excess that helps keep the prices low—you'll contribute more towards any claims than with many pricier plans should you need to claim. One perk is that you can add optional Gadget cover—£5.90 for £1,000 or £10.70 for £2,000 of cover.

  • £15 million Medical, £1,250 Cancellation, £1,000 Baggage
  • High £250 excess
  • No Baggage Delay
  • Optional Gadget cover up to £1,000 or £2,000
  • No SAFI/ESF

Insure & Go: Light Premium

Consider this if you want solid value from a specialist travel insurer and a lower excess.

Insure & Go's Light Premium plan offers up unlimited Emergency Medical cover, £2,000 of Cancellation and £1,250 of Baggage cover with prices to Turkey starting from around £7.50 for a healthy, young adult, with a lower £80 excess.

To protect your gadgets when you're in Turkey from loss, theft or damage, you can buy Insure & Go's optional Valuables Extension—for a Single trip you'd pay £5.90 for £1k or £10.70 for £2k of total Gadget cover. More premium plans are available from Insure & Go as well, if you need higher cover levels for your Baggage and non-refundable travel & accommodation costs.

  • Baggage Delay and Travel Delay
  • Optional Gadget cover up to £1,000 or £2,000
  • £4,000 SAFI
  • No ESF

Virgin Money: Standard

Consider this if you want solid value with a lower excess.

Virgin Money's Standard plan starts from £7.50 for a one-week holiday to Turkey, providing . Claims resulting from a natural disaster are not covered. Computers and mobile phones are protected through the normal Valuables cover, but only up to the £300 limit. If that's not enough for you, then prior to leaving your home area, if you pay the appropriate extra premium Virgin Money can extend your cover to £1,000 or £2,000 of total Gadget cover.

  • Baggage Delay and Travel Delay
  • Optional Gadget cover up to £1,000 or £2,000
  • £2,000 SAFI
  • £1,000 ESF

Premium Travel Insurance to Turkey

Those insuring more expensive holidays with non-refundable travel and accommodation costs over £3,000 and/or luggage worth more than £1,500 will pay in the range of £16 to £28 for sufficient cover for a one-week trip to Turkey. These more premium plans typically include more comprehensive cover for Catastrophe/Natural Disasters than cheaper plans. Below we highlight some plans from our study that seem to offer good value for money.

Coverforyou: Ruby and Diamond

Consider this if you want solid value with your choice £1,000, £2,000 or £3,000 of optional Gadget cover.

Coverforyou's plans typically stand out from the competition for solid high levels of Baggage and Cancellation cover for the price. For those looking to spend less than £20 to insure a trip to Turkey, their Ruby plan provides £3,000 of Cancellation and £2,000 of Baggage cover for prices starting around £16.50.

Coverforyou Travel Insurance Plans: Prices and Features

Plan NameEmergency MedicalCancellationBaggageEst. Starting Premium to Turkey
Emerald£15 Million £1,500£1,250£12.25
Ruby£15 Million £3,000£2,000£16.50
Diamond£15 Million £6,000£3,000£22

Holidaymakers wanting insurance for gadgets like mobile phones, tablets and laptops can buy Coverforyou's optional Gadget cover providing either £1,000, £2,000 or £3,000 of extra gadget cover from £14. (Without this optional add on, there's no cover for gadgets.)

Cost of Coverforyou Extended Gadget Cover via Comparison Site

Total Gadget CoverSingle Article Gadget LimitEmeraldRubyDiamond
Annual, Multi-trip£1,000£500£22.25£31.75£36.75
£2,000£750£33.75£47.75£55.50
£3,000£1,000£45.00£64.00£69.00
Single Trip Policies£1,000£500£14.00£14.00£14.00
£2,000£750£18.25£18.25£18.25
£3,000£1,000£22.25£22.25£22.25

Luxury trips worth up to £6,000 can be covered by the Diamond plan, which also protects up to £3,000 of your baggage, for a starting price around £22—also a good deal for the amount of protection you get, especially considering the £2,500 of End Supplier Failure cover.

  • High cover levels for the price
  • Baggage Delay and Travel Delay
  • Optional Gadget cover up to £1,000, £2,000 or £3,000
  • Ruby: £2,500 SAFI
  • Diamond: £2,500 SAFI/ESF
  • Limited cover for adverse weather

Boots: Platinum

Consider this if you want Catastrophe and Gadget included.

