The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Read our full disclosure here.

How Much is Travel Insurance to India (2023)?

Compare Travel Insurance to India

Quick quotes from 20 insurers in under 2 minutes. Find out how much you'll need to pay today.

{"applyCallToAction":"Get Quotes","defaultSelectedItem":"travel","description":"Quick quotes from 20 insurers in under 2 minutes. Find out how much you'll need to pay today.","formType":"Insurance","onCurrent":true,"options":[{"label":"Car Insurance","url":"https:\/\/quote.nimblefins.co.uk\/car-insurance?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"car"},{"label":"Home Insurance","url":"https:\/\/quote.nimblefins.co.uk\/home-insurance?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"home"},{"label":"Motorbike Insurance","url":"https:\/\/quote.nimblefins.co.uk\/bike-insurance?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"motorbike"},{"label":"Pet Insurance","url":"https:\/\/quote.nimblefins.co.uk\/pet-insurance?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"pet"},{"label":"Travel Insurance","url":"https:\/\/quote.nimblefins.co.uk\/travel-insurance?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"travel"}],"title":"Compare Travel Insurance to India"}

Planning a trip to India from the UK? You'll need to set aside at least £16 for a decent travel insurance policy to last a week, but families and older holidaymakers will pay more, as will those going on longer trips. And in many cases you can actually save money buying an annual, multitrip policy over a single trip policy, but there are conditions.

Average Cost of Travel Insurance to India Cost: Single vs. Annual Multi-trip

For a traveller around age 30, a cheap travel insurance plan for India to cover a two-week trip will cost from around £26—on average for this price point you'd get around £1,000 - £2,000 for Cancellation. Those seeking higher coverages or a lower excess will need to pay more.

How Much is Travel Insurance for India?
Single Trip (1 week)£12.6
Single Trip (2 weeks)£26.1
Single Trip (3 weeks)£39.5
Annual, Multitrip (Worldwide, ex. USA, CAN and MEX)£21.7

Instead of buying a Single Trip policy, buying an Annual, Multi-trip policy might save you money in the long run. First of all, a Single trip policy only covers one trip; an Annual, Multi-trip policy covers multiple trips throughout the year. If you're planning on any other travels then an Annual policy might suit you better. Second, the cost of Single Trip cover is dependent upon the length of your trip—if your trip is going to be a few weeks in length then the cost of Single Trip cover approaches the cost of an Annual, Multi-trip plan (with geographic cover for Worldwide travel, excluding USA, Canada and the Caribbean—including India).

chart showing the cost of travel insurance to India

To help you make a decision, you may want to check prices of both a Single Trip policy (with cover for India) and an Annual, Multi-trip policy (with cover for the World—either including or excluding USA, Canada and the Caribbean, depending on your other travel plans throughout the year).

Before committing to an Annual, Multi-trip policy, however, be sure to check the maximum trip length that is covered by the plan. We frequently see a range from 17 days to 45 days. If your trip is longer than the maximum trip length on an Annual plan, your trip won't be covered at all under the policy.

Average Cost of Travel Insurance for Older Travellers to India

While a 30 year old would pay from around £26 for travel insurance to India, a 70 year old would pay from around £72 and an 80 year old from around £189. Older travelers pay more for holiday cover to India than younger travellers, since mature holidaymakers present a higher risk of emergency medical claims and cancellation due to falling ill—regardless of your destination. Prices for older travellers have risen even more recently since the onset of the pandemic.

chart showing cost of travel insurance to India for those aged in 30 years old, 40 years old, 50 years old, 60 years old, 70 years old and 80 years old

Costs more than double from age 30 to age 70. Prices really jump up after age 70, with 80-year-old consumers paying more than 2X the premium paid they paid at age 70. These estimates for travel insurance to India reflect a 2-week-long trip for a healthy individual, booked 6 months in advance. Longer trips would cost more.

Average Cost of Travel Insurance for India (by age)Average of 10 cheapest quotes
30 years old£26.1
40 years old£27.1
50 years old£28.0
60 years old£36.3
70 years old£71.9
80 years old£188.8

Those with pre-existing conditions can find more information on how your medical history affects the price of travel insurance in our article on the average cost of travel insurance for medical conditions.

