The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Read our full disclosure here.

Who has Cheap Travel Insurance to India?

Find Cheap Travel Insurance to India

Protect your holiday today. Quick quotes from over 45 insurers.

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If you're looking for cheap travel insurance for a trip to India from the UK, the lowest prices start just under a tenner for a one-week stay. But will a "cheap" plan provide enough cover for you if, for instance, your bags are lost or you need to cancel your trip for medical reasons?

We gathered data from our partner, Compare Cover, to find prices for holiday cover to India from over 100 policies from dozens of insurance providers for a 35-year-old individual traveller. From this data set, we analysed the 20 cheapest offers to determine how much you should expect to pay for "cheap" travel insurance to India and which companies provide cheap travel insurance to India. Use this information to help you choose a policy that's right for you.

Cost of Cheap Travel Insurance to India

For a 1-week trip to India, expect to pay around £12.60 for cheap travel insurance to protect your holiday. These cheaper plans cost 50% less than the average cost of travel insurance to India. The cost of Single Trip travel insurance depends on the length of your trip—shorter trips cost less and longer trips cost more.

For example, it will cost around £21 to insure a 3-week trip to India, which is close to 2X the cost of insuring a 1-week trip. These prices reflect a trip for which cover is purchased 6 months in advance (it's important to buy travel insurance as soon as you book, to get the most out of the Cancellation feature).

Single TripAnnual, Multi-Trip
Trip Length:1 week2 weeks3 weeksdepends on policy
Average Premium£12.58£17.07£20.55£19.39

If you'll be making any more trips abroad in the year, you may save money in the long run buying an Annual, Multi-trip policy instead of multiple Single Trip policies. An Annual policy that covers India (that is, Worldwide cover excluding the USA, Canada or Caribbean, as these areas increase the cost of cover) will set you back around £19, which is less than the cost of Single Trip cover for a 3-week trip.

Before you commit to an Annual policy, however, be sure to check the maximum trip length covered. Some are as short as 17 days or less, which won't be sufficient if your trip is 3 weeks long, for example.

Cheap Travel Insurance to India: Cancellation and Baggage Cover

On average, we found that cheaper Single Trip travel insurance plans to India offer £12.85 million of Emergency Medical, £1,125 of Cancellation and £1,025 of Baggage cover, with an excess around £182. Annual, Multi-trip plans offer very similar cover levels, but have the advantage of a lower average excess (£108) should you need to claim.

While you might be attracted by the lower prices of cheaper travel insurance (which may be 50% less than average or more), be aware that the cover levels are also lower when you pay less for your cover. The following table illustrates average prices, cover levels and excess for the cheapest 20 quotes in our study compared to the average overall. You'll notice that you get 60% less Cancellation cover (equivalent to £1,688) and 42% less Baggage cover (equivalent to £757) on average with a cheaper policy.

PremiumEmergency Medical (million)CancellationBaggageExcess
Single Trip: leave in six months, stay 2 weeks
Average of 20 Cheapest£17£13£1,125£1,025£182
Average Overall£32£13£2,813£1,782£108
Annual, Multi-trip
Average of 20 Cheapest£19£14£1,198£1,028£164
Average Overall£44£13£2,440£1,592£118

You'll notice there isn't much difference between cheaper and more pricey plans when it comes to Emergency Medical cover. In fact, for Annual, Multi-trip plans you may get more cover from a cheaper offer. Below is a chart illustrating the average Cancellation and Baggage cover for the 20 cheapest policies in our study.

chart showing the Cancellation and Baggage cover for cheap and average price travel insurance policies

Here's Who Offers Cheap Travel Insurance to India

The travel insurance providers that came out cheapest at the time of our study for Single Trip travel insurance to India are as follows:

Travel Insurance ProviderName of Plan
Thomas CookValue
Travelinsurance.co.ukSuper Saver
PuffinBronze
Travelinsurance.co.ukSaver
Insure & GoLight Economy
Thomas CookPlus
Travelinsurance.co.ukEconomy
Post Office MoneyClassic
ZurichEssentials
PuffinSilver
Virgin MoneyEconomy
Insure & GoLight Economy Plus
CedarTreeLite
Holiday ExtrasBasic
StartTravel.co.ukEssential
ExplorerGold
ERVLite
TopDogEconomy
FlexicoverEconomy
Post Office MoneySuperior

Quotes for the above insurance providers can be found using the link below. Of the providers we've reviewed so far (with links to reviews in the table above), we're aware that Insure & Go, Travelinsurance.co.uk and Flexicover offer optional Gadget cover, if you're interested in buying extra protection for items like your mobile phone, tablet or laptop.

Find Cheap Travel Insurance to India

Protect your holiday today. Quick quotes from over 45 insurers.

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Insurance prices can vary from day to day and depending on your particular details (e.g., age, health conditions, etc.), so please just use the information in this article as general educational material. You may find significantly different quotes depending on your individual situation.

If you're interested in comparing the cost of travel insurance to other countries, see our other country-specific travel insurance studies:

Comments and Questions

The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Read our full disclosure here.