Yes, Boots sells travel insurance. Their top-tier Platinum plan stands out for offering £7,500 of Cancellation cover and £3,500 of Baggage cover for a premium starting under £25 for a 1-week stay in Turkey. In particular, we like that you get £1,000 for Gadgets included on all Platinum policies (separate from the £500 Valuables limit), without needing to pay extra. Plus the standard excess is £0 on the Platinum plan.

  • Baggage Delay and Travel Delay
  • Gadget cover up to £1,000 included
  • £1,000 Catastrophe
  • £3,000 SAFI
  • No ESF
  • £0 Cancellation excess

Admiral: Gold and Platinum

Consider this if you want solid cover with the option of £1,000 of Gadget cover.

While you may get less Baggage and Cancellation cover for the price than with some other "cheap" plans, we're mentioning this household name as another option for a higher Valuables limit and for adding optional Gadget cover to protect your mobile phone, tablet and/or laptop. The Gold plan provides £1k for Cancellation and £1,500 for Baggage, while the Platinum protects more valuable holidays and belongings with £5k for Cancellation and £2.5k for Baggage.

Whilst mobile phones, tablets and computers are already included in Valuables cover of Admiral Gold plans up to the £300 (Gold) or £400 (Platinum) limit, you can buy the Gadget add on to provide £1k of protection for up to 3 gadgets (max £500 Single Item Limit) for a cost of £13.92, which is spot on the average cost of Optional Gadget cover for a Single trip—at £49.92, Admiral Gadget cover for an Annual, Multi-Trip plan costs more.

  • Baggage Delay and Travel Delay
  • Catastrophe up to £1,000
  • Mobile phones, tablets, computers included in Valuables cover, up to £300
  • Optional Gadget cover up to £1,000
  • No SAFI/ESF

FortifyMyTravel: Premier Plus

Consider this if you want a higher Catastrophe coverage but don't need Gadget cover.

For those with more pricey travel and accommodation arrangements, FortifyMyTravel offers a good deal on higher cover limits. Starting from around £18 the FortifyMyTravel Premier Plus plan provides £10,000 of Cancellation cover—one of the higher limits in our study. Baggage cover is a respectable £3,000 and you get the same amount for Catastrophe cover. Unfortunately, there's no SAFI, ESF or mobile phone cover with FortifyMyTravel.

  • Baggage Delay and Travel Delay
  • Mobile phones not covered. No Gadget option.
  • £3,000 Catastrophe cover
  • No SAFI/ESF

Travel Insurance to Turkey: Why it's Important

Travel insurance is a must have for those holidaying in Turkey. The right travel insurance plan can lesson the financial burden of a holiday gone wrong, whether due to an accident, a health emergency, lost bags or a myriad of other reasons. Having protection through travel insurance can be even more meaningful when you're so far from home.

The European Health Insurance Card (EHIC) is not valid in Turkey. Travel insurance provides cover for Emergency Medical situations, plus the other two major areas of cover, Cancellation and Baggage. This cover is meant to help protect against the financial ramifications of unexpected events outside of your control, such as cutting short your trip due to a medical emergency or lost luggage. Emergency medical can be a vital feature to have in Turkey—if you're injured in an accident or fall ill whilst in Turkey you may face high medical bills from a private hospital, ambulance, etc.

If you'd like more detailed information on the ins and outs of travel insurance plans, you can read more in our Travel Insurance Guide. Or see the latest Foreign Travel Advice to Turkey for answers to questions on health, travel documents, etc.

How To Pick a Good Travel Insurance Plan for You

To help you decide which travel insurance plan is best for your trip to Turkey, we've analysed over 100 plans from dozens of insurance providers from our comparison partner, Compare Cover, for Single Trip travel insurance to Turkey. Choosing the best travel insurance for your needs will depend on factors like price points and features that you might find valuable. Here are some key features to look for when choosing a travel insurance plan to Turkey:

  • Cancellation/Curtailment cover to reflect the price you paid for any non-refundable travel and accommodation expenses.
  • Medical expenses of £5 million to £10 million or more.
  • Repatriation to the UK in the event you've suffered a serious illness or accident while abroad and need to be brought back to the UK under special circumstances.
  • Baggage/Personal Belongings in case your bags or belongings are lost, stolen or damaged.
  • Baggage Delay to reimburse you for the purchase of necessary personal items should your bags be delayed.
  • Travel Delay/Missed Departure can protect you in case unexpected events beyond your control (e.g., adverse weather) wreck havoc with your travel itinerary.