Average Cost of Travel Insurance for Families Travelling to India

A decent travel insurance policy for a family heading to India will start from £35 for a one week stay, but prices go up if you're planning a longer trip. A two week trip would cost from £60 and a three week trip from £92 for a family of 4. It could be cheaper to buy an annual, multitrip policy for your trip. As you can see below, you can buy an annual, worldwide policy for less than the cost of cover for a 2-week trip. Before doing so, however, check the max trip length on any annual policies you're considering to be sure it's long enough to cover your trip.

chart showing the average cost of travel insurance to India for a family of 4

Children essentially travel for free—that is, a family of four with two adults and two children would pay around 2X the cost of travel insurance for a solo traveller.

Cost of Travel Insurance to India for a Family of FourPrices from around...
Single Trip (1 week)£35.0
Single Trip (2 weeks)£59.7
Single Trip (3 weeks)£91.6
Annual, Multitrip (Worldwide, ex. USA, CAN and MEX)£47.9

Average Cost of Optional Gadget Cover for Travel Insurance

The average cost of optional gadget cover on travel insurance policies is around £13.50 for Single Trip policies and £34.80 for Annual, Multi-trip policies. Typically, the cost of optional gadget cover is the same anywhere, regardless of destination; instead, the amount of cover, the length of your trip and/or the type of plan are major factors determining the price of gadget cover.

chart showing the cost of optional gadget cover for travel insurance for £1,000, £2,000 and £3,000 of cover, for both Single trip plans and Annual, Multi-trip plans

Optional Gadget Cover is not available on all travel insurance plans but, where offered, will provide financial protection against the loss, theft or damage to items like your mobile phone, tablet and laptop up to a certain amount.

If you are interested in purchasing additional gadget cover, it is available from a number of travel insurance providers including: Admiral, CoverForYou, Debenhams Travel Insurance Review, Insure & Go, Sainsbury's Bank and Travelinsurance.co.uk, quotes for which can be found using the search button below.

Find Cheap Travel Insurance to India

Protect your holiday today. Quick quotes from 20 insurers.

{"applyCallToAction":"Get Quotes","defaultSelectedItem":"travel","description":"Protect your holiday today. Quick quotes from 20 insurers.","formType":"Insurance","onCurrent":true,"options":[{"label":"Car Insurance","url":"https:\/\/quote.nimblefins.co.uk\/car-insurance?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"car"},{"label":"Home Insurance","url":"https:\/\/quote.nimblefins.co.uk\/home-insurance?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"home"},{"label":"Motorbike Insurance","url":"https:\/\/quote.nimblefins.co.uk\/bike-insurance?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"motorbike"},{"label":"Pet Insurance","url":"https:\/\/quote.nimblefins.co.uk\/pet-insurance?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"pet"},{"label":"Travel Insurance","url":"https:\/\/quote.nimblefins.co.uk\/travel-insurance?id=76f4ecd6e1ca7c2f442633593566fdaa","value":"travel"}],"title":"Find Cheap Travel Insurance to India"}

FAQs

Travel insurance for India costs from £26 for a younger person up to £189 or more for an older traveller. Families will pay from around £35 for one-week travel insurance for India from the UK.
The cost of travel insurance to India is usually roughly mid-market when you consider the average cost of travel insurance around the world, with prices higher than for cover to Europe and less than you'd pay for the USA.

Methodology

To determine the average cost of travel insurance consumers heading from the UK to India, we first collected travel insurance quotes from hundreds of policies as a proxy for the UK travel insurance market. To get an idea of the true cost of a "cheap" policy, that is, how much someone might need to pay to secure minimum cover, we averaged the 20 cheapest quotes available.

In order to standardize our results, we made certain assumptions about the type of plan and level of coverage sought by the average consumer. Other than the "age" section, our sample traveller was 35 years old and healthy with no pre-existing conditions.

Comments

The guidance on this site is based on our own analysis and is meant to help you identify options and narrow down your choices. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Read our full disclosure here.

Travel Insurance

Get Quotes

  • 4.8 out of 5 stars**
  • Quotes from 20 providers