When considering plans you may also want to check features like personal liability, loss or theft of your passport, Catastrophe/Natural Disaster cover and Gadget cover (if you want more cover for your mobile phone, tablet, laptop, etc.).

Single Trip or Multi Trip Cover

You'll also need to decide whether to buy a an Annual, Multitrip Plan or a Single Trip Plan. If you travel at least 2 times per year then it's usually cheaper to buy Annual Plan rather than individual Single Trip Plans each time you travel, but this can vary from destination to destination and depending on your individual details.

If you're considering an Annual, Multi-Trip policy, be sure to check the Maximum Trip Length before committing. The Maximum Trip Length on Annual plans is typically in the 30 to 45 day range, but can be shorter or longer depending on the provider and plan. Those going on extended trips may find they'll be away longer than is covered by an Annual policy and might only get valid cover through a Single Trip policy.

Travel Insurance to Turkey for Families

Lost luggage, travel delay, and medical accidents can feel even more stressful when you have children in tow. There are two features in particular for families to look out for that are not included on all plans, which can make life a bit better in the case of some travel mishaps: Baggage Delay and Travel Delay.

Baggage Delay cover can cover you for essentials (e.g., nappies, clothing, etc.) you need to buy if your bags are lost or delayed.

Travel Delay cover can provide reimbursement for food if you're flight is delayed for over 12 hours. More than other travelling groups, we think travel insurance is critical for a family on the go, to help them ease the burden of a holiday mishap.

Generally speaking, when it comes to travel insurance, children often travel free. That is, travel insurance for a family of 4 (2 adults, 2 kids) costs roughly 2X the cost of an individual, adult traveller. If only the airlines would price accordingly! The travel insurance plans mentioned above still stand out for families due to their features, and—so important for families—most offer some level of travel delay and baggage delay cover.

Average Cost of Travel Insurance to Turkey

The cost to insure your holiday in Turkey ranges widely; a healthy, young adult can expect to pay an average of £12 for a 1-week stay, but the cheapest cover costs as little as £5 or so. A family of four will pay around twice as much.

chart of average cost of travel insurance from UK to Turkey for individual and family

Prices are largely a function of the overall Medical, Baggage and Cancellation limits, as you can see below. And the cheaper plans tend to have a higher excess (the amount you contribute towards a claim.) You get what you pay for.

Summary of Best Travel Insurance to Turkey

Here is a recap of plans that stood out to us from Compare Cover due to their features and cost.

ProviderPlanStarting PremiumMedical (millions)CancellationBaggageBaggage delayTravel DelaySAFIESFCatastrophe

Travelinsurance.co.uk
Economy£5.59£20£1,250£1,000nyn/a
Insure and GoLight Premium£7.49£20£2,000£1,250yy£4,000n/an/a
Virgin MoneyStandard£7.49£15£2,000£1,500yy£2,000£1,000n/a
CoverforYouRuby£16.50£15£3,000£2,000yy£2,500n/as.t.c.
FortifyMyTravelPremier Plus£18.13£25£10,000£3,000yyn/an/a£3,000
BootsPlatinum£23.22£10£7,500£3,500yy£3,000No Cover£1,000
AdmiralGold£25.42£15£2,500£1,500yyn/an/a£1,000
AdmiralPlatinum£27.93£20£5,000£2,500yyn/an/a£1,500

If you're interested in comparing the cost of travel insurance to other countries, see our other country-specific travel insurance studies:

If you'd like to get quotes for the plans mentioned on this page, and more, please click on the link below to be redirected to our trusted partner, Compare Cover.

Find Cheap Travel Insurance to Turkey

Protect your holiday today. Quick quotes from over 45 insurers.

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Comments and Questions

The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Read our full disclosure